The Western Union Company
The Western Union Company provides money movement and payment services worldwide. The company operates in two segments, Consumer-to-Consumer and Business Solutions. The Consumer-to-Consumer segment facilitates money transfers between two consumers, prima…
Financial - Credit Services
US, Denver [HQ]
Ratios
15 Records · Starting from 2009Margins, Growth Rates In %
| Ratio | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||
| Gross Margin | 43.45 | 42.64 | 43.51 | 43.61 | 41.63 | 41.19 | 41.66 | 39.70 | 39.26 | 40.95 | 41.68 | 41.54 | 42.88 | 41.32 | 34.47 | |
| Profit Margin | 16.70 | 17.52 | 21.22 | 18.11 | 14.41 | 15.20 | 15.28 | 4.67 | -10.08 | 15.24 | 20.00 | 15.39 | 15.89 | 20.35 | 14.37 | |
| Operating Margin | 25.23 | 25.04 | 25.22 | 23.48 | 19.98 | 20.34 | 20.23 | 8.92 | 8.57 | 20.07 | 17.65 | 20.01 | 22.15 | 19.77 | 18.76 | |
|
EPS Growth
|
-3.97 | 13.22 | 35.04 | -8.11 | -15.88 | 11.89 | 1.88 | -68.10 | -328.85 | 258.82 | 31.22 | -27.02 | 9.39 | 18.69 | -28.09 | |
| EPS USD | 121.00 | 137.00 | 185.00 | 170.00 | 143.00 | 160.00 | 163.00 | 52.00 | -119.00 | 189.00 | 248.00 | 181.00 | 198.00 | 235.00 | 169.00 | |
| Return on Assets (ROA) | 11.54 | 11.48 | 12.85 | 10.84 | 7.89 | 8.62 | 8.86 | 2.69 | -6.03 | 9.47 | 12.08 | 7.84 | 9.13 | 10.72 | 7.64 | |
| Return on Equity (ROE) | 240.11 | 156.15 | 130.24 | 109.07 | 72.27 | 65.55 | 59.63 | 28.06 | 113.37 | -274.98 | -2,679.24 | 398.87 | 226.60 | 190.58 | 130.69 | |
| Return on Invested Capital (ROIC) | 28.28 | 26.67 | 28.28 | 22.15 | 17.94 | 20.00 | 17.53 | 8.56 | -29.85 | 29.68 | 21.78 | 25.26 | 26.59 | 24.40 | 20.49 | |
| Solvency | ||||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | 41.46 | 41.49 | 39.51 | 45.74 | 41.63 | 37.62 | 44.67 | 34.89 | 32.86 | 39.56 | 39.67 | 33.14 | 37.21 | 32.92 | 35.00 | |
| Debt/Equity | 862.38 | 564.60 | 400.45 | 460.26 | 381.37 | 286.10 | 300.78 | 364.23 | -617.34 | -1,148.71 | -8,795.70 | 1,686.60 | 923.34 | 585.35 | 599.06 | |
| Debt/EBITDA | 94.26 | 76.58 | 94.76 | 141.32 | 154.33 | 136.53 | 138.52 | 253.50 | 181.53 | 175.02 | 147.44 | 136.67 | 144.11 | 144.57 | 123.46 | |
|
Debt/Capitalization
|
89.61 | 84.95 | 80.02 | 82.15 | 79.23 | 74.10 | 75.05 | 78.46 | 119.33 | 109.54 | 101.15 | 94.40 | 90.23 | 85.41 | 85.70 | |
| Long-Term Debt/Capitalization | 89.61 | 84.95 | 80.02 | 81.07 | 79.23 | 74.10 | 69.66 | 75.54 | 119.33 | 109.92 | 101.24 | 94.27 | 89.43 | 84.56 | 83.95 | |
| Interest Debt per Share USD | 4.59 | 5.19 | 5.97 | 7.45 | 7.92 | 7.31 | 8.57 | 7.01 | 6.79 | 8.21 | 8.48 | 7.92 | 8.33 | 7.48 | 8.02 | |
| Debt Growth | -3.02 | 7.92 | 8.92 | 12.45 | 4.56 | -11.69 | -13.30 | -13.63 | 8.88 | 13.19 | -5.95 | -5.02 | -1.92 | -7.03 | -10.45 | |
| Liquidity | ||||||||||||||||
| Current Ratio | 126.69 | 142.01 | 113.58 | 229.37 | 242.24 | 232.58 | 160.85 | 57.10 | 42.54 | 60.13 | 89.45 | 99.89 | 201.47 | 130.12 | 100.64 | |
| Quick Ratio | 53.27 | 63.25 | 113.58 | 768.68 | 743.26 | 796.11 | 696.13 | 387.40 | 334.99 | 379.43 | 368.61 | 318.50 | 91.48 | 108.12 | 85.54 | |
| Cash Ratio | 49.43 | 61.43 | 53.03 | 229.37 | 242.24 | 232.58 | 160.85 | 57.10 | 42.54 | 60.13 | 89.45 | 99.89 | 91.48 | 108.12 | 24.33 | |
| Operating Cash Flow Ratio | - - | - - | - - | 100 | 100 | 100 | 100 | - - | - - | - - | - - | - - | - - | - - | - - | |
| Turnover | ||||||||||||||||
| Inventory Turnover | 3,370.34 | 3,108.98 | - - | -276.10 | -286.77 | -295.70 | -264.22 | -216.24 | -191.97 | -217.98 | 1,361.49 | 905.06 | - - | - - | 81.26 | |
| Receivables Turnover | 3,883.58 | 8,100.94 | 524.64 | 533.26 | 544.78 | 556.88 | 512.30 | 408.57 | 350.99 | 412.42 | 430.22 | 425.95 | - - | - - | 251.43 | |
| Payables Turnover | 573.60 | 572.33 | 579.81 | 574.29 | 506.34 | 549.20 | 527.43 | 289.48 | 467.00 | 584.32 | 512.79 | 564.28 | 643.36 | 566.03 | 630.31 | |
|
Asset Turnover
|
69.13 | 65.49 | 60.55 | 59.85 | 54.76 | 56.69 | 57.97 | 57.57 | 59.84 | 62.13 | 60.42 | 50.91 | 57.47 | 52.68 | 53.14 | |
| Fixed Turnover | 2,488.30 | 2,642.60 | 2,772.03 | 2,888.73 | 2,640.30 | 2,716.67 | 2,365.70 | 2,459.37 | 2,579.04 | 2,067.27 | 2,831.51 | 3,214.76 | 3,918.70 | 4,083.49 | 4,766.96 | |
| Coverage | ||||||||||||||||
| Interest Coverage | 812.35 | 765.21 | 761.41 | 740.53 | 566.16 | 645.81 | 660.75 | 317.18 | 333.15 | 750.07 | 614.47 | 816.29 | 1,064.55 | 876.14 | 776.35 | |
| Asset Coverage | 100 | 100 | 100 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 100 | |
| Cash Flow Coverage (CFGR) | 39.96 | 30.23 | 32.79 | 27.38 | 25.84 | 28.11 | 25.35 | 31.71 | 24.26 | 23.08 | 26.32 | 27.88 | 31.84 | 20.80 | 27.29 | |
| EBITDA Coverage | 900 | 800 | 800 | 800 | 700 | 800 | 800 | 400 | 800 | 900 | 700 | 1,000 | 1,100 | 1,000 | 900 | |
| Dividend Coverage | -2,000 | -500 | -600 | -400 | -200 | -300 | -200 | - - | 100 | -200 | -300 | -200 | -200 | -200 | -100 | |
| Time Interest Earned (TIE) | 200 | 200 | 200 | 200 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 200 | 100 | 200 | |
| Market Prospects | ||||||||||||||||
| Dividend Yield | 0.31 | 1.34 | 1.69 | 3.09 | 2.89 | 2.78 | 3.45 | 2.93 | 3.66 | 4.43 | 2.98 | 4.09 | 5.26 | 6.83 | 7.90 | |
| Earnings Yield | 6.44 | 7.35 | 10.12 | 12.46 | 8.32 | 8.92 | 9.13 | 2.38 | -6.26 | 11.05 | 9.24 | 8.23 | 11.10 | 17.08 | 14.16 | |
|
Price/Earnings (P/E)
|
15.5210 | 13.6025 | 9.8805 | 8.0248 | 12.0257 | 11.2074 | 10.9581 | 42.0503 | -15.9662 | 9.0477 | 10.8203 | 12.1535 | 9.0063 | 5.8552 | 7.0606 | |
| Price/Earnings Growth (PEG) | -391.13 | 102.87 | 28.20 | -98.97 | -75.72 | 94.27 | 584.43 | -61.75 | 4.86 | -3.50 | 34.66 | -44.99 | 95.89 | 31.33 | -25.14 | |
|
Price/Book (P/B)
|
3,726.81 | 2,124.06 | 1,286.85 | 875.26 | 869.14 | 734.64 | 653.47 | 1,180.13 | -1,810.09 | -2,487.96 | -28,990.20 | 4,847.73 | 2,040.86 | 1,115.89 | 922.74 | |
| Price/Tangible Book (P/TB) | 3,726.81 | 2,124.06 | 1,286.85 | 875.26 | 869.14 | 734.64 | 653.47 | 1,180.13 | -1,810.09 | -2,487.96 | -28,990.20 | 4,847.73 | 2,040.86 | 1,115.89 | 922.74 | |
| Price/Sales (P/S) | 259.15 | 238.35 | 209.69 | 145.33 | 173.25 | 170.37 | 167.42 | 196.34 | 161.01 | 137.89 | 216.38 | 187.09 | 143.12 | 119.13 | 101.44 | |
|
Price/Cash Flow (P/CF)
|
1,081.54 | 1,244.66 | 980.06 | 694.57 | 881.99 | 913.39 | 857.13 | 1,021.90 | 1,208.86 | 938.48 | 1,252.04 | 1,030.87 | 694.28 | 916.74 | 564.42 | |
| Price/Free CF (P/FCF) | 1,149.09 | 1,405.35 | 1,137.37 | 897.69 | 1,133.17 | 1,101.99 | 1,141.02 | 1,311.06 | 1,592.05 | 1,598.11 | 1,455.22 | 1,255.15 | 873.64 | 1,427.89 | 695.72 | |
| Price/Operating CF (P/OCF) | 1,081.54 | 1,244.66 | 980.06 | 694.57 | 881.99 | 913.39 | 857.13 | 1,021.90 | 1,208.86 | 938.48 | 1,252.04 | 1,030.87 | 694.28 | 916.74 | 564.42 |