UMB Financial Corporation
UMB Financial Corporation operates as the bank holding company for the UMB Bank that provides various banking and other financial services. The Commercial Banking segment provides commercial loans and credit card; commercial real estate financing; letter…
Banks - Regional
US, Kansas City [HQ]
FA
Fundamental Analysis · Most Recent Quarter
A dedicated fundamental analysis might help you to get a quick overview
of the
financial stability. It is important to understand the
FA Algorithm
and the criterias before valuing it as a top-tier resource.
1
Financial Health
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Current Ratio | 14.26 | 0.42 | 0.37 | |
| Debt/Assets | n.A. | n.A. | n.A. | |
| Debt/Equity | n.A. | n.A. | n.A. | |
| Net Debt/EBITDA | -80.73 | 122.73 | -636.77 | |
| Naive Interpretation | member | |||
2
Per Share
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Book Value | 1.43 | 64.79 | 63.88 | |
| Cash | 6.79 | 278.88 | 261.15 | |
| Capex | 37.27 | -0.05 | -0.08 | |
| Free Cash Flow | -7.33 | 1.55 | 1.67 | |
| Revenue | 6.39 | 13.96 | 13.12 | |
| Naive Interpretation | member | |||
3
Profitability
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Gross Margin | 31.14 | 1.00 | 0.76 | |
| Operating Margin | 2.46 | 0.23 | 0.22 | |
| ROA | 50.90 | < 0.005 | < 0.005 | |
| ROE | 52.88 | 0.03 | 0.02 | |
| ROIC | 0.40 | 0.02 | 0.02 | |
| Naive Interpretation | member | |||
4
Valuation
The "Valuation Entry" for the Focus of UMBF is permitted for members.
5
Growth
The "Growth Entry" for the Focus of UMBF is permitted for members.
6
Leverage & Liquidity