Alinma Bank
Alinma Bank provides banking and investment services in the Kingdom of Saudi Arabia. The company provides various retail services, including current, family, education, and savings accounts; self-service banking services; debit, credit, traveler, purchas…
Banks - Regional
SA, Riyadh [HQ]
Ratios
15 Records · Starting from 2009Margins, Growth Rates In %
| Ratio | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||
| Gross Margin | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | |
| Profit Margin | 32.01 | 1.23 | 35.79 | 40.15 | 44.09 | 48.26 | 49.81 | 46.80 | 46.56 | 52.76 | 50.26 | 34.28 | 40.74 | 45.17 | 49.96 | |
| Operating Margin | 32.01 | 1.23 | 35.79 | 40.15 | 44.09 | 48.26 | 49.81 | 46.80 | 46.56 | 52.76 | 50.26 | 38.39 | 45.43 | 50.36 | 55.70 | |
|
EPS Growth
|
50.00 | -97.50 | 2,833.33 | 68.18 | 37.84 | 25.49 | 15.63 | 2.70 | 32.90 | 25.74 | 0.79 | -22.66 | 37.37 | 33.09 | 34.25 | |
| EPS SAR | 30.00 | 0.75 | 22.00 | 37.00 | 51.00 | 64.00 | 74.00 | 76.00 | 101.00 | 127.00 | 128.00 | 99.00 | 136.00 | 181.00 | 243.00 | |
| Return on Assets (ROA) | 3.50 | 0.06 | 1.16 | 1.36 | 1.59 | 1.56 | 1.66 | 1.43 | 1.75 | 2.07 | 2.14 | 1.25 | 1.56 | 1.80 | 2.04 | |
| Return on Equity (ROE) | 3.88 | 0.10 | 2.69 | 4.40 | 5.97 | 7.05 | 8.01 | 7.83 | 9.77 | 11.82 | 12.55 | 8.05 | 8.82 | 11.29 | 14.09 | |
| Return on Invested Capital (ROIC) | 3.88 | 0.10 | - - | 2.80 | 2.72 | 2.84 | 3.18 | -0.02 | -0.01 | 10.35 | 9.66 | 2.43 | 3.31 | 3.28 | 3.51 | |
| Solvency | ||||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | - - | - - | - - | 18.46 | 32.52 | 33.17 | 35.36 | 37.11 | 36.95 | 5.21 | 2.88 | 36.04 | 29.45 | 38.87 | 43.71 | |
| Debt/Equity | - - | - - | - - | 59.84 | 121.72 | 149.52 | 170.95 | 202.66 | 206.29 | 29.67 | 16.91 | 231.42 | 166.36 | 244.42 | 301.35 | |
| Debt/EBITDA | -2,077.43 | -612.75 | -256.02 | 843.73 | 1,472.49 | 1,578.03 | 1,457.82 | 1,776.45 | 1,617.88 | -346.26 | -314.23 | 1,680.89 | 983.50 | 1,220.88 | 1,479.33 | |
|
Debt/Capitalization
|
- - | - - | - - | 37.44 | 54.90 | 59.92 | 63.09 | 66.96 | 67.35 | 22.88 | 14.47 | 69.83 | 62.46 | 70.97 | 75.08 | |
| Long-Term Debt/Capitalization | - - | - - | - - | 37.44 | 54.90 | 59.92 | 61.33 | 65.51 | 67.61 | - - | 1.82 | 67.43 | 57.63 | 66.42 | 74.00 | |
| Interest Debt per Share SAR | - - | - - | - - | 5.04 | 10.35 | 13.55 | 15.84 | 19.60 | 21.39 | 3.18 | 1.91 | 28.45 | 25.70 | 39.15 | 52.01 | |
| Debt Growth | - - | - - | - - | - - | 105.45 | 30.92 | 8.53 | 25.16 | 17.99 | -85.30 | -93.41 | 12,046.88 | -17.40 | 50.95 | 54.97 | |
| Liquidity | ||||||||||||||||
| Current Ratio | - - | - - | - - | 2,548.31 | 2,473.74 | 1,539.92 | 1,835.62 | 4,079.43 | 1,873.46 | 4,627.58 | 784.78 | 640.66 | 573.50 | 577.58 | 832.35 | |
| Quick Ratio | - - | - - | - - | 2,548.31 | 2,473.74 | 1,539.92 | 1,835.62 | 4,079.43 | 1,873.46 | 7,874.72 | 1,477.07 | 1,539.33 | 1,176.32 | 1,191.46 | 1,733.34 | |
| Cash Ratio | - - | - - | - - | 2,159.70 | 2,128.89 | 1,389.17 | 1,635.72 | 4,079.43 | 1,873.46 | 4,553.35 | 769.93 | 614.60 | 548.98 | 558.97 | 797.67 | |
| Operating Cash Flow Ratio | - - | - - | - - | 5,600 | -300 | 1,300 | 700 | 3,100 | -900 | - - | 100 | 500 | -100 | 400 | 500 | |
| Turnover | ||||||||||||||||
| Inventory Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Receivables Turnover | - - | - - | - - | 402.88 | 410.97 | 542.91 | 452.43 | - - | - - | 1,869.84 | 2,871.20 | 1,448.99 | 1,553.39 | 2,246.44 | 1,702.92 | |
| Payables Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
|
Asset Turnover
|
10.93 | 4.64 | 3.25 | 3.38 | 3.62 | 3.24 | 3.33 | 3.07 | 3.76 | 3.93 | 4.25 | 3.66 | 3.83 | 3.98 | 4.09 | |
| Fixed Turnover | 205.05 | 103.79 | 86.73 | 168.22 | 200.35 | 214.20 | 222.55 | 220.34 | 268.72 | 251.55 | 232.17 | 242.46 | 279.13 | 302.63 | 335.37 | |
| Coverage | ||||||||||||||||
| Interest Coverage | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Asset Coverage | - - | - - | - - | 500 | 300 | 200 | 300 | 200 | 200 | 2,000 | 32,000 | 300 | 400 | 300 | 200 | |
| Cash Flow Coverage (CFGR) | - - | - - | - - | 66.18 | -2.64 | 16.03 | 7.48 | 13.57 | -8.39 | 3.55 | 48.18 | 14.04 | -5.56 | 10.53 | 8.08 | |
| EBITDA Coverage | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Dividend Coverage | - - | - - | - - | - - | - - | - - | -100 | -100 | -200 | -200 | -100 | - - | -200 | -200 | -100 | |
| Time Interest Earned (TIE) | 300 | 200 | 100 | 100 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 300 | |
| Market Prospects | ||||||||||||||||
| Dividend Yield | - - | - - | - - | - - | - - | - - | 6.16 | 4.39 | 3.45 | 4.35 | 4.93 | - - | 3.39 | 3.26 | 4.37 | |
| Earnings Yield | 3.97 | 0.12 | 3.88 | 4.80 | 5.68 | 5.22 | 8.38 | 8.39 | 8.82 | 9.19 | 9.32 | 7.65 | 7.11 | 6.93 | 7.87 | |
|
Price/Earnings (P/E)
|
25.1759 | 828.9472 | 25.8086 | 20.8219 | 17.6174 | 19.1512 | 11.9341 | 11.9208 | 11.3383 | 10.8826 | 10.7306 | 13.0783 | 14.0638 | 14.4221 | 12.7099 | |
| Price/Earnings Growth (PEG) | 50.35 | -850.20 | 0.91 | 30.54 | 46.56 | 75.13 | 76.38 | 441.07 | 34.47 | 42.27 | 1,362.79 | -57.72 | 37.63 | 43.59 | 37.10 | |
|
Price/Book (P/B)
|
97.66 | 80.66 | 69.51 | 91.61 | 105.16 | 134.99 | 95.59 | 93.38 | 110.72 | 128.63 | 134.65 | 105.25 | 124.07 | 162.84 | 179.14 | |
| Price/Tangible Book (P/TB) | 97.66 | 80.66 | 69.51 | 91.61 | 105.16 | 134.99 | 95.59 | 93.38 | 110.72 | 128.63 | 134.65 | 105.25 | 124.07 | 162.84 | 179.14 | |
| Price/Sales (P/S) | 805.92 | 1,017.46 | 923.60 | 836.00 | 776.68 | 924.31 | 594.44 | 557.86 | 527.90 | 574.20 | 539.27 | 448.33 | 572.92 | 651.47 | 634.99 | |
|
Price/Cash Flow (P/CF)
|
-815.47 | -120.66 | -2,302.82 | 231.32 | -3,277.94 | 563.20 | 747.64 | 339.54 | -639.82 | 12,207.91 | 1,652.47 | 323.85 | -1,342.10 | 632.79 | 735.71 | |
| Price/Free CF (P/FCF) | -531.08 | -116.61 | -1,354.91 | 239.25 | -2,331.78 | 594.36 | 835.27 | 358.13 | -584.34 | 105,544.27 | 1,935.33 | 330.59 | -1,257.58 | 670.80 | 788.24 | |
| Price/Operating CF (P/OCF) | -815.47 | -120.66 | -2,302.82 | 231.32 | -3,277.94 | 563.20 | 747.64 | 339.54 | -639.82 | 12,207.91 | 1,652.47 | 323.85 | -1,342.10 | 632.79 | 735.71 |