XP Inc.
XP Inc. provides financial products and services in Brazil. It offers securities brokerage, private pension plans, commercial, and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits; product…
Financial - Capital Markets
BR, São Paulo [HQ]
Ratios
8 Sheets · Starting from 2023Margins, Growth Rates In %
| Ratio | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|
| Profitability | |||||||||
| Gross Margin | 41.07 | 19.33 | 48.82 | 55.34 | 47.27 | 44.64 | 7.25 | 69.11 | |
| Profit Margin | 31.91 | 29.10 | 20.41 | 30.28 | 41.39 | 57.93 | 54.99 | 25.89 | |
| Operating Margin | -24.28 | 2.55 | -6.58 | 0.15 | -10.07 | -30.50 | -52.42 | 30.68 | |
|
EPS Growth
|
- - | 70.46 | 12.00 | 151.19 | 78.20 | 70.75 | 0.31 | 12.11 | |
| EPS BRL | 44.00 | 75.00 | 84.00 | 211.00 | 376.00 | 642.00 | 644.00 | 722.00 | |
| Return on Assets (ROA) | - - | 5.80 | 2.63 | 2.50 | 2.16 | 2.58 | 1.86 | 1.57 | |
| Return on Equity (ROE) | - - | 36.18 | 22.32 | 15.22 | 19.06 | 24.90 | 21.01 | 20.05 | |
| Return on Invested Capital (ROIC) | - - | 1.06 | -1.13 | 0.02 | -1.00 | -4.18 | -6.75 | 5.64 | |
| Solvency | |||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | - - | 19.35 | 42.41 | 39.22 | 34.02 | 20.25 | 18.50 | 24.74 | |
| Debt/Equity | - - | 120.74 | 360.56 | 239.20 | 299.85 | 195.68 | 208.51 | 316.83 | |
| Debt/EBITDA | - - | 1,929.12 | -7,659.45 | 17,708.33 | -8,490.08 | -1,551.15 | -997.15 | 1,187.72 | |
|
Debt/Capitalization
|
- - | 54.70 | 78.29 | 70.52 | 74.99 | 66.18 | 67.59 | 76.01 | |
| Long-Term Debt/Capitalization | - - | 39.18 | 26.76 | 17.07 | 7.06 | 11.80 | 9.87 | 19.74 | |
| Interest Debt per Share BRL | - - | 2.61 | 13.75 | 33.62 | 59.24 | 50.71 | 64.68 | 115.29 | |
| Debt Growth | - - | - - | 444.29 | 127.62 | 90.92 | -13.64 | 25.92 | 73.98 | |
| Liquidity | |||||||||
| Current Ratio | - - | 27.26 | 17.52 | 15.87 | 50.94 | 71.15 | 68.86 | 78.94 | |
| Quick Ratio | - - | 27.26 | 17.52 | 12.30 | 36.56 | 44.74 | 68.86 | 78.94 | |
| Cash Ratio | - - | 3.93 | 0.55 | 0.43 | 3.56 | 3.30 | 3.61 | 3.12 | |
| Operating Cash Flow Ratio | - - | - - | - - | - - | - - | - - | - - | - - | |
| Turnover | |||||||||
| Inventory Turnover | - - | - - | - - | 177.41 | 33.48 | 17.23 | - - | - - | |
| Receivables Turnover | - - | 827.62 | 566.50 | 510.07 | 110.20 | 46.10 | 28.51 | 51.08 | |
| Payables Turnover | - - | 1,603.10 | 867.25 | 601.50 | 307.76 | 395.39 | 977.76 | 490.53 | |
|
Asset Turnover
|
- - | 19.93 | 12.87 | 8.24 | 5.22 | 4.45 | 3.39 | 6.05 | |
| Fixed Turnover | - - | 3,021.79 | 2,300.52 | 974.53 | 1,295.69 | 1,035.38 | 1,143.12 | 2,298.32 | |
| Coverage | |||||||||
| Interest Coverage | - - | 59.33 | -207.49 | 6.30 | -958.79 | -1,392.56 | -848.09 | 748.04 | |
| Asset Coverage | - - | 200 | 100 | 100 | 200 | 300 | 300 | 200 | |
| Cash Flow Coverage (CFGR) | - - | 19.00 | -6.08 | 8.92 | 4.62 | -14.25 | 5.08 | 35.29 | |
| EBITDA Coverage | - - | 100 | -100 | 100 | -600 | -1,200 | -700 | 700 | |
| Dividend Coverage | -100 | -200 | -100 | -200 | - - | - - | - - | -100 | |
| Time Interest Earned (TIE) | - - | 100 | - - | 100 | - - | - - | - - | 100 | |
| Market Prospects | |||||||||
| Dividend Yield | 0.28 | 0.30 | 0.44 | 0.63 | - - | - - | - - | 5.19 | |
| Earnings Yield | 0.39 | 0.66 | 0.63 | 1.38 | 1.83 | 4.01 | 7.95 | 5.71 | |
|
Price/Earnings (P/E)
|
25,379.13 | 15,196.45 | 15,857.10 | 7,270.57 | 5,480.12 | 2,493.51 | 1,258.38 | 1,751.69 | |
| Price/Earnings Growth (PEG) | - - | 215.69 | 1,321.43 | 48.09 | 70.08 | 35.25 | 4,039.41 | 144.63 | |
|
Price/Book (P/B)
|
- - | 5,498.71 | 3,539.36 | 1,106.90 | 1,044.47 | 620.82 | 264.37 | 351.13 | |
| Price/Tangible Book (P/TB) | - - | 5,498.71 | 3,539.36 | 1,106.90 | 1,044.47 | 620.82 | 264.37 | 351.13 | |
| Price/Sales (P/S) | 8,097.93 | 4,421.54 | 3,235.69 | 2,201.79 | 2,268.34 | 1,444.41 | 691.96 | 453.54 | |
|
Price/Cash Flow (P/CF)
|
1,295,339.83 | 23,971.82 | -16,155.08 | 5,185.10 | 7,532.18 | -2,226.25 | 2,496.73 | 314.06 | |
| Price/Free CF (P/FCF) | -230,334.08 | 29,755.33 | -12,434.49 | 5,798.13 | 9,333.26 | -2,046.55 | 2,685.79 | 316.91 | |
| Price/Operating CF (P/OCF) | 1,295,339.83 | 23,971.82 | -16,155.08 | 5,185.10 | 7,532.18 | -2,226.25 | 2,496.73 | 314.06 |