Brown & Brown, Inc.
Brown & Brown, Inc. markets and sells insurance products and services in the United States, Bermuda, Canada, Ireland, the United Kingdom, and the Cayman Islands. It operates through four segments: Retail, National Programs, Wholesale Brokerage, and Servi…
Insurance - Brokers
US, Daytona Beach [HQ]
Ratios
15 Sheets · Starting from 2023Margins, Growth Rates In %
| Ratio | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||
| Gross Margin | 35.11 | 35.93 | 35.60 | 49.29 | 49.61 | 49.49 | 49.22 | 47.52 | 46.44 | 46.82 | 45.14 | 44.88 | 46.29 | 49.15 | 95.16 | |
| Profit Margin | 15.84 | 16.62 | 16.18 | 15.34 | 16.02 | 13.21 | 14.70 | 14.61 | 21.52 | 17.13 | 16.71 | 18.44 | 19.26 | 18.80 | 20.45 | |
| Operating Margin | 27.83 | 28.65 | 27.87 | 25.95 | 27.21 | 26.61 | 26.59 | 26.49 | 25.36 | 24.85 | 24.00 | 25.84 | 28.14 | 27.25 | 28.53 | |
|
EPS Growth
|
-8.48 | 5.56 | - - | 12.28 | 17.19 | -4.00 | 19.44 | 6.98 | 55.44 | -11.19 | 11.81 | 19.72 | 22.35 | 14.42 | 28.99 | |
| EPS USD | 54.00 | 57.00 | 57.00 | 64.00 | 75.00 | 72.00 | 86.00 | 92.00 | 143.00 | 127.00 | 142.00 | 170.00 | 208.00 | 238.00 | 307.00 | |
| Return on Assets (ROA) | 6.89 | 6.74 | 6.29 | 5.88 | 5.95 | 4.18 | 4.86 | 4.87 | 6.94 | 5.15 | 5.23 | 5.36 | 5.99 | 4.81 | 5.84 | |
| Return on Equity (ROE) | 11.19 | 10.74 | 9.98 | 10.18 | 10.82 | 9.79 | 11.33 | 10.91 | 15.47 | 11.47 | 11.89 | 12.80 | 13.99 | 14.58 | 15.60 | |
| Return on Invested Capital (ROIC) | 9.90 | 9.64 | 9.03 | 8.33 | 9.00 | 7.67 | 8.07 | 8.27 | 11.76 | 8.25 | 8.55 | 8.61 | 10.31 | 8.54 | 9.84 | |
| Solvency | ||||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | 12.02 | 10.49 | 9.64 | 14.39 | 13.15 | 24.18 | 23.00 | 20.31 | 16.95 | 22.53 | 22.61 | 25.30 | 22.49 | 29.61 | 25.45 | |
| Debt/Equity | 19.52 | 16.71 | 15.28 | 24.90 | 23.92 | 56.69 | 53.64 | 45.50 | 37.79 | 50.22 | 51.43 | 60.43 | 52.49 | 89.83 | 68.04 | |
| Debt/EBITDA | 21.12 | -6.17 | -9.96 | 57.59 | 60.05 | 137.75 | 128.62 | 96.71 | 66.95 | 174.94 | 168.45 | 179.58 | 130.23 | 300.77 | 117.65 | |
|
Debt/Capitalization
|
16.33 | 14.32 | 13.26 | 19.94 | 19.30 | 36.18 | 34.91 | 31.27 | 27.43 | 33.43 | 33.96 | 37.67 | 34.42 | 47.32 | 40.49 | |
| Long-Term Debt/Capitalization | 15.44 | 14.24 | 13.20 | 19.94 | 15.92 | 35.29 | 33.44 | 30.14 | 24.90 | 32.69 | 33.24 | 36.94 | 33.98 | 45.77 | 36.65 | |
| Interest Debt per Share USD | 1.03 | 0.97 | 0.96 | 1.67 | 1.76 | 4.35 | 4.33 | 4.09 | 3.72 | 5.71 | 6.56 | 8.49 | 8.22 | 15.42 | 14.25 | |
| Debt Growth | 2.91 | -5.84 | -0.19 | 79.13 | 6.65 | 149.67 | -3.79 | -6.86 | -9.11 | 54.39 | 14.35 | 31.66 | -2.91 | 87.84 | -3.96 | |
| Liquidity | ||||||||||||||||
| Current Ratio | 128.13 | 138.85 | 147.03 | 133.77 | 102.33 | 123.70 | 115.71 | 121.83 | 112.75 | 121.55 | 121.98 | 125.65 | 124.85 | 108.69 | 103.49 | |
| Quick Ratio | 86.60 | 105.31 | 110.92 | 93.47 | 67.21 | 72.37 | 69.47 | 76.90 | 81.73 | 76.39 | 76.07 | 84.03 | 81.70 | 65.64 | 87.83 | |
| Cash Ratio | 41.15 | 58.06 | 59.45 | 38.72 | 22.38 | 37.02 | 33.37 | 35.68 | 28.71 | 24.62 | 26.51 | 34.72 | 33.26 | 14.14 | 46.46 | |
| Operating Cash Flow Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Turnover | ||||||||||||||||
| Inventory Turnover | 375.98 | 434.10 | 434.02 | 322.01 | 244.55 | 130.60 | 149.18 | 154.47 | 173.99 | 158.00 | 166.27 | 172.62 | 167.82 | 102.28 | - - | |
| Receivables Turnover | 462.08 | 453.96 | 421.86 | 396.41 | 342.37 | 358.20 | 355.66 | 303.62 | 179.64 | 220.82 | 238.14 | 228.07 | 238.22 | 151.72 | 208.73 | |
| Payables Turnover | 3,603.17 | 1,851.04 | 2,916.16 | 1,254.03 | 120.14 | 126.59 | 131.76 | 128.99 | 131.04 | 113.12 | 117.40 | 103.41 | 102.89 | 634.17 | 44.89 | |
|
Asset Turnover
|
43.52 | 40.55 | 38.88 | 38.36 | 37.14 | 31.62 | 33.06 | 33.34 | 32.26 | 30.05 | 31.28 | 29.06 | 31.11 | 25.57 | 28.54 | |
| Fixed Turnover | 1,574.63 | 1,630.28 | 1,651.80 | 1,614.31 | 1,813.79 | 1,850.65 | 2,025.67 | 2,325.59 | 2,408.95 | 2,001.89 | 716.34 | 671.50 | 745.11 | 785.71 | 907.50 | |
| Coverage | ||||||||||||||||
| Interest Coverage | 1,845.01 | 1,927.27 | 1,998.63 | 1,934.37 | 2,243.35 | 1,468.96 | 1,124.06 | 1,182.36 | 1,229.78 | 1,230.17 | 898.59 | 1,141.36 | 1,319.23 | 689.73 | 639.26 | |
| Asset Coverage | 400 | 500 | 600 | 400 | 400 | 200 | 200 | 200 | 300 | 200 | 200 | 200 | 200 | 100 | 200 | |
| Cash Flow Coverage (CFGR) | 82.89 | 117.61 | 94.54 | 48.95 | 81.12 | 32.13 | 35.72 | 34.93 | 45.28 | 37.66 | 39.36 | 31.81 | 43.03 | 21.30 | 26.60 | |
| EBITDA Coverage | 2,200 | 2,300 | 2,400 | 2,400 | 2,800 | 1,800 | 1,400 | 1,400 | 1,500 | 1,500 | 1,100 | 1,300 | 1,500 | 800 | 700 | |
| Dividend Coverage | -300 | -300 | -300 | -300 | -400 | -300 | -300 | -300 | -500 | -400 | -400 | -400 | -500 | -500 | -600 | |
| Time Interest Earned (TIE) | - - | - - | - - | - - | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 100 | |
| Market Prospects | ||||||||||||||||
| Dividend Yield | 1.74 | 1.35 | 1.48 | 1.40 | 1.21 | 1.28 | 1.45 | 1.15 | 1.11 | 1.13 | 0.85 | 0.77 | 0.55 | 0.76 | 0.68 | |
| Earnings Yield | 6.22 | 4.90 | 5.23 | 5.19 | 4.90 | 4.46 | 5.51 | 4.22 | 5.70 | 4.61 | 3.71 | 3.69 | 3.03 | 4.25 | 4.38 | |
|
Price/Earnings (P/E)
|
1,608.92 | 2,041.34 | 1,913.17 | 1,927.90 | 2,039.70 | 2,240.12 | 1,815.97 | 2,371.73 | 1,755.13 | 2,169.19 | 2,699.41 | 2,706.80 | 3,304.20 | 2,353.26 | 2,284.02 | |
| Price/Earnings Growth (PEG) | -189.85 | 367.44 | - - | 156.99 | 118.67 | -560.03 | 93.39 | 339.95 | 31.66 | -193.87 | 228.55 | 137.27 | 147.82 | 163.16 | 78.78 | |
|
Price/Book (P/B)
|
180.04 | 219.20 | 190.85 | 196.32 | 220.63 | 219.37 | 205.78 | 258.77 | 271.56 | 248.90 | 321.08 | 346.44 | 462.22 | 343.19 | 356.39 | |
| Price/Tangible Book (P/TB) | 180.04 | 219.20 | 190.85 | 196.32 | 220.63 | 219.37 | 205.78 | 258.77 | 271.56 | 248.90 | 321.08 | 346.44 | 462.22 | 343.19 | 356.39 | |
| Price/Sales (P/S) | 254.82 | 339.18 | 309.56 | 295.68 | 326.70 | 295.83 | 266.97 | 346.45 | 377.62 | 371.59 | 451.09 | 499.07 | 636.55 | 442.41 | 467.04 | |
|
Price/Cash Flow (P/CF)
|
1,113.06 | 1,115.31 | 1,320.88 | 1,610.52 | 1,137.32 | 1,204.37 | 1,074.11 | 1,627.90 | 1,586.85 | 1,316.04 | 1,586.13 | 1,802.41 | 2,046.30 | 1,793.64 | 1,969.53 | |
| Price/Free CF (P/FCF) | 1,172.93 | 1,156.14 | 1,401.15 | 1,807.66 | 1,187.22 | 1,287.73 | 1,124.27 | 1,708.82 | 1,678.74 | 1,419.87 | 1,777.75 | 1,998.18 | 2,148.28 | 1,907.48 | 2,113.80 | |
| Price/Operating CF (P/OCF) | 1,113.06 | 1,115.31 | 1,320.88 | 1,610.52 | 1,137.32 | 1,204.37 | 1,074.11 | 1,627.90 | 1,586.85 | 1,316.04 | 1,586.13 | 1,802.41 | 2,046.30 | 1,793.64 | 1,969.53 |