U.S. Bancorp
U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. It operates in Corporate and Com…
Banks - Regional
US, Minneapolis [HQ]
Ratios
15 Sheets · From 2023 to 2009Configuration
Margins, Growth Rates In %
| Ratio | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||
| Gross Margin | 92.20 | 91.74 | 100.19 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | |
| Profit Margin | 13.39 | 18.49 | 25.80 | 28.14 | 30.12 | 29.34 | 29.26 | 27.90 | 28.46 | 31.51 | 30.21 | 21.35 | 35.05 | 24.09 | 19.38 | |
| Operating Margin | 35.46 | 39.36 | 50.28 | 51.38 | 50.81 | 48.61 | 48.20 | 47.28 | 45.39 | 52.86 | 37.42 | 25.94 | 44.65 | 43.44 | 24.40 | |
|
EPS Growth
|
-40.12 | 79.38 | 41.95 | 15.39 | 5.97 | 2.65 | 2.58 | 2.20 | 8.62 | 22.95 | 0.69 | -29.98 | 66.99 | -27.79 | -11.38 | |
| EPS USD | 97.00 | 174.00 | 247.00 | 285.00 | 302.00 | 310.00 | 318.00 | 325.00 | 353.00 | 434.00 | 437.00 | 306.00 | 511.00 | 369.00 | 327.00 | |
| Return on Assets (ROA) | 0.78 | 1.08 | 1.43 | 1.60 | 1.60 | 1.45 | 1.39 | 1.32 | 1.35 | 1.52 | 1.40 | 0.90 | 1.39 | 0.86 | 0.82 | |
| Return on Equity (ROE) | 8.49 | 11.24 | 14.34 | 14.48 | 14.20 | 13.46 | 12.74 | 12.45 | 12.68 | 13.91 | 13.33 | 9.34 | 14.50 | 11.47 | 9.82 | |
| Return on Invested Capital (ROIC) | 5.52 | 5.86 | 7.11 | 8.07 | 8.19 | 6.78 | 6.74 | 7.74 | 8.42 | 9.18 | 5.98 | 4.68 | 8.06 | 6.90 | 4.60 | |
| Solvency | ||||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | 22.72 | 20.82 | 18.35 | 14.64 | 13.09 | 15.44 | 14.21 | 10.60 | 10.59 | 11.87 | 12.90 | 9.58 | 7.66 | 10.53 | 9.49 | |
| Debt/Equity | 246.09 | 217.13 | 183.71 | 132.87 | 115.92 | 142.95 | 129.97 | 99.98 | 99.74 | 108.72 | 123.21 | 99.94 | 79.98 | 139.95 | 113.79 | |
| Debt/EBITDA | 926.39 | 667.93 | 494.78 | 411.70 | 389.12 | 520.61 | 495.11 | 310.90 | 291.31 | 275.05 | 475.20 | -153.48 | 145.74 | 163.27 | 22.19 | |
|
Debt/Capitalization
|
71.11 | 68.47 | 64.75 | 57.06 | 53.69 | 58.84 | 56.52 | 49.99 | 49.93 | 52.09 | 55.20 | 49.98 | 44.44 | 58.32 | 53.23 | |
| Long-Term Debt/Capitalization | 55.65 | 51.65 | 48.46 | 39.55 | 32.78 | 42.59 | 41.02 | 41.33 | 39.68 | 44.76 | 43.65 | 43.75 | 36.91 | 43.96 | 48.21 | |
| Interest Debt per Share USD | 36.15 | 34.87 | 33.93 | 28.59 | 26.83 | 35.28 | 34.78 | 28.48 | 30.44 | 35.94 | 43.22 | 36.50 | 30.16 | 49.87 | 48.96 | |
| Debt Growth | -11.68 | 0.32 | -2.61 | -16.99 | -8.03 | 30.42 | -3.54 | -21.13 | 3.43 | 13.43 | 15.16 | -16.95 | -17.23 | 61.76 | -11.42 | |
| Liquidity | ||||||||||||||||
| Current Ratio | 1,262.00 | 1,301.65 | 1,451.49 | 1,544.96 | 1,397.13 | 1,380.52 | 1,555.70 | 3,388.71 | 2,865.77 | 4,073.84 | 671.09 | 1,811.37 | 1,477.07 | 437.38 | 1,213.20 | |
| Quick Ratio | 1,314.59 | 1,349.14 | 1,500.64 | 1,594.59 | 1,442.00 | 1,420.62 | 1,595.94 | 3,481.31 | 2,952.92 | 4,201.25 | 671.09 | 1,811.37 | 1,477.07 | 437.38 | 1,213.20 | |
| Cash Ratio | 29.39 | 64.33 | 62.20 | 37.57 | 33.97 | 37.97 | 42.65 | 123.52 | 125.06 | 193.29 | 94.44 | 531.87 | 245.04 | 171.52 | 534.19 | |
| Operating Cash Flow Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Turnover | ||||||||||||||||
| Inventory Turnover | -11.56 | -13.85 | 0.32 | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Receivables Turnover | 148.31 | 167.73 | 171.17 | 184.07 | 173.02 | 177.20 | 191.03 | 179.25 | 160.78 | 159.26 | 161.32 | 169.46 | 183.72 | 239.90 | 335.89 | |
| Payables Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
|
Asset Turnover
|
5.86 | 5.83 | 5.55 | 5.67 | 5.32 | 4.95 | 4.76 | 4.73 | 4.73 | 4.82 | 4.62 | 4.19 | 3.96 | 3.58 | 4.22 | |
| Fixed Turnover | 727.79 | 721.31 | 710.69 | 751.46 | 743.59 | 761.61 | 799.56 | 863.90 | 898.52 | 916.61 | 618.13 | 669.72 | 687.47 | 626.85 | 773.20 | |
| Coverage | ||||||||||||||||
| Interest Coverage | 193.38 | 273.75 | 377.38 | 482.13 | 585.72 | 667.10 | 691.22 | 608.85 | 462.64 | 365.83 | 192.75 | 299.01 | 1,021.55 | 326.55 | 54.21 | |
| Asset Coverage | 400 | 400 | 500 | 600 | 700 | 600 | 700 | 900 | 900 | 800 | 700 | 1,000 | 1,200 | 900 | 1,000 | |
| Cash Flow Coverage (CFGR) | 11.90 | 8.18 | 15.73 | 15.36 | 24.02 | 8.58 | 14.65 | 11.28 | 13.23 | 19.04 | 7.65 | 7.00 | 22.47 | 29.73 | 13.42 | |
| EBITDA Coverage | 200 | 200 | 300 | 400 | 500 | 600 | 700 | 600 | 400 | 300 | 100 | 300 | 1,000 | 300 | - - | |
| Dividend Coverage | -100 | -700 | -500 | -300 | -300 | -200 | -200 | -200 | -200 | -200 | -200 | -100 | -200 | -100 | -100 | |
| Time Interest Earned (TIE) | 500 | 400 | 300 | -200 | -200 | -100 | -100 | -100 | -100 | -200 | -100 | -100 | -100 | -100 | -100 | |
| Market Prospects | ||||||||||||||||
| Dividend Yield | 0.94 | 0.35 | 0.72 | 1.19 | 1.38 | 1.73 | 2.02 | 2.20 | 2.11 | 2.43 | 2.91 | 4.14 | 3.43 | 4.78 | 4.93 | |
| Earnings Yield | 1.59 | 2.48 | 3.77 | 4.35 | 4.42 | 5.14 | 5.88 | 6.25 | 5.92 | 7.27 | 7.34 | 7.20 | 9.46 | 9.05 | 8.09 | |
|
Price/Earnings (P/E)
|
6,276.79 | 4,027.07 | 2,656.03 | 2,298.52 | 2,265.03 | 1,945.11 | 1,700.49 | 1,600.98 | 1,689.90 | 1,374.89 | 1,362.38 | 1,389.48 | 1,056.64 | 1,105.49 | 1,236.53 | |
| Price/Earnings Growth (PEG) | -156.44 | 50.73 | 63.31 | 149.40 | 379.73 | 734.28 | 658.94 | 727.30 | 196.15 | 59.92 | 1,970.90 | -46.35 | 15.77 | -39.78 | -108.64 | |
|
Price/Book (P/B)
|
533.08 | 452.52 | 380.84 | 332.83 | 321.52 | 261.75 | 216.71 | 199.30 | 214.27 | 191.19 | 181.66 | 129.78 | 153.21 | 126.85 | 121.38 | |
| Price/Tangible Book (P/TB) | 533.08 | 452.52 | 380.84 | 332.83 | 321.52 | 261.75 | 216.71 | 199.30 | 214.27 | 191.19 | 181.66 | 129.78 | 153.21 | 126.85 | 121.38 | |
| Price/Sales (P/S) | 840.34 | 744.62 | 685.28 | 646.92 | 682.15 | 570.78 | 497.55 | 446.65 | 480.86 | 433.20 | 411.64 | 296.67 | 370.32 | 266.27 | 239.64 | |
|
Price/Cash Flow (P/CF)
|
1,821.09 | 2,548.71 | 1,317.74 | 1,631.03 | 1,154.88 | 2,134.44 | 1,138.37 | 1,766.59 | 1,623.58 | 923.53 | 1,926.67 | 1,854.26 | 852.48 | 304.91 | 794.74 | |
| Price/Free CF (P/FCF) | 2,344.63 | -3,784.08 | -2,209.73 | -1,613.19 | -5,216.54 | -1,381.33 | 1,138.37 | 1,766.59 | 1,623.58 | 923.53 | 1,926.67 | 1,612.93 | 798.97 | 304.91 | 463.84 | |
| Price/Operating CF (P/OCF) | 1,821.09 | 2,548.71 | 1,317.74 | 1,631.03 | 1,154.88 | 2,134.44 | 1,138.37 | 1,766.59 | 1,623.58 | 923.53 | 1,926.67 | 1,854.26 | 852.48 | 304.91 | 794.74 |