Pacific Premier Bancorp, Inc. Profile Avatar - Palmy Investing

Pacific Premier Bancorp, Inc.

Pacific Premier Bancorp, Inc. operates as the bank holding company for Pacific Premier Bank that provides banking services to businesses, professionals, real estate investors, and non-profit organizations. The company accepts deposit products, such as ch…
Banks - Regional
US, Irvine [HQ]

FA

Fundamental Analysis · Most Recent Quarter

It is important to understand the FA Algorithm and the criterias before valuing it as a top-tier resource.

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Framework:
Valuation 28% Weak
Profitability n.A. n.A.
Fin. Growth 50% Balanced
Leverage & Liquidity 33% Weak
Per Share Metrics 100% Best
Fin. Health n.A. n.A.
Fundamentals

Valuation

Metric Q4 Q1 Δ in %
EV/EBITDA 90.07 27.59 -14.51
Graham Fair Price -40.93 18.57 31.44
PEG 596.52 -0.09 0.01
Price/Book -19.50 0.77 0.95
Price/Cash Flow -73.09 39.90 -148.28
Prices/Earnings 133.38 11.82 -5.07
Price/Sales -26.33 9.30 12.63
Price/FCF -73.09 39.90 -148.28
Naive Interpretation member
01 - Valuation · Weak
Fundamentals

Profitability

Metric Q4 Q1 Δ in %
Gross Profit Margin -19.05 0.81 1.00
Operating Margin -69.49 0.27 -0.88
ROA -64.81 < 0.005 < 0.005
ROE -0.05 0.02 -65.51
ROIC -0.04 0.01 -61.44
Naive Interpretation member
02 - Profitability · Not Interpreted
Fundamentals

Financial Growth

Metric Q4 Q1 Δ in %
Debt QOQ -0.40 -0.13 -199.78
Dividends QOQ < 0.005 < 0.005 -315.44
EBIT QOQ -4.09 1.34 -67.38
EPS QOQ -4.00 1.34 -66.49
FCF QOQ -1.20 4.01 233.26
Revenue QOQ -0.03 0.10 227.66
Naive Interpretation member
03 - Financial Growth · Balanced
Fundamentals

Leverage & Liquidity

Metric Q4 Q1 Δ in %
Assets Turnover n.A. n.A. n.A.
Days Inventory Outstanding (DIO) 0.00 -3533.61 -100.00
Days Sales Outstanding (DSO) 28.39 25.47 -10.29
Inventory Turnover 0.00 -0.03 -100.00
Debt/Capitalization 0.25 0.16 -35.72
Quick Ratio 0.40 0.19 -52.77
Naive Interpretation member
04 - Leverage & Liquidity · Weak
Fundamentals

Per Share Metrics

Metric Q4 Q1 Δ in %
Book Value 30.59 30.77 0.58
Cash 22.05 23.15 4.99
Capex -0.01 -0.01 -19.75
Free Cash Flow -0.20 0.59 200.93
Revenue 2.30 2.53 9.91
Naive Interpretation member
05 - Per Share Metrics · Best
Fundamentals

Financial Health

Metric Q4 Q1 Δ in %
Current Ratio 0.19 0.09 -50.89
Debt/Assets n.A. n.A. n.A.
Debt/Equity n.A. n.A. n.A.
Net Debt/EBITDA -0.22 -6.94 -3108.49
Naive Interpretation Member
06 - Financial Health · Bad