BancorpSouth Bank
BancorpSouth Bank provides commercial banking and financial services to individuals and small-to-medium size businesses. The company operates through Banking Services Group, Mortgage, Insurance Agencies, Wealth Management, and General Corporate and Other…
Banks - Regional
US, Tupelo [HQ]
Ratios
12 Sheets · From 2020 to 2009Configuration
Margins, Growth Rates In %
| Ratio | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | |||||||||||||
| Gross Margin | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | |
| Profit Margin | 11.49 | 3.25 | 5.32 | 12.13 | 13.96 | 17.02 | 17.86 | 18.12 | 20.62 | 25.82 | 25.17 | 22.20 | |
| Operating Margin | 39.34 | 22.10 | 20.54 | 27.26 | 27.04 | 29.31 | 30.19 | 30.88 | 36.46 | 40.06 | 45.62 | 38.55 | |
|
EPS Growth
|
-32.19 | -71.72 | 60.71 | 100.00 | 10.00 | 23.23 | 9.02 | 6.02 | 18.44 | 33.53 | 3.14 | -2.17 | |
| EPS USD | 99.00 | 28.00 | 45.00 | 90.00 | 99.00 | 122.00 | 133.00 | 141.00 | 167.00 | 223.00 | 230.00 | 225.00 | |
| Return on Assets (ROA) | 0.63 | 0.17 | 0.29 | 0.63 | 0.72 | 0.88 | 0.92 | 0.90 | 1.00 | 1.23 | 1.11 | 0.95 | |
| Return on Equity (ROE) | 6.48 | 1.88 | 2.97 | 5.82 | 6.22 | 7.27 | 7.70 | 7.70 | 8.93 | 10.03 | 8.72 | 8.08 | |
| Return on Invested Capital (ROIC) | 11.85 | 16.80 | 8.88 | 8.27 | 8.01 | 8.19 | 8.12 | 6.48 | 6.46 | 12.96 | 11.12 | 10.05 | |
| Solvency | |||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | 3.62 | 2.01 | 1.50 | 1.45 | 0.87 | 0.79 | 1.12 | 4.31 | 6.90 | 0.04 | 1.43 | 1.25 | |
| Debt/Equity | 37.34 | 22.34 | 15.47 | 13.38 | 7.48 | 6.53 | 9.36 | 36.83 | 61.57 | 0.28 | 11.23 | 10.69 | |
| Debt/EBITDA | 74.63 | 0.50 | -171.58 | 646.43 | 968.95 | -108.46 | -17.50 | 161.26 | 277.45 | 641.09 | 960.75 | -26.33 | |
|
Debt/Capitalization
|
27.19 | 18.26 | 13.39 | 11.80 | 6.96 | 6.13 | 8.56 | 26.92 | 38.11 | 0.28 | 10.10 | 9.66 | |
| Long-Term Debt/Capitalization | 17.63 | 18.11 | 13.30 | 11.80 | 6.96 | 5.94 | 5.32 | 23.95 | 1.72 | 0.28 | 10.10 | 9.66 | |
| Interest Debt per Share USD | 7.75 | 5.06 | 3.57 | 2.83 | 1.72 | 1.45 | 1.92 | 7.05 | 11.95 | 0.85 | 4.19 | 4.04 | |
| Debt Growth | -58.13 | -42.71 | -28.47 | 1,245.46 | -1.82 | -95.94 | 47.81 | 309.68 | 66.17 | 161.18 | 73.61 | -93.69 | |
| Liquidity | |||||||||||||
| Current Ratio | 107.01 | 106.37 | 107.16 | 108.61 | 108.75 | 109.35 | 109.36 | 113.15 | 107.95 | 197,741.60 | 108.94 | 150,983.28 | |
| Quick Ratio | 2.62 | 2.72 | 4.76 | 31.24 | 26.64 | 22.00 | 19.26 | 22.45 | 22.83 | 36,739.76 | 27.01 | 62,055.05 | |
| Cash Ratio | 2.03 | 2.22 | 4.31 | 10.21 | 4.63 | 3.07 | 1.64 | 1.79 | 1.62 | 3,891.33 | 1.84 | 3,834.34 | |
| Operating Cash Flow Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | 2,600 | - - | 2,000 | |
| Turnover | |||||||||||||
| Inventory Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Receivables Turnover | 1,049.04 | 1,155.73 | 1,376.66 | 1,566.28 | 1,599.09 | 1,633.46 | 1,744.82 | 1,743.80 | 1,624.81 | 1,502.54 | 1,427.93 | 966.41 | |
| Payables Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
|
Asset Turnover
|
5.47 | 5.18 | 5.43 | 5.19 | 5.17 | 5.15 | 5.17 | 4.97 | 4.85 | 4.76 | 4.42 | 4.27 | |
| Fixed Turnover | 209.43 | 211.87 | 218.24 | 217.48 | 213.80 | 224.90 | 231.61 | 239.72 | 236.06 | 236.90 | 193.52 | 202.20 | |
| Coverage | |||||||||||||
| Interest Coverage | 166.17 | 110.05 | 140.84 | 263.64 | 360.43 | 598.29 | 750.75 | 760.83 | 694.59 | 438.73 | 339.48 | 364.95 | |
| Asset Coverage | 300 | 500 | 700 | - - | - - | 1,600 | 1,100 | 300 | 200 | 600 | - - | 7,900 | |
| Cash Flow Coverage (CFGR) | 58.76 | 82.04 | 131.29 | 68.79 | 180.04 | 135.56 | 86.02 | 22.60 | 17.14 | 3,595.22 | 79.44 | 75.10 | |
| EBITDA Coverage | 100 | 100 | 100 | 300 | 400 | 600 | 800 | 800 | 700 | 400 | 300 | 400 | |
| Dividend Coverage | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Time Interest Earned (TIE) | - - | - - | - - | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | -100 | |
| Market Prospects | |||||||||||||
| Dividend Yield | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Earnings Yield | 3.18 | 0.90 | 1.44 | 2.88 | 3.17 | 3.91 | 4.26 | 4.52 | 5.31 | 8.54 | 7.33 | 8.19 | |
|
Price/Earnings (P/E)
|
3,147.09 | 11,142.86 | 6,933.30 | 3,470.35 | 3,151.52 | 2,557.38 | 2,345.86 | 2,214.77 | 1,881.68 | 1,170.89 | 1,365.09 | 1,221.37 | |
| Price/Earnings Growth (PEG) | -97.76 | -155.37 | 114.20 | 34.70 | 315.15 | 110.08 | 260.18 | 368.21 | 102.05 | 34.92 | 434.88 | -561.83 | |
|
Price/Book (P/B)
|
203.99 | 209.16 | 206.25 | 201.88 | 196.02 | 185.90 | 180.66 | 170.52 | 168.05 | 117.48 | 119.10 | 98.68 | |
| Price/Tangible Book (P/TB) | 203.99 | 209.16 | 206.25 | 201.88 | 196.02 | 185.90 | 180.66 | 170.52 | 168.05 | 117.48 | 119.10 | 98.68 | |
| Price/Sales (P/S) | 361.52 | 362.46 | 369.07 | 421.07 | 440.06 | 435.36 | 419.08 | 401.32 | 388.05 | 302.29 | 343.63 | 271.09 | |
|
Price/Cash Flow (P/CF)
|
929.76 | 1,141.26 | 1,015.80 | 2,194.04 | 1,455.86 | 2,100.72 | 2,243.53 | 2,048.58 | 1,592.30 | 1,160.13 | 1,334.78 | 1,229.51 | |
| Price/Free CF (P/FCF) | 1,022.09 | 1,250.75 | 1,103.95 | 2,692.41 | 1,663.77 | 2,390.16 | 2,906.34 | 2,482.69 | 1,984.45 | 1,409.64 | 1,732.40 | 1,632.39 | |
| Price/Operating CF (P/OCF) | 929.76 | 1,141.26 | 1,015.80 | 2,194.04 | 1,455.86 | 2,100.72 | 2,243.53 | 2,048.58 | 1,592.30 | 1,160.13 | 1,334.78 | 1,229.51 |