Wintrust Financial Corporation
Wintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest bearing deposits, non-brokered interest-…
Banks - Regional
US, Rosemont [HQ]
FA
Fundamental Analysis · Most Recent Quarter
A dedicated fundamental analysis might help you to get a quick overview
of the
financial stability. It is important to understand the
FA Algorithm
and the criterias before valuing it as a top-tier resource.
Fundamentals
Valuation
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| EV/EBITDA | -28.92 | -343.06 | 482.65 | |
| Graham Fair Price | 23.09 | 77.85 | 63.25 | |
| PEG | -64.63 | 0.16 | -0.44 | |
| Price/Book | 10.81 | 1.17 | 1.05 | |
| Price/Cash Flow | 193.89 | 72.34 | 24.61 | |
| Prices/Earnings | -26.44 | 8.46 | 11.50 | |
| Price/Sales | 5.70 | 6.70 | 6.34 | |
| Price/FCF | 193.89 | 72.34 | 24.61 | |
| Naive Interpretation | member | |||
01 - Valuation ·
Somewhat Weak
Fundamentals
Profitability
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Gross Profit Margin | -3.80 | 0.85 | 0.89 | |
| Operating Margin | 1676.85 | 0.28 | 0.02 | |
| ROA | 48.21 | < 0.005 | < 0.005 | |
| ROE | 0.02 | 0.03 | 50.65 | |
| ROIC | < 0.005 | 0.02 | 1724.85 | |
| Naive Interpretation | member | |||
02 - Profitability ·
Not Interpreted
Fundamentals
Financial Growth
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Debt QOQ | 0.08 | < 0.005 | 14277.88 | |
| Dividends QOQ | < 0.005 | 0.08 | 2846.47 | |
| EBIT QOQ | 0.02 | 17.76 | 82221.79 | |
| EPS QOQ | -0.26 | 0.54 | 107.94 | |
| FCF QOQ | 2.38 | -0.62 | -73.88 | |
| Revenue QOQ | 0.56 | 0.06 | -90.06 | |
| Naive Interpretation | member | |||
03 - Financial Growth ·
Balanced
Fundamentals
Leverage & Liquidity
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Assets Turnover | n.A. | n.A. | n.A. | |
| Days Inventory Outstanding (DIO) | -1610.89 | -1270.82 | 21.11 | |
| Days Sales Outstanding (DSO) | 226.31 | 151.63 | -33.00 | |
| Inventory Turnover | -0.06 | -0.07 | -26.76 | |
| Debt/Capitalization | 0.41 | 0.42 | 3.36 | |
| Quick Ratio | 0.22 | 0.21 | -0.61 | |
| Naive Interpretation | member | |||
04 - Leverage & Liquidity ·
Weak
Fundamentals
Per Share Metrics
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Book Value | 88.18 | 88.42 | 0.28 | |
| Cash | 94.70 | 108.75 | 14.84 | |
| Capex | -0.28 | -0.17 | 38.58 | |
| Free Cash Flow | 3.77 | 1.42 | -62.19 | |
| Revenue | 14.63 | 15.38 | 5.13 | |
| Naive Interpretation | member | |||
05 - Per Share Metrics ·
Positive
Fundamentals
Financial Health
06 - Financial Health ·
Bad