The Western Union Company Profile Avatar - Palmy Investing

The Western Union Company

The Western Union Company provides money movement and payment services worldwide. The company operates in two segments, Consumer-to-Consumer and Business Solutions. The Consumer-to-Consumer segment facilitates money transfers between two consumers, prima…

Financial - Credit Services
US, Denver [HQ]

FA

Fundamental Analysis · Most Recent Quarter

It is important to understand the FA Algorithm and the criterias before valuing it as a top-tier resource.

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Framework:
Valuation 14% Weak
Profitability n.A. n.A.
Fin. Growth 67% Positive
Leverage & Liquidity 0% Bad
Per Share Metrics 67% Positive
Fin. Health n.A. n.A.
Fundamentals

Valuation

Metric Q2 Q3 Δ in %
EV/EBITDA 3.82 25.00 24.08
Graham Fair Price 66.91 5.83 3.49
PEG -98.51 0.04 2.99
Price/Book -33.80 6.18 9.34
Price/Cash Flow -66.48 21.84 -65.15
Prices/Earnings -47.81 3.81 7.30
Price/Sales 0.75 3.90 3.87
Price/FCF -66.48 21.84 -65.15
Naive Interpretation member
01 - Valuation · Weak
Fundamentals

Profitability

Metric Q2 Q3 Δ in %
Gross Profit Margin 10.78 0.37 0.33
Operating Margin -11.13 0.16 0.18
ROA 95.03 0.03 0.02
ROE 0.32 0.41 26.83
ROIC 0.05 0.10 87.76
Naive Interpretation member
02 - Profitability · Not Interpreted
Fundamentals

Financial Growth

Metric Q2 Q3 Δ in %
Debt QOQ -0.02 0.04 -50.45
Dividends QOQ 0.03 -0.03 -22.42
EBIT QOQ < 0.005 -0.14 -1756.39
EPS QOQ 0.02 0.86 3414.29
FCF QOQ -2.07 3.92 89.29
Revenue QOQ 0.02 -0.03 63.77
Naive Interpretation member
03 - Financial Growth · Positive
Fundamentals

Leverage & Liquidity

Metric Q2 Q3 Δ in %
Assets Turnover n.A. n.A. n.A.
Days Inventory Outstanding (DIO) 368.16 0.00 inf
Days Sales Outstanding (DSO) 150.19 127.48 -15.12
Inventory Turnover 0.24 0.00 inf
Debt/Capitalization 0.86 0.80 -6.79
Quick Ratio 0.32 0.89 174.67
Naive Interpretation member
04 - Leverage & Liquidity · Bad
Fundamentals

Per Share Metrics

Metric Q2 Q3 Δ in %
Book Value 1.30 1.93 48.20
Cash 7.35 8.68 18.19
Capex 0.09 0.08 -7.06
Free Cash Flow -0.19 0.55 192.66
Revenue 3.14 3.06 -2.62
Naive Interpretation member
05 - Per Share Metrics · Positive
Fundamentals

Financial Health

Metric Q2 Q3 Δ in %
Current Ratio 0.86 0.89 4.26
Debt/Assets n.A. n.A. n.A.
Debt/Equity n.A. n.A. n.A.
Net Debt/EBITDA 6.69 5.59 -16.51
Naive Interpretation Member
06 - Financial Health · Bad
End of WU's Analysis
CIK: 1365135 CUSIP: 959802109 ISIN: US9598021098 LEI: - UEI: -
Secondary Listings
WU has no secondary listings inside our databases.