Umpqua Holdings Corporation
Umpqua Holdings Corporation operates as the holding company of Umpqua Bank that provides commercial and retail banking services. It operates in two segments: Core Banking and Mortgage Banking. The company offers deposit products, including non-interest b…
Banks - Regional
US, Portland [HQ]
FA
Fundamental Analysis · Most Recent Quarter
A dedicated fundamental analysis might help you to get a quick overview
of the
financial stability. It is important to understand the
FA Algorithm
and the criterias before valuing it as a top-tier resource.
1
Financial Health
| Metric | Q3 | Q4 | Δ in % | |
|---|---|---|---|---|
| Current Ratio | -18.24 | 10.55 | 12.90 | |
| Debt/Assets | n.A. | n.A. | n.A. | |
| Debt/Equity | n.A. | n.A. | n.A. | |
| Net Debt/EBITDA | -2.34 | -1.47 | -1.44 | |
| Naive Interpretation | member | |||
2
Per Share
| Metric | Q3 | Q4 | Δ in % | |
|---|---|---|---|---|
| Book Value | 2.58 | 11.42 | 11.14 | |
| Cash | -72.40 | 5.96 | 21.61 | |
| Capex | inf | 0.00 | -0.03 | |
| Free Cash Flow | -46.01 | 0.79 | 1.46 | |
| Revenue | 7.35 | 1.57 | 1.46 | |
| Naive Interpretation | member | |||
3
Profitability
| Metric | Q3 | Q4 | Δ in % | |
|---|---|---|---|---|
| Gross Margin | 100.00 | 1.00 | 0.00 | |
| Operating Margin | 0.00 | 0.00 | 0.00 | |
| ROA | -2.45 | < 0.005 | < 0.005 | |
| ROE | -3.76 | 0.03 | 0.03 | |
| ROIC | 0.00 | 0.00 | 0.00 | |
| Naive Interpretation | member | |||
4
Valuation
The "Valuation Entry" for the Focus of UMPQ is permitted for members.
5
Growth
The "Growth Entry" for the Focus of UMPQ is permitted for members.
6
Leverage & Liquidity