Upstart Holdings, Inc.
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enable…
Financial - Credit Services
US, San Mateo [HQ]
Cash Flow Statements
7 Records · Starting from 2017In Million USD. Margins, Growth Rates In %
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Operating Cash Flow (OCF) | 10.00 | 50.00 | 31.00 | 15.00 | 168.00 | -674.00 | -160.00 | |
| Operating Cash (Net) | 10.00 | 50.00 | 31.00 | 15.00 | 168.00 | -674.00 | -160.00 | |
| Accounts Receivable | - - | - - | - - | - - | - - | - - | - - | |
| Accounts Payable | - - | 1.00 | 3.00 | 7.00 | -7.00 | 11.00 | -6.00 | |
|
Working Capital
|
- - | - - | - - | - - | - - | - - | - - | |
| Change | 21.00 | 13.00 | - - | 18.00 | 55.00 | -21.00 | -340.00 | |
| Other WC | 20.00 | 12.00 | -3.00 | 11.00 | 62.00 | -33.00 | -334.00 | |
| Investing Activities | ||||||||
| Used Cash (Net) | -393.00 | -137.00 | 45.00 | 136.00 | -143.00 | -114.00 | -118.00 | |
| Capital Expenditure | - - | -1.00 | -5.00 | -5.00 | -15.00 | -22.00 | -12.00 | |
| Purchases of Investments | - - | - - | - - | -9.00 | -40.00 | -1.00 | -157.00 | |
| Sale/Maturity of Investment | - - | 1.00 | 8.00 | 97.00 | -90.00 | 14.00 | 103.00 | |
| Property, Plant, Equipment (P&PE) | - - | -1.00 | -5.00 | -5.00 | -15.00 | -22.00 | -12.00 | |
| Acquisitions (Net) | - - | - - | 32.00 | -87.00 | -16.00 | -16.00 | -56.00 | |
| Other Investing Activities | -392.00 | -137.00 | 9.00 | 142.00 | 18.00 | -87.00 | 4.00 | |
| Financing Activities | ||||||||
| Used Cash (Net) | -412.00 | -135.00 | -119.00 | -79.00 | -855.00 | -130.00 | -214.00 | |
| Debt Repayment | -174.00 | -341.00 | -309.00 | -174.00 | -71.00 | -287.00 | -192.00 | |
| Dividends Paid | - - | - - | - - | - - | - - | - - | - - | |
|
Common Stock
|
- - | - - | 4 | - - | 264 | 190 | 178 | |
| Issued | - - | - - | 3.00 | 159.00 | 263.00 | 12.00 | 178.00 | |
| Repurchased | - - | - - | - - | - - | - - | -177.00 | - - | |
| Other Financing Activities | 586.00 | 476.00 | 190.00 | 93.00 | 663.00 | 20.00 | 21.00 | |
| Cash Balances | ||||||||
| Begin of Period | 43.00 | 73.00 | 122.00 | 80.00 | 311.00 | 1,191.00 | 532.00 | |
| End of Period | 73.00 | 122.00 | 80.00 | 311.00 | 1,191.00 | 532.00 | 467.00 | |
| Change | 29.00 | 48.00 | -42.00 | 231.00 | 879.00 | -658.00 | -64.00 | |
| Non-Cash Balances | ||||||||
| Depreciation and Amortization | - - | - - | - - | 2.00 | 7.00 | 13.00 | 24.00 | |
| Stock Based Compensation | 1.00 | - - | 3.00 | 11.00 | 73.00 | 125.00 | 175.00 | |
| Other | 1.00 | 2.00 | - - | -50.00 | -102.00 | -683.00 | 214.00 | |
| Highlighted metrics | ||||||||
| Free Cash Flow (FCF) | 9.00 | 49.00 | 26.00 | 10.00 | 153.00 | -697.00 | -172.00 | |
| Cash Conversion Cycle (CCC) | - - | -37.00 | -513.00 | -290.00 | -42.00 | -2,303.00 | -19,580.00 | |
| Invested Capital | - - | - - | - - | - - | - - | - - | - - | |
|
Other Operating Inflows/Outflows
|
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| Forex Effect on Cash | - - | - - | - - | - - | - - | - - | - - |