Wüstenrot & Württembergische AG
Wüstenrot & Württembergische AG, together with its subsidiaries, provides insurance products and services in Germany, the Czech Republic, and internationally. It operates through Housing, Life and Health Insurance, Property/Casualty Insurance, and All Ot…
Insurance - Life
DE, Stuttgart [HQ]
Ratios
5 Records · Starting from 2019Margins, Growth Rates In %
| Ratio | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross Margin | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | |
| Profit Margin | 3.32 | 2.66 | 4.05 | 3.50 | 2.33 | |
| Operating Margin | 5.08 | 4.02 | 6.87 | 2.26 | 2.22 | |
|
EPS Growth
|
- - | -13.51 | 72.66 | -33.94 | -100.00 | |
| EPS EUR | 148.00 | 128.00 | 221.00 | 146.00 | - - | |
| Return on Assets (ROA) | 0.30 | 0.23 | 0.41 | 0.33 | 0.20 | |
| Return on Equity (ROE) | 4.60 | 3.40 | 6.36 | 5.94 | 2.81 | |
| Return on Invested Capital (ROIC) | 2.30 | 1.69 | 3.93 | 1.15 | 0.86 | |
| Solvency | ||||||
| Equity Ratio | - - | - - | - - | - - | - - | |
| Debt/Assets | 7.26 | 7.37 | 6.51 | 7.95 | 8.38 | |
| Debt/Equity | 113.28 | 111.35 | 100.43 | 141.10 | 116.81 | |
| Debt/EBITDA | 861.83 | 1,193.64 | 772.23 | 2,389.21 | 2,188.78 | |
|
Debt/Capitalization
|
53.11 | 52.68 | 50.11 | 58.52 | 53.88 | |
| Long-Term Debt/Capitalization | 42.89 | 43.92 | 48.99 | 42.33 | 53.88 | |
| Interest Debt per Share EUR | 32.78 | 36.81 | 29.66 | 30.02 | - - | |
| Debt Growth | - - | 19.38 | 8.76 | 4.94 | 2.17 | |
| Liquidity | ||||||
| Current Ratio | 29.61 | 1.75 | 1.69 | 1.86 | - - | |
| Quick Ratio | -1.45 | -1.99 | -2.32 | -1.48 | - - | |
| Cash Ratio | 0.39 | 1.13 | 1.04 | 1.23 | - - | |
| Operating Cash Flow Ratio | - - | - - | - - | - - | - - | |
| Turnover | ||||||
| Inventory Turnover | - - | - - | - - | - - | - - | |
| Receivables Turnover | -20.73 | -20.57 | -25.42 | -29.48 | - - | |
| Payables Turnover | - - | - - | - - | - - | - - | |
|
Asset Turnover
|
8.90 | 8.47 | 10.19 | 9.55 | 8.68 | |
| Fixed Turnover | 1,674.58 | 1,322.25 | 1,488.68 | 1,169.11 | 1,108.79 | |
| Coverage | ||||||
| Interest Coverage | 998.68 | 1,055.15 | 1,978.67 | 475.81 | - - | |
| Asset Coverage | 1,800 | 1,700 | 1,400 | 1,100 | 1,100 | |
| Cash Flow Coverage (CFGR) | 19.06 | 6.91 | -17.37 | -42.44 | -1.88 | |
| EBITDA Coverage | 1,200 | 1,300 | 2,200 | 700 | - - | |
| Dividend Coverage | -400 | -300 | -500 | -300 | -200 | |
| Time Interest Earned (TIE) | 300 | 300 | 400 | 100 | -100 | |
| Market Prospects | ||||||
| Dividend Yield | 2.99 | 2.99 | 3.21 | 3.33 | - - | |
| Earnings Yield | 12.18 | 10.30 | 18.50 | 12.88 | - - | |
|
Price/Earnings (P/E)
|
8.2094 | 9.7071 | 5.4045 | 7.7615 | - - | |
| Price/Earnings Growth (PEG) | - - | -71.83 | 7.44 | -22.87 | - - | |
|
Price/Book (P/B)
|
37.80 | 33.02 | 34.38 | 46.09 | - - | |
| Price/Tangible Book (P/TB) | 37.80 | 33.02 | 34.38 | 46.09 | - - | |
| Price/Sales (P/S) | 27.24 | 25.79 | 21.87 | 27.20 | - - | |
|
Price/Cash Flow (P/CF)
|
175.06 | 429.24 | -197.12 | -76.97 | - - | |
| Price/Free CF (P/FCF) | 201.30 | 696.60 | -172.33 | -73.00 | - - | |
| Price/Operating CF (P/OCF) | 175.06 | 429.24 | -197.12 | -76.97 | - - |