Zions Bancorporation, National Association Profile Avatar - Palmy Investing

Zions Bancorporation, National Association

Zions Bancorporation, National Association provides various banking and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company offers corporate banki…
Banks - Regional
US, Salt Lake City [HQ]

FA

Fundamental Analysis · Most Recent Quarter

It is important to understand the FA Algorithm and the criterias before valuing it as a top-tier resource.

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Framework:
Valuation 28% Weak
Profitability n.A. n.A.
Fin. Growth 17% Weak
Leverage & Liquidity 33% Weak
Per Share Metrics 67% Positive
Fin. Health n.A. n.A.
Fundamentals

Valuation

Metric Q4 Q1 Δ in %
EV/EBITDA -22.81 -217.45 281.69
Graham Fair Price 13.21 30.40 26.85
PEG 8.07 0.45 -0.41
Price/Book -6.99 1.09 1.17
Price/Cash Flow -18.28 31.51 38.55
Prices/Earnings -19.48 10.35 12.85
Price/Sales -3.20 5.24 5.41
Price/FCF -18.28 31.51 38.55
Naive Interpretation member
01 - Valuation · Weak
Fundamentals

Profitability

Metric Q4 Q1 Δ in %
Gross Profit Margin 0.00 1.00 1.00
Operating Margin -75.43 0.20 0.80
ROA 21.63 < 0.005 < 0.005
ROE 0.02 0.03 15.51
ROIC 0.08 0.02 -80.07
Naive Interpretation member
02 - Profitability · Not Interpreted
Fundamentals

Financial Growth

Metric Q4 Q1 Δ in %
Debt QOQ 0.19 7.78 -97.58
Dividends QOQ -0.03 < 0.005 -92.50
EBIT QOQ 3.19 -0.75 -76.42
EPS QOQ -0.31 0.23 -25.49
FCF QOQ -0.40 0.20 -50.89
Revenue QOQ 0.56 0.01 -98.22
Naive Interpretation member
03 - Financial Growth · Weak
Fundamentals

Leverage & Liquidity

Metric Q4 Q1 Δ in %
Assets Turnover n.A. n.A. n.A.
Days Inventory Outstanding (DIO) 0.00 0.00 0.00
Days Sales Outstanding (DSO) 28.80 28.88 0.30
Inventory Turnover 0.00 0.00 0.00
Debt/Capitalization 0.45 0.48 7.20
Quick Ratio 0.94 0.42 -54.65
Naive Interpretation member
04 - Leverage & Liquidity · Weak
Fundamentals

Per Share Metrics

Metric Q4 Q1 Δ in %
Book Value 37.56 39.56 5.34
Cash 84.87 83.88 -1.17
Capex -0.20 -0.20 -3.66
Free Cash Flow 1.14 1.36 19.89
Revenue 8.11 8.21 1.21
Naive Interpretation member
05 - Per Share Metrics · Positive
Fundamentals

Financial Health

Metric Q4 Q1 Δ in %
Current Ratio 0.26 0.12 -52.05
Debt/Assets n.A. n.A. n.A.
Debt/Equity n.A. n.A. n.A.
Net Debt/EBITDA 79.28 -73.52 -7.26
Naive Interpretation Member
06 - Financial Health · Bad