Pacific Premier Bancorp, Inc.
Pacific Premier Bancorp, Inc. operates as the bank holding company for Pacific Premier Bank that provides banking services to businesses, professionals, real estate investors, and non-profit organizations. The company accepts deposit products, such as ch…
Banks - Regional
US, Irvine [HQ]
Ratios
15 Sheets · From 2023 to 2009Configuration
Margins, Growth Rates In %
| Ratio | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||
| Gross Margin | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | |
| Profit Margin | -1.78 | 14.90 | 22.14 | 27.03 | 13.96 | 19.97 | 22.03 | 24.22 | 22.34 | 30.05 | 34.48 | 9.70 | 45.31 | 37.21 | 3.47 | |
| Operating Margin | 76.05 | 66.74 | 55.65 | 56.39 | 30.94 | 42.11 | 47.67 | 49.35 | 48.17 | 53.91 | 47.01 | 11.67 | 61.43 | 59.77 | 3.83 | |
|
EPS Growth
|
-158.21 | 615.34 | 150.00 | 41.91 | -61.75 | 70.18 | 24.74 | 23.14 | 6.71 | 44.03 | 14.41 | -71.37 | 380.00 | -16.94 | -89.63 | |
| EPS USD | -8.15 | 42.00 | 105.00 | 149.00 | 57.00 | 97.00 | 121.00 | 149.00 | 159.00 | 229.00 | 262.00 | 75.00 | 360.00 | 299.00 | 31.00 | |
| Return on Assets (ROA) | -0.06 | 0.51 | 1.10 | 1.34 | 0.52 | 0.81 | 0.91 | 0.99 | 0.75 | 1.07 | 1.36 | 0.31 | 1.61 | 1.31 | 0.16 | |
| Return on Equity (ROE) | -0.63 | 5.39 | 12.18 | 11.73 | 5.13 | 8.32 | 8.53 | 8.73 | 4.84 | 6.26 | 7.94 | 2.20 | 11.78 | 10.14 | 1.07 | |
| Return on Invested Capital (ROIC) | 9.45 | 8.09 | 13.17 | 7.74 | 3.16 | 5.51 | 6.12 | 5.86 | 3.23 | 4.90 | 4.91 | 1.82 | 7.81 | 7.74 | 0.80 | |
| Solvency | ||||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | 12.61 | 9.53 | 4.04 | 10.72 | 12.51 | 9.17 | 9.55 | 9.84 | 13.91 | 12.14 | 10.52 | 2.86 | 6.95 | 7.15 | 4.99 | |
| Debt/Equity | 138.51 | 100.27 | 44.72 | 93.53 | 122.36 | 93.67 | 89.12 | 86.51 | 89.86 | 70.78 | 61.54 | 20.52 | 50.79 | 55.42 | 32.99 | |
| Debt/EBITDA | 203.31 | 76.97 | -77.02 | 193.99 | 400.36 | 204.91 | -166.59 | 282.48 | 322.37 | 234.26 | 171.33 | -391.53 | 122.00 | 48.58 | 121.88 | |
|
Debt/Capitalization
|
58.07 | 50.07 | 30.90 | 48.33 | 55.03 | 48.37 | 47.12 | 46.38 | 47.33 | 41.44 | 38.09 | 17.02 | 33.68 | 35.66 | 24.81 | |
| Long-Term Debt/Capitalization | 58.07 | 50.07 | 30.90 | 48.33 | 55.03 | 48.37 | 47.12 | 46.38 | 34.06 | 28.31 | 26.68 | 16.24 | 23.54 | 32.24 | 14.07 | |
| Interest Debt per Share USD | 21.63 | 9.12 | 4.80 | 12.58 | 13.91 | 11.42 | 13.16 | 15.26 | 30.20 | 26.87 | 21.83 | 7.83 | 16.04 | 17.31 | 12.90 | |
| Debt Growth | -53.77 | -22.59 | -50.76 | 224.17 | 70.42 | -12.80 | 42.51 | 49.14 | 61.42 | 21.29 | -5.89 | -27.27 | 66.86 | 49.82 | -26.46 | |
| Liquidity | ||||||||||||||||
| Current Ratio | - - | - - | - - | 13,310.19 | 8,288.78 | 10,267.77 | 9,848.96 | 154.06 | 83.05 | 81.51 | 12.75 | 38.26 | 36.52 | 2,057.59 | 18.54 | |
| Quick Ratio | - - | - - | - - | 1,820.52 | 2,264.75 | 1,822.54 | 2,631.74 | 24.27 | 12.76 | 11.76 | 12.75 | 38.26 | 36.52 | 2,057.59 | 39.53 | |
| Cash Ratio | - - | - - | - - | 732.14 | 737.91 | 631.35 | 1,459.70 | 7.03 | 2.55 | 1.82 | 2.42 | 6.91 | 2.41 | 600.75 | 17.27 | |
| Operating Cash Flow Ratio | - - | - - | - - | 100 | - - | - - | 100 | - - | - - | - - | - - | - - | - - | 200 | - - | |
| Turnover | ||||||||||||||||
| Inventory Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Receivables Turnover | 736.14 | 757.60 | 1,229.32 | 1,414.69 | 1,030.19 | 1,166.74 | 1,243.47 | 1,259.52 | 994.63 | 1,084.79 | 1,174.36 | 834.48 | 1,141.22 | 1,033.56 | 1,296.03 | |
| Payables Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
|
Asset Turnover
|
3.21 | 3.44 | 4.97 | 4.97 | 3.76 | 4.08 | 4.15 | 4.10 | 3.35 | 3.57 | 3.93 | 3.15 | 3.56 | 3.52 | 4.66 | |
| Fixed Turnover | 297.39 | 345.96 | 486.39 | 680.70 | 653.16 | 907.80 | 1,252.48 | 1,378.09 | 506.21 | 634.48 | 785.06 | 788.89 | 1,043.14 | 1,181.54 | 903.98 | |
| Coverage | ||||||||||||||||
| Interest Coverage | 97.30 | 149.91 | 276.98 | 460.40 | 372.22 | 454.82 | 457.93 | 603.86 | 576.00 | 397.21 | 276.32 | 128.46 | 1,340.97 | 637.82 | 12.95 | |
| Asset Coverage | 700 | 1,000 | 2,400 | 900 | 700 | 1,000 | 1,000 | 400 | - - | - - | -100 | 1,200 | 900 | 1,600 | 1,400 | |
| Cash Flow Coverage (CFGR) | 5.63 | 11.97 | 30.91 | 9.67 | 7.23 | 7.11 | 9.48 | 15.97 | 7.53 | 21.43 | 14.75 | 37.67 | 21.84 | 26.50 | 26.32 | |
| EBITDA Coverage | 100 | 100 | 200 | 400 | 400 | 400 | 400 | 600 | 600 | 400 | 200 | 100 | 1,300 | 600 | - - | |
| Dividend Coverage | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | -200 | - - | -200 | -200 | - - | |
| Time Interest Earned (TIE) | 3,900 | 3,600 | 3,700 | 6,800 | 5,900 | 6,800 | 5,000 | 4,100 | 6,000 | -200 | -100 | -100 | -200 | 9,900 | 12,500 | |
| Market Prospects | ||||||||||||||||
| Dividend Yield | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | 2.74 | 3.22 | 3.26 | 4.23 | 4.61 | |
| Earnings Yield | -2.41 | 6.52 | 16.52 | 14.57 | 3.62 | 5.63 | 5.68 | 4.21 | 3.99 | 8.96 | 8.12 | 2.43 | 9.08 | 9.59 | 1.13 | |
|
Price/Earnings (P/E)
|
-4,146.08 | 1,534.20 | 605.23 | 686.15 | 2,765.20 | 1,777.92 | 1,762.02 | 2,373.97 | 2,509.52 | 1,116.54 | 1,231.59 | 4,112.00 | 1,101.56 | 1,042.40 | 8,879.92 | |
| Price/Earnings Growth (PEG) | 26.21 | -2.49 | 4.03 | 16.37 | -44.78 | 25.34 | 71.21 | 102.59 | 373.92 | 25.36 | 85.47 | -57.61 | 2.90 | -61.52 | -99.07 | |
|
Price/Book (P/B)
|
25.95 | 82.72 | 73.73 | 80.47 | 141.92 | 148.01 | 150.37 | 207.27 | 121.44 | 69.92 | 97.74 | 90.35 | 129.72 | 105.69 | 95.04 | |
| Price/Tangible Book (P/TB) | 25.95 | 82.72 | 73.73 | 80.47 | 141.92 | 148.01 | 150.37 | 207.27 | 121.44 | 69.92 | 97.74 | 90.35 | 129.72 | 105.69 | 95.04 | |
| Price/Sales (P/S) | 73.60 | 228.55 | 133.97 | 185.45 | 385.97 | 355.07 | 388.14 | 575.02 | 560.52 | 335.52 | 424.68 | 398.78 | 499.14 | 387.85 | 308.52 | |
|
Price/Cash Flow (P/CF)
|
332.96 | 689.35 | 533.34 | 889.54 | 1,603.94 | 2,223.37 | 1,780.65 | 1,500.52 | 1,795.52 | 461.06 | 1,076.73 | 1,168.94 | 1,169.24 | 719.59 | 1,094.62 | |
| Price/Free CF (P/FCF) | 342.96 | 730.47 | 697.38 | 1,416.11 | 2,085.67 | 2,495.30 | 1,924.49 | 1,849.43 | 1,889.20 | 477.52 | 1,200.49 | 1,235.32 | 1,204.18 | 732.92 | 1,124.31 | |
| Price/Operating CF (P/OCF) | 332.96 | 689.35 | 533.34 | 889.54 | 1,603.94 | 2,223.37 | 1,780.65 | 1,500.52 | 1,795.52 | 461.06 | 1,076.73 | 1,168.94 | 1,169.24 | 719.59 | 1,094.62 |