Umpqua Holdings Corporation
Umpqua Holdings Corporation operates as the holding company of Umpqua Bank that provides commercial and retail banking services. It operates in two segments: Core Banking and Mortgage Banking. The company offers deposit products, including non-interest b…
Banks - Regional
US, Portland [HQ]
FA
Fundamental Analysis · Most Recent Quarter
A dedicated fundamental analysis might help you to get a quick overview
of the
financial stability. It is important to understand the
FA Algorithm
and the criterias before valuing it as a top-tier resource.
Fundamentals
Valuation
| Metric | Q3 | Q4 | Δ in % | |
|---|---|---|---|---|
| EV/EBITDA | -13.25 | 22.71 | 26.18 | |
| Graham Fair Price | 0.63 | 9.91 | 9.85 | |
| PEG | 243.86 | -4.55 | 1.32 | |
| Price/Book | 1.82 | 1.56 | 1.53 | |
| Price/Cash Flow | 93.45 | 22.58 | 11.67 | |
| Prices/Earnings | 5.80 | 11.67 | 11.03 | |
| Price/Sales | -2.70 | 11.38 | 11.70 | |
| Price/FCF | 93.45 | 22.58 | 11.67 | |
| Naive Interpretation | member | |||
01 - Valuation ·
Weak
Fundamentals
Profitability
| Metric | Q3 | Q4 | Δ in % | |
|---|---|---|---|---|
| Gross Profit Margin | 100.00 | 1.00 | 0.00 | |
| Operating Margin | 0.00 | 0.00 | 0.00 | |
| ROA | -2.45 | < 0.005 | < 0.005 | |
| ROE | 0.03 | 0.03 | -3.76 | |
| ROIC | 0.00 | 0.00 | 0.00 | |
| Naive Interpretation | member | |||
02 - Profitability ·
Not Interpreted
Fundamentals
Financial Growth
| Metric | Q3 | Q4 | Δ in % | |
|---|---|---|---|---|
| Debt QOQ | -0.93 | 1.20 | -22.38 | |
| Dividends QOQ | < 0.005 | < 0.005 | 52.20 | |
| EBIT QOQ | 0.00 | 0.00 | 0.00 | |
| EPS QOQ | 0.08 | -0.03 | -69.23 | |
| FCF QOQ | 0.05 | -0.46 | 905.48 | |
| Revenue QOQ | 0.04 | 0.07 | 63.49 | |
| Naive Interpretation | member | |||
03 - Financial Growth ·
Positive
Fundamentals
Leverage & Liquidity
| Metric | Q3 | Q4 | Δ in % | |
|---|---|---|---|---|
| Assets Turnover | n.A. | n.A. | n.A. | |
| Days Inventory Outstanding (DIO) | 0.00 | 0.00 | 0.00 | |
| Days Sales Outstanding (DSO) | 1922.36 | 0.00 | inf | |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | |
| Debt/Capitalization | 0.36 | 0.04 | -90.10 | |
| Quick Ratio | 66.59 | 14.12 | -78.80 | |
| Naive Interpretation | member | |||
04 - Leverage & Liquidity ·
Weak
Fundamentals
Per Share Metrics
| Metric | Q3 | Q4 | Δ in % | |
|---|---|---|---|---|
| Book Value | 11.14 | 11.42 | 2.58 | |
| Cash | 21.61 | 5.96 | -72.40 | |
| Capex | -0.03 | 0.00 | inf | |
| Free Cash Flow | 1.46 | 0.79 | -46.01 | |
| Revenue | 1.46 | 1.57 | 7.35 | |
| Naive Interpretation | member | |||
05 - Per Share Metrics ·
Weak
Fundamentals
Financial Health
06 - Financial Health ·
Bad