Renasant Corporation
Renasant Corporation operates as a bank holding company for Renasant Bank that provides a range of financial, wealth management, fiduciary, and insurance services to retail and commercial customers. It operates through three segments: Community Banks, In…
Banks - Regional
US, Tupelo [HQ]
Ratios
15 Sheets · From 2023 to 2009Configuration
Margins, Growth Rates In %
| Ratio | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||
| Gross Margin | 100.00 | 100.00 | 100.14 | 100.00 | 100.00 | 100.00 | 99.88 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 126.20 | |
| Profit Margin | 11.79 | 19.95 | 13.61 | 13.18 | 14.61 | 21.04 | 19.43 | 20.75 | 19.65 | 27.18 | 28.11 | 12.67 | 27.02 | 26.34 | 22.90 | |
| Operating Margin | 65.22 | 72.12 | 42.01 | 32.55 | 32.89 | 39.60 | 34.66 | 36.57 | 41.79 | 46.99 | 36.18 | 15.67 | 34.23 | 43.11 | 28.05 | |
|
EPS Growth
|
-23.48 | 57.96 | -26.62 | 3.92 | 16.04 | 53.66 | - - | 15.34 | -9.63 | 42.13 | 3.21 | -48.44 | 110.07 | -5.11 | -13.13 | |
| EPS USD | 88.00 | 139.00 | 102.00 | 106.00 | 123.00 | 189.00 | 189.00 | 218.00 | 197.00 | 280.00 | 289.00 | 149.00 | 313.00 | 297.00 | 258.00 | |
| Return on Assets (ROA) | 0.50 | 0.80 | 0.61 | 0.57 | 0.58 | 1.03 | 0.86 | 1.05 | 0.94 | 1.14 | 1.25 | 0.56 | 1.05 | 0.98 | 0.83 | |
| Return on Equity (ROE) | 4.56 | 7.16 | 5.25 | 5.35 | 5.03 | 8.37 | 6.51 | 7.38 | 6.09 | 7.19 | 7.90 | 3.92 | 7.96 | 7.77 | 6.30 | |
| Return on Invested Capital (ROIC) | 7.59 | 10.24 | 7.87 | 7.90 | 6.59 | 8.64 | 5.19 | 6.99 | 6.26 | 7.36 | 5.63 | 3.18 | 6.53 | 6.52 | 4.78 | |
| Solvency | ||||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | 16.68 | 8.02 | 6.06 | 3.55 | 2.99 | 3.25 | 6.91 | 3.48 | 2.96 | 4.98 | 6.39 | 3.32 | 2.89 | 6.71 | 4.20 | |
| Debt/Equity | 152.16 | 71.54 | 52.16 | 33.06 | 25.82 | 26.53 | 52.48 | 24.53 | 19.18 | 31.49 | 40.29 | 23.27 | 21.95 | 53.39 | 31.75 | |
| Debt/EBITDA | 449.77 | 20.41 | 56.50 | 40.26 | -98.48 | -4.38 | 264.28 | -2.25 | 4.49 | 28.94 | 196.94 | -143.05 | -608.56 | 203.79 | -40.61 | |
|
Debt/Capitalization
|
60.34 | 41.71 | 34.28 | 24.85 | 20.52 | 20.97 | 34.42 | 19.70 | 16.09 | 23.95 | 28.72 | 18.88 | 18.00 | 34.81 | 24.10 | |
| Long-Term Debt/Capitalization | 59.46 | 40.50 | 33.25 | 24.25 | 20.30 | 18.02 | 12.43 | 14.11 | 12.05 | 11.42 | 15.05 | 18.22 | 17.58 | 16.70 | 15.75 | |
| Interest Debt per Share USD | 32.70 | 16.49 | 11.82 | 7.59 | 7.16 | 6.75 | 15.84 | 7.92 | 7.01 | 13.51 | 16.45 | 10.09 | 9.44 | 21.48 | 17.96 | |
| Debt Growth | -33.83 | -48.80 | -19.51 | -37.40 | 6.36 | -7.77 | 250.47 | -44.83 | -3.94 | 121.52 | 33.08 | -44.55 | 2.15 | 135.05 | -36.04 | |
| Liquidity | ||||||||||||||||
| Current Ratio | 12,018.97 | 20,925.28 | 27,504.07 | 61,797.91 | 193,915.29 | 13,610.83 | 1,544.37 | 6,969.19 | 10,000.41 | 2,749.71 | 373.18 | 9,630.07 | 31,123.32 | 242.54 | 367.37 | |
| Quick Ratio | 3,232.21 | 5,825.78 | 5,859.36 | 9,305.79 | 32,761.94 | 2,239.28 | 223.59 | 1,029.72 | 1,217.22 | 496.02 | 373.18 | 9,630.07 | 31,123.32 | 312.39 | 597.62 | |
| Cash Ratio | 663.30 | 1,902.18 | 1,819.91 | 2,520.37 | 10,803.68 | 498.67 | 52.89 | 306.22 | 339.10 | 149.77 | 86.44 | 2,967.21 | 13,465.01 | 80.87 | 260.54 | |
| Operating Cash Flow Ratio | 200 | 600 | 1,300 | 3,300 | 6,700 | 300 | - - | 100 | 200 | - - | - - | 300 | 1,000 | - - | - - | |
| Turnover | ||||||||||||||||
| Inventory Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Receivables Turnover | - - | - - | - - | 103,614.87 | 432,400.00 | 2,716.50 | 972.94 | 889.79 | 817.79 | 831.62 | 697.01 | 842.23 | 855.15 | 548.24 | 556.61 | |
| Payables Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
|
Asset Turnover
|
4.24 | 4.03 | 4.48 | 4.36 | 3.99 | 4.88 | 4.41 | 5.04 | 4.77 | 4.18 | 4.46 | 4.42 | 3.87 | 3.71 | 3.64 | |
| Fixed Turnover | 359.55 | 308.74 | 345.62 | 302.69 | 225.73 | 249.04 | 206.97 | 244.51 | 255.95 | 258.40 | 192.88 | 219.73 | 222.09 | 222.34 | 223.09 | |
| Coverage | ||||||||||||||||
| Interest Coverage | 144.04 | 189.95 | 191.14 | 253.20 | 322.08 | 471.68 | 566.70 | 569.40 | 517.86 | 388.76 | 219.41 | 145.08 | 498.67 | 449.20 | 63.74 | |
| Asset Coverage | 500 | 1,100 | 1,500 | 2,900 | 3,300 | 3,600 | 1,400 | 2,800 | 3,300 | 1,900 | 1,500 | 3,100 | 3,400 | 1,400 | 2,300 | |
| Cash Flow Coverage (CFGR) | 8.04 | 31.74 | 60.12 | 107.90 | 89.18 | 66.03 | 46.08 | 54.16 | 69.37 | 12.03 | 19.10 | 16.57 | 29.40 | 50.34 | 20.37 | |
| EBITDA Coverage | 100 | 100 | 100 | 200 | 300 | 400 | 500 | 500 | 500 | 300 | 200 | 100 | 500 | 400 | - - | |
| Dividend Coverage | -100 | -200 | -100 | -100 | -100 | -200 | -200 | -300 | -200 | - - | -300 | -100 | -300 | -300 | -200 | |
| Time Interest Earned (TIE) | 4,100 | 4,100 | 4,300 | 4,700 | 4,100 | 6,300 | 7,900 | 9,900 | 6,500 | -100 | -100 | -100 | -100 | 2,100 | 5,800 | |
| Market Prospects | ||||||||||||||||
| Dividend Yield | 5.01 | 4.07 | 4.54 | 3.56 | 2.25 | 2.36 | 1.98 | 1.69 | 1.80 | - - | 2.48 | 2.65 | 2.35 | 2.38 | 2.66 | |
| Earnings Yield | 6.46 | 8.20 | 6.82 | 5.54 | 3.90 | 6.54 | 5.50 | 5.16 | 4.81 | 9.27 | 8.17 | 4.41 | 8.26 | 7.90 | 7.66 | |
|
Price/Earnings (P/E)
|
1,547.71 | 1,219.47 | 1,466.43 | 1,804.18 | 2,561.90 | 1,529.46 | 1,819.91 | 1,937.93 | 2,079.12 | 1,078.28 | 1,224.45 | 2,265.59 | 1,210.72 | 1,265.42 | 1,305.96 | |
| Price/Earnings Growth (PEG) | -65.92 | 21.04 | -55.09 | 460.07 | 159.74 | 28.50 | - - | 126.30 | -215.83 | 25.59 | 380.94 | -46.77 | 11.00 | -247.55 | -99.45 | |
|
Price/Book (P/B)
|
70.56 | 87.33 | 76.98 | 96.46 | 128.88 | 128.05 | 118.50 | 142.93 | 126.52 | 77.51 | 96.71 | 88.87 | 96.37 | 98.38 | 82.24 | |
| Price/Tangible Book (P/TB) | 70.56 | 87.33 | 76.98 | 96.46 | 128.88 | 128.05 | 118.50 | 142.93 | 126.52 | 77.51 | 96.71 | 88.87 | 96.37 | 98.38 | 82.24 | |
| Price/Sales (P/S) | 182.52 | 243.29 | 199.55 | 237.85 | 374.35 | 321.72 | 353.61 | 402.12 | 408.65 | 293.11 | 344.20 | 287.02 | 327.13 | 333.27 | 299.06 | |
|
Price/Cash Flow (P/CF)
|
576.61 | 384.54 | 245.46 | 270.43 | 559.67 | 730.88 | 489.97 | 1,075.82 | 950.93 | 2,046.63 | 1,256.56 | 2,304.41 | 1,492.76 | 366.08 | 1,271.89 | |
| Price/Free CF (P/FCF) | 589.82 | 435.51 | 256.05 | 300.13 | 590.70 | 889.02 | 544.18 | 1,172.92 | 1,016.74 | 2,877.98 | 1,598.06 | 3,511.44 | 1,743.49 | 375.79 | 1,488.70 | |
| Price/Operating CF (P/OCF) | 576.61 | 384.54 | 245.46 | 270.43 | 559.67 | 730.88 | 489.97 | 1,075.82 | 950.93 | 2,046.63 | 1,256.56 | 2,304.41 | 1,492.76 | 366.08 | 1,271.89 |