Primerica, Inc.
Primerica, Inc., together with its subsidiaries, provides financial products to middle-income households in the United States and Canada. The company operates in four segments: Term Life Insurance; Investment and Savings Products;
Insurance - Life
US, Duluth [HQ]
FA
Fundamental Analysis · Most Recent Quarter
A dedicated fundamental analysis might help you to get a quick overview
of the
financial stability. It is important to understand the
FA Algorithm
and the criterias before valuing it as a top-tier resource.
Fundamentals
Valuation
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| EV/EBITDA | -63.41 | -442.21 | 1208.59 | |
| Graham Fair Price | -1.26 | 74.66 | 75.61 | |
| PEG | -73.53 | -1.90 | 7.19 | |
| Price/Book | 14.88 | 4.02 | 3.50 | |
| Price/Cash Flow | 43.18 | 46.90 | 32.76 | |
| Prices/Earnings | 33.91 | 15.94 | 11.90 | |
| Price/Sales | 16.37 | 11.59 | 9.96 | |
| Price/FCF | 43.18 | 46.90 | 32.76 | |
| Naive Interpretation | member | |||
01 - Valuation ·
Weak
Fundamentals
Profitability
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Gross Profit Margin | -1.88 | 0.87 | 0.88 | |
| Operating Margin | -55.12 | 0.27 | 0.59 | |
| ROA | -9.06 | 0.01 | 0.01 | |
| ROE | 0.07 | 0.06 | -14.22 | |
| ROIC | 0.08 | 0.04 | -54.40 | |
| Naive Interpretation | member | |||
02 - Profitability ·
Not Interpreted
Fundamentals
Financial Growth
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Debt QOQ | < 0.005 | -0.01 | 62.86 | |
| Dividends QOQ | < 0.005 | 0.16 | 5246.12 | |
| EBIT QOQ | 1.17 | -0.53 | -54.42 | |
| EPS QOQ | 0.02 | -0.08 | 405.91 | |
| FCF QOQ | 0.62 | -0.15 | -75.59 | |
| Revenue QOQ | 0.02 | 0.04 | 105.07 | |
| Naive Interpretation | member | |||
03 - Financial Growth ·
Balanced
Fundamentals
Leverage & Liquidity
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Assets Turnover | n.A. | n.A. | n.A. | |
| Days Inventory Outstanding (DIO) | -5430.86 | -4580.97 | 15.65 | |
| Days Sales Outstanding (DSO) | 431.95 | 415.74 | -3.75 | |
| Inventory Turnover | -0.02 | -0.02 | -18.55 | |
| Debt/Capitalization | 0.49 | 0.47 | -3.29 | |
| Quick Ratio | -1.81 | 5.45 | 201.48 | |
| Naive Interpretation | member | |||
04 - Leverage & Liquidity ·
Balanced
Fundamentals
Per Share Metrics
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Book Value | 58.78 | 62.66 | 6.61 | |
| Cash | 17.45 | 23.30 | 33.48 | |
| Capex | -0.58 | -0.24 | 58.30 | |
| Free Cash Flow | 6.28 | 5.37 | -14.46 | |
| Revenue | 20.66 | 21.75 | 5.24 | |
| Naive Interpretation | member | |||
05 - Per Share Metrics ·
Positive
Fundamentals
Financial Health
06 - Financial Health ·
Weak