Zions Bancorporation, National Association Profile Avatar - Palmy Investing

Zions Bancorporation, National Association

Zions Bancorporation, National Association provides various banking and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company offers corporate banki…

Banks - Regional
US, Salt Lake City [HQ]

FA

Fundamental Analysis · Most Recent Quarter

It is important to understand the FA Algorithm and the criterias before valuing it as a top-tier resource.

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Framework:
Valuation 28% Weak
Profitability n.A. n.A.
Fin. Growth 50% Balanced
Leverage & Liquidity 17% Weak
Per Share Metrics 67% Positive
Fin. Health n.A. n.A.
Fundamentals

Valuation

Metric Q2 Q3 Δ in %
EV/EBITDA 100.00 130.64 0.00
Graham Fair Price 6.20 37.68 35.48
PEG 385.44 1.15 0.24
Price/Book 2.87 1.09 1.06
Price/Cash Flow 164.12 71.63 27.12
Prices/Earnings 2.40 8.12 7.93
Price/Sales 6.89 5.43 5.08
Price/FCF 164.12 71.63 27.12
Naive Interpretation member
01 - Valuation · Weak
Fundamentals

Profitability

Metric Q2 Q3 Δ in %
Gross Profit Margin 0.00 1.00 1.00
Operating Margin 69.32 0.38 0.22
ROA 7.17 < 0.005 < 0.005
ROE 0.03 0.03 0.46
ROIC 0.02 0.04 115.67
Naive Interpretation member
02 - Profitability · Not Interpreted
Fundamentals

Financial Growth

Metric Q2 Q3 Δ in %
Debt QOQ -0.54 0.13 305.04
Dividends QOQ 0.02 1.42 8967.51
EBIT QOQ 0.19 0.73 282.86
EPS QOQ 0.33 0.07 -78.91
FCF QOQ 0.17 -0.59 247.16
Revenue QOQ 0.04 0.02 -46.44
Naive Interpretation member
03 - Financial Growth · Balanced
Fundamentals

Leverage & Liquidity

Metric Q2 Q3 Δ in %
Assets Turnover n.A. n.A. n.A.
Days Inventory Outstanding (DIO) 0.00 0.00 0.00
Days Sales Outstanding (DSO) 0.00 26.53 100.00
Inventory Turnover 0.00 0.00 0.00
Debt/Capitalization 0.51 0.35 -30.57
Quick Ratio 0.21 0.73 250.41
Naive Interpretation member
04 - Leverage & Liquidity · Weak
Fundamentals

Per Share Metrics

Metric Q2 Q3 Δ in %
Book Value 40.95 43.39 5.96
Cash 85.03 139.09 63.58
Capex 0.12 0.15 29.39
Free Cash Flow 1.60 0.66 -58.73
Revenue 8.52 8.69 1.98
Naive Interpretation member
05 - Per Share Metrics · Positive
Fundamentals

Financial Health

Metric Q2 Q3 Δ in %
Current Ratio 0.14 0.73 416.16
Debt/Assets n.A. n.A. n.A.
Debt/Equity n.A. n.A. n.A.
Net Debt/EBITDA 0.00 26.94 100.00
Naive Interpretation Member
06 - Financial Health · Bad