UMB Financial Corporation
UMB Financial Corporation operates as the bank holding company for the UMB Bank that provides various banking and other financial services. The Commercial Banking segment provides commercial loans and credit card; commercial real estate financing; letter…
Banks - Regional
US, Kansas City [HQ]
UMBF/Financial Reporting
Income Statements
15 Sheets · Starting from 2023In Million USD. Margins, Growth Rates In %
| Metric | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 613.00 | 670.00 | 731.00 | 708.00 | 748.00 | 773.00 | 806.00 | 905.00 | 920.00 | 947.00 | 1,027.00 | 1,218.00 | 1,195.00 | 221.00 | 2,380.00 | |
|
EPS
|
2.22 | 2.27 | 2.66 | 3.07 | 3.25 | 2.69 | 2.46 | 3.25 | 5.02 | 3.96 | 4.99 | 5.95 | 7.31 | 8.93 | 7.22 | |
| Diluted in mil. | 2.20 | 2.26 | 2.64 | 3.04 | 3.20 | 2.65 | 2.44 | 3.22 | 4.96 | 3.93 | 4.96 | 5.93 | 7.24 | 8.86 | 7.18 | |
|
Profit
|
613.00 | 670.00 | 731.00 | 708.00 | 748.00 | 773.00 | 806.00 | 905.00 | 920.00 | 947.00 | 1,027.00 | 1,218.00 | 1,195.00 | 221.00 | 2,380.00 | |
| Gross Margin | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | |
| Pre Tax | 120.00 | 126.00 | 146.00 | 170.00 | 183.00 | 164.00 | 159.00 | 207.00 | 236.00 | 223.00 | 285.00 | 338.00 | 429.00 | 532.00 | 421.00 | |
| Profit Margin | 19.65 | 18.91 | 20.01 | 24.01 | 24.49 | 21.32 | 19.74 | 22.86 | 25.67 | 23.59 | 27.82 | 27.82 | 35.87 | 239.74 | 17.71 | |
| ETR | 25.72 | 28.26 | 27.25 | 27.91 | 26.96 | 26.79 | 27.13 | 23.29 | 22.58 | 12.22 | 14.81 | 15.46 | 17.72 | 18.86 | 16.98 | |
| Net | 89.00 | 91.00 | 106.00 | 122.00 | 133.00 | 120.00 | 116.00 | 158.00 | 247.00 | 195.00 | 243.00 | 286.00 | 353.00 | 431.00 | 350.00 | |
| Profit Margin | 14.59 | 13.56 | 14.56 | 17.31 | 17.89 | 15.61 | 14.38 | 17.54 | 26.84 | 20.63 | 23.70 | 23.52 | 29.52 | 194.52 | 14.70 | |
| EBITDA | 211.00 | 202.00 | 215.00 | 230.00 | 242.00 | 224.00 | 230.00 | 289.00 | 413.00 | 397.00 | 291.00 | 345.00 | 433.00 | 755.00 | 8.00 | |
| EBITDA Margin | 34.54 | 30.12 | 29.53 | 32.55 | 32.41 | 29.10 | 28.58 | 31.95 | 44.90 | 41.94 | 28.36 | 28.35 | 36.27 | 340.55 | 0.36 | |
| Operating Income | 205.00 | 190.00 | 199.00 | 215.00 | 229.00 | 212.00 | 218.00 | 276.00 | 406.00 | 344.00 | 285.00 | 338.00 | 429.00 | 750.00 | 507.00 | |
| Operating Margin | 33.54 | 28.46 | 27.33 | 30.46 | 30.64 | 27.52 | 27.09 | 30.59 | 44.10 | 36.34 | 27.82 | 27.82 | 35.87 | 338.29 | 21.31 | |
| Interest Income | 356.00 | 346.00 | 343.00 | 339.00 | 348.00 | 363.00 | 430.00 | 523.00 | 616.00 | 731.00 | 862.00 | 808.00 | 861.00 | 1,137.00 | 1,838.00 | |
| Loss | -15.00 | -18.00 | -20.00 | -24.00 | -22.00 | -24.00 | -23.00 | -22.00 | -514.00 | -603.00 | -741.00 | -879.00 | -766.00 | -25.00 | -1,958.00 | |
| Cost of Revenue | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
|
Operating Expenses
|
-15.00 | -18.00 | -20.00 | -24.00 | -22.00 | -24.00 | -23.00 | -22.00 | -514.00 | -603.00 | -741.00 | -879.00 | -766.00 | -25.00 | -328.00 | |
| R&D | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| G&A | -306.00 | -359.00 | -342.00 | -350.00 | -369.00 | -389.00 | -437.00 | -466.00 | -446.00 | -447.00 | -491.00 | -521.00 | -531.00 | -524.00 | -553.00 | |
| SG&A | -322.00 | -377.00 | -363.00 | -374.00 | -391.00 | -413.00 | -460.00 | -488.00 | -467.00 | -472.00 | -517.00 | -535.00 | -549.00 | -550.00 | -579.00 | |
| S&M | -15.00 | -18.00 | -20.00 | -24.00 | -22.00 | -24.00 | -23.00 | -22.00 | -21.00 | -24.00 | -26.00 | -14.00 | -18.00 | -25.00 | -25.00 | |
| Depreciation and Amortization | -38.00 | -39.00 | -42.00 | -40.00 | -44.00 | -46.00 | -52.00 | -54.00 | -54.00 | -53.00 | -56.00 | -62.00 | -55.00 | -54.00 | -8.00 | |
| Interest Expenses | -53.00 | -35.00 | -26.00 | -19.00 | -15.00 | -13.00 | -18.00 | -27.00 | -57.00 | -121.00 | -191.00 | -77.00 | -46.00 | -223.00 | -918.00 | |
| Other Expenses | -85.00 | -64.00 | -53.00 | -45.00 | -46.00 | -47.00 | -59.00 | -69.00 | -169.00 | -120.00 | -285.00 | -52.00 | -429.00 | -218.00 | -421.00 | |
|
WA Shares Outstanding
|
40.00 | 40.00 | 40.00 | 40.00 | 41.00 | 44.00 | 47.00 | 48.00 | 49.00 | 49.00 | 48.00 | 48.00 | 48.00 | 48.00 | 48.00 | |
| Diluted | 40.00 | 40.00 | 40.00 | 40.00 | 41.00 | 45.00 | 47.00 | 49.00 | 49.00 | 49.00 | 49.00 | 48.00 | 48.00 | 48.00 | 48.00 |