Primerica, Inc.
Primerica, Inc., together with its subsidiaries, provides financial products to middle-income households in the United States and Canada. The company operates in four segments: Term Life Insurance; Investment and Savings Products;
Insurance - Life
US, Duluth [HQ]
PRI/Financial Reporting
Income Statements
15 Sheets · Starting from 2023In Million USD. Margins, Growth Rates In %
| Metric | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2,220.00 | 1,361.00 | 1,103.00 | 1,190.00 | 1,267.00 | 1,340.00 | 1,405.00 | 1,519.00 | 1,689.00 | 1,899.00 | 2,052.00 | 2,217.00 | 2,709.00 | 2,720.00 | 2,815.00 | |
|
EPS
|
6.59 | 3.09 | 2.11 | 2.77 | 2.87 | 3.29 | 3.70 | 4.59 | 7.63 | 7.39 | 8.65 | 9.60 | 9.44 | 9.82 | 15.97 | |
| Diluted in mil. | 6.59 | 3.06 | 2.08 | 2.71 | 2.83 | 3.29 | 3.70 | 4.59 | 7.61 | 7.37 | 8.62 | 9.57 | 9.42 | 9.79 | 15.94 | |
|
Profit
|
2,220.00 | 1,181.00 | 937.00 | 1,025.00 | 1,080.00 | 1,165.00 | 1,230.00 | 1,337.00 | 1,499.00 | 1,670.00 | 1,815.00 | 1,972.00 | 2,412.00 | 2,399.00 | 2,479.00 | |
| Gross Margin | 100.00 | 86.73 | 84.99 | 86.17 | 85.23 | 86.99 | 87.59 | 88.04 | 88.79 | 87.91 | 88.45 | 88.94 | 89.05 | 88.22 | 88.04 | |
| Pre Tax | 759.00 | 399.00 | 275.00 | 266.00 | 251.00 | 275.00 | 290.00 | 337.00 | 379.00 | 416.00 | 477.00 | 506.00 | 511.00 | 493.00 | 751.00 | |
| Profit Margin | 34.23 | 29.31 | 25.01 | 22.41 | 19.82 | 20.58 | 20.71 | 22.22 | 22.47 | 21.90 | 23.25 | 22.85 | 18.86 | 18.15 | 26.70 | |
| ETR | 34.92 | 35.42 | 35.37 | 34.88 | 35.22 | 34.78 | 34.75 | 35.01 | 7.71 | 22.11 | 23.21 | 23.79 | 27.23 | 25.47 | 23.29 | |
| Net | 494.00 | 257.00 | 178.00 | 173.00 | 162.00 | 181.00 | 189.00 | 219.00 | 350.00 | 324.00 | 366.00 | 386.00 | 373.00 | 373.00 | 576.00 | |
| Profit Margin | 22.27 | 18.93 | 16.16 | 14.60 | 12.84 | 13.54 | 13.51 | 14.44 | 20.74 | 17.06 | 17.85 | 17.41 | 13.78 | 13.71 | 20.48 | |
| EBITDA | 770.00 | 430.00 | 314.00 | 310.00 | 297.00 | 324.00 | 335.00 | 380.00 | 421.00 | 457.00 | 439.00 | 463.00 | 467.00 | 529.00 | 31.00 | |
| EBITDA Margin | 34.69 | 31.58 | 28.51 | 26.04 | 23.43 | 24.19 | 23.87 | 25.07 | 24.96 | 24.07 | 21.43 | 20.90 | 17.26 | 19.46 | 1.14 | |
| Operating Income | 759.00 | 420.00 | 303.00 | 299.00 | 286.00 | 179.00 | 179.00 | 219.00 | 408.00 | 444.00 | 421.00 | 445.00 | 437.00 | 526.00 | 1,656.00 | |
| Operating Margin | 34.23 | 30.84 | 27.54 | 25.19 | 22.58 | 13.42 | 12.80 | 14.44 | 24.16 | 23.42 | 20.54 | 20.10 | 16.16 | 19.34 | 58.82 | |
| Interest Income | - - | - - | - - | - - | - - | - - | -13.00 | -18.00 | -26.00 | -37.00 | -48.00 | -57.00 | -62.00 | -63.00 | -65.00 | |
| Loss | -1,460.00 | -962.00 | -827.00 | -923.00 | -1,016.00 | -1,064.00 | -1,114.00 | -1,181.00 | -1,309.00 | -1,483.00 | -1,575.00 | -1,710.00 | -2,198.00 | -2,226.00 | -2,037.00 | |
| Cost of Revenue | - - | -180.00 | -165.00 | -164.00 | -187.00 | -174.00 | -174.00 | -181.00 | -189.00 | -229.00 | -237.00 | -245.00 | -296.00 | -320.00 | -336.00 | |
|
Operating Expenses
|
-1,460.00 | -761.00 | -633.00 | -726.00 | -794.00 | -985.00 | -984.00 | -1,118.00 | -1,091.00 | -1,454.00 | -1,630.00 | -1,771.00 | -2,271.00 | -320.00 | -1,159.00 | |
| R&D | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| G&A | -749.00 | - - | - - | -90.00 | -103.00 | -113.00 | -123.00 | -132.00 | -147.00 | -168.00 | -178.00 | -188.00 | -202.00 | -235.00 | -235.00 | |
| SG&A | -946.00 | -199.00 | -210.00 | -295.00 | -336.00 | -382.00 | -397.00 | -405.00 | -445.00 | -503.00 | -536.00 | -564.00 | -724.00 | -698.00 | -692.00 | |
| S&M | -197.00 | -199.00 | -210.00 | -204.00 | -232.00 | -268.00 | -274.00 | -272.00 | -297.00 | -335.00 | -357.00 | -376.00 | -522.00 | -462.00 | -457.00 | |
| Depreciation and Amortization | -10.00 | -10.00 | -10.00 | -10.00 | -10.00 | -12.00 | -10.00 | -14.00 | -13.00 | -12.00 | -18.00 | -17.00 | -29.00 | -34.00 | -31.00 | |
| Interest Expenses | - - | -20.00 | -27.00 | -33.00 | -35.00 | -34.00 | -33.00 | -28.00 | -28.00 | -28.00 | -28.00 | -28.00 | -30.00 | -27.00 | -26.00 | |
| Other Expenses | -53.00 | -48.00 | -48.00 | -46.00 | -42.00 | -42.00 | -43.00 | -50.00 | -56.00 | -56.00 | -55.00 | -61.00 | -73.00 | -32.00 | -751.00 | |
|
WA Shares Outstanding
|
72.00 | 72.00 | 72.00 | 61.00 | 55.00 | 54.00 | 50.00 | 47.00 | 45.00 | 43.00 | 42.00 | 40.00 | 39.00 | 37.00 | 35.00 | |
| Diluted | 72.00 | 72.00 | 73.00 | 62.00 | 56.00 | 54.00 | 50.00 | 47.00 | 45.00 | 43.00 | 42.00 | 40.00 | 39.00 | 38.00 | 36.00 |