SLM Corporation Profile Avatar - Palmy Investing

SLM Corporation

SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It also offers retail deposit accounts, including certificates of depos…
Financial - Credit Services
US, Newark [HQ]

FA

Fundamental Analysis · Most Recent Quarter

It is important to understand the FA Algorithm and the criterias before valuing it as a top-tier resource.

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Framework:
Valuation 43% Somewhat Weak
Profitability n.A. n.A.
Fin. Growth 50% Balanced
Leverage & Liquidity 0% Bad
Per Share Metrics 33% Weak
Fin. Health n.A. n.A.
Fundamentals

Valuation

Metric Q4 Q1 Δ in %
EV/EBITDA -7.55 12.53 13.55
Graham Fair Price 40.86 16.85 11.96
PEG 370.22 0.05 0.01
Price/Book -1.98 2.22 2.27
Price/Cash Flow 61.71 -60.21 -157.25
Prices/Earnings -36.00 4.05 6.33
Price/Sales -42.60 5.53 9.63
Price/FCF 61.71 -60.21 -157.25
Naive Interpretation member
01 - Valuation · Somewhat Weak
Fundamentals

Profitability

Metric Q4 Q1 Δ in %
Gross Profit Margin 4.18 0.73 0.70
Operating Margin -38.16 0.55 0.89
ROA 77.55 0.01 < 0.005
ROE 0.09 0.14 53.16
ROIC 0.04 0.05 19.06
Naive Interpretation member
02 - Profitability · Not Interpreted
Fundamentals

Financial Growth

Metric Q4 Q1 Δ in %
Debt QOQ -0.05 -0.05 8.19
Dividends QOQ < 0.005 < 0.005 17140.72
EBIT QOQ 0.20 0.19 -4.87
EPS QOQ 5.64 0.77 -86.39
FCF QOQ 0.98 -1.88 90.58
Revenue QOQ 0.08 0.92 1001.00
Naive Interpretation member
03 - Financial Growth · Balanced
Fundamentals

Leverage & Liquidity

Metric Q4 Q1 Δ in %
Assets Turnover n.A. n.A. n.A.
Days Inventory Outstanding (DIO) 2851.08 0.00 inf
Days Sales Outstanding (DSO) 354.75 176.17 -50.34
Inventory Turnover 0.03 0.00 inf
Debt/Capitalization 0.74 0.70 -4.56
Quick Ratio 0.00 0.00 0.00
Naive Interpretation member
04 - Leverage & Liquidity · Bad
Fundamentals

Per Share Metrics

Metric Q4 Q1 Δ in %
Book Value 8.43 9.59 13.82
Cash 21.67 18.97 -12.44
Capex 0.00 0.00 0.00
Free Cash Flow -0.12 -0.35 -191.37
Revenue 1.98 3.86 94.36
Naive Interpretation member
05 - Per Share Metrics · Weak
Fundamentals

Financial Health

Metric Q4 Q1 Δ in %
Current Ratio 0.00 0.00 0.00
Debt/Assets n.A. n.A. n.A.
Debt/Equity n.A. n.A. n.A.
Net Debt/EBITDA 2.73 2.61 -4.45
Naive Interpretation Member
06 - Financial Health · Bad
End of SLM's Analysis
CIK: 1032033 CUSIP: 78442P106 ISIN: US78442P1066 LEI: - UEI: -
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