Alinma Bank
Alinma Bank provides banking and investment services in the Kingdom of Saudi Arabia. The company provides various retail services, including current, family, education, and savings accounts; self-service banking services; debit, credit, traveler, purchas…
Banks - Regional
SA, Riyadh [HQ]
FA
Fundamental Analysis · Most Recent Quarter
A dedicated fundamental analysis might help you to get a quick overview
of the
financial stability. It is important to understand the
FA Algorithm
and the criterias before valuing it as a top-tier resource.
Fundamentals
Valuation
| Metric | Q1 | Q3 | Δ in % | |
|---|---|---|---|---|
| EV/EBITDA | -65.61 | 38.53 | -112.04 | |
| Graham Fair Price | -1.38 | 13.54 | 13.73 | |
| PEG | 31.86 | 1.08 | -0.82 | |
| Price/Book | 2.27 | 2.20 | 2.15 | |
| Price/Cash Flow | 5.16 | 25.82 | -24.55 | |
| Prices/Earnings | -29.53 | 11.33 | 16.08 | |
| Price/Sales | -45.22 | 13.88 | 25.33 | |
| Price/FCF | 5.16 | 25.82 | -24.55 | |
| Naive Interpretation | member | |||
01 - Valuation ·
Weak
Fundamentals
Profitability
| Metric | Q1 | Q3 | Δ in % | |
|---|---|---|---|---|
| Gross Profit Margin | 26.68 | 1.27 | 1.00 | |
| Operating Margin | 63.51 | 0.72 | 0.44 | |
| ROA | 9.62 | < 0.005 | < 0.005 | |
| ROE | 0.03 | 0.05 | 45.13 | |
| ROIC | < 0.005 | 0.10 | 930.87 | |
| Naive Interpretation | member | |||
02 - Profitability ·
Not Interpreted
Fundamentals
Financial Growth
| Metric | Q1 | Q3 | Δ in % | |
|---|---|---|---|---|
| Debt QOQ | 0.05 | -0.05 | 7.76 | |
| Dividends QOQ | -1.00 | < 0.005 | -100.00 | |
| EBIT QOQ | < 0.005 | -0.07 | -1549.38 | |
| EPS QOQ | -0.20 | 0.11 | -46.56 | |
| FCF QOQ | -10.02 | 79.74 | 695.61 | |
| Revenue QOQ | 0.31 | 0.05 | -83.43 | |
| Naive Interpretation | member | |||
03 - Financial Growth ·
Weak
Fundamentals
Leverage & Liquidity
| Metric | Q1 | Q3 | Δ in % | |
|---|---|---|---|---|
| Assets Turnover | n.A. | n.A. | n.A. | |
| Days Inventory Outstanding (DIO) | 0.00 | 0.00 | 0.00 | |
| Days Sales Outstanding (DSO) | 0.00 | 0.00 | 0.00 | |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | |
| Debt/Capitalization | 0.70 | 0.00 | inf | |
| Quick Ratio | 0.14 | 0.12 | -14.11 | |
| Naive Interpretation | member | |||
04 - Leverage & Liquidity ·
Bad
Fundamentals
Per Share Metrics
| Metric | Q1 | Q3 | Δ in % | |
|---|---|---|---|---|
| Book Value | 15.83 | 12.96 | -18.14 | |
| Cash | 5.46 | 6.98 | 27.86 | |
| Capex | -0.05 | 0.09 | 82.47 | |
| Free Cash Flow | -1.39 | 1.10 | -20.38 | |
| Revenue | 1.34 | 2.05 | 52.83 | |
| Naive Interpretation | member | |||
05 - Per Share Metrics ·
Positive
Fundamentals
Financial Health
06 - Financial Health ·
Bad