Upbound Group, Inc.
Upbound Group, Inc., an omni-channel platform company, leases household durable goods to customers on a lease-to-own basis in the United States, Puerto Rico, and Mexico. The company operates in four segments: Rent-A-Center Business, Acima, Mexico, and Fr…
Software - Application
US, Plano [HQ]
Ratios
15 Sheets · From 2023 to 2009Configuration
Margins, Growth Rates In %
| Ratio | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||
| Gross Margin | 15.70 | 16.56 | 71.21 | 69.22 | 69.24 | 69.17 | 64.61 | 65.30 | 63.59 | 63.45 | 61.58 | 59.42 | 48.76 | 48.98 | 31.94 | |
| Profit Margin | 6.10 | 6.28 | 5.71 | 5.95 | 4.13 | 3.05 | -26.43 | -3.82 | 0.25 | 0.32 | 6.50 | 7.40 | 2.94 | 0.29 | -0.13 | |
| Operating Margin | 10.77 | 11.12 | 10.17 | 10.33 | 7.93 | 6.13 | -30.74 | -2.25 | -2.33 | 2.11 | 9.51 | 8.43 | 6.12 | 3.50 | 7.45 | |
|
EPS Growth
|
20.95 | 3.94 | 1.14 | 14.61 | -23.20 | -22.55 | -997.80 | 86.97 | 105.63 | 33.33 | 1,893.75 | 20.38 | -38.28 | -90.30 | -140.96 | |
| EPS USD | 254.00 | 264.00 | 267.00 | 306.00 | 235.00 | 182.00 | -1,634.00 | -213.00 | 12.00 | 16.00 | 319.00 | 384.00 | 237.00 | 23.00 | -9.42 | |
| Return on Assets (ROA) | 6.87 | 6.38 | 5.88 | 6.40 | 4.25 | 2.94 | -43.61 | -7.07 | 0.47 | 0.61 | 10.96 | 11.89 | 4.51 | 0.45 | -0.19 | |
| Return on Equity (ROE) | 13.46 | 12.68 | 12.11 | 12.48 | 9.54 | 6.94 | -184.20 | -42.76 | 2.44 | 2.96 | 37.81 | 35.15 | 26.29 | 2.35 | -0.92 | |
| Return on Invested Capital (ROIC) | 9.39 | 9.23 | 8.96 | 9.43 | 6.68 | 5.36 | -56.88 | -6.25 | 0.40 | 4.17 | 22.82 | 22.46 | 21.06 | 3.16 | -1.48 | |
| Solvency | ||||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | 29.10 | 26.08 | 26.44 | 23.96 | 30.96 | 32.27 | 49.47 | 45.19 | 47.76 | 38.66 | 25.51 | 22.57 | 13.76 | 15.16 | 51.95 | |
| Debt/Equity | 57.01 | 51.79 | 54.49 | 46.77 | 69.56 | 76.10 | 208.92 | 273.36 | 249.09 | 188.49 | 87.97 | 66.76 | 80.23 | 79.77 | 252.32 | |
| Debt/EBITDA | 203.12 | 192.89 | 202.35 | 192.62 | 338.09 | 359.04 | 372.95 | 379.54 | 5,749.10 | 305.87 | 67.91 | 42.71 | 58.81 | 79.81 | 349.43 | |
|
Debt/Capitalization
|
36.31 | 34.12 | 35.27 | 31.87 | 41.02 | 43.21 | 67.63 | 73.22 | 71.35 | 65.34 | 46.80 | 40.03 | 44.51 | 44.37 | 71.62 | |
| Long-Term Debt/Capitalization | 36.31 | 34.12 | 35.27 | 31.87 | 40.55 | 42.88 | 67.30 | 73.22 | 71.18 | 65.34 | 38.31 | 32.52 | 36.62 | 36.78 | 69.88 | |
| Interest Debt per Share USD | 11.18 | 11.18 | 12.71 | 12.21 | 17.78 | 20.91 | 19.46 | 14.52 | 13.60 | 10.90 | 8.00 | 7.58 | 8.46 | 9.41 | 27.78 | |
| Debt Growth | -24.91 | -1.41 | 5.64 | -7.18 | 33.28 | 13.81 | -7.14 | -25.21 | -7.09 | -19.74 | -47.22 | 0.11 | 3.92 | 3.04 | 423.66 | |
| Liquidity | ||||||||||||||||
| Current Ratio | 199.86 | 178.74 | 29.31 | 59.24 | 56.53 | 89.56 | 99.23 | 68.85 | 74.54 | 84.92 | 59.91 | 78.56 | 82.34 | 59.08 | 243.63 | |
| Quick Ratio | 34.05 | 19.67 | 19.43 | 35.08 | 31.11 | 30.99 | 42.10 | 50.82 | 50.35 | 68.20 | 45.07 | 64.27 | 63.45 | 57.51 | 33.35 | |
| Cash Ratio | 20.98 | 11.17 | 12.55 | 19.50 | 13.03 | 12.81 | 19.59 | 29.35 | 25.73 | 47.09 | 20.55 | 41.08 | 29.29 | 32.38 | 15.27 | |
| Operating Cash Flow Ratio | - - | - - | - - | - - | - - | - - | - - | 100 | - - | - - | - - | - - | 100 | 100 | - - | |
| Turnover | ||||||||||||||||
| Inventory Turnover | 309.34 | 270.62 | 86.67 | 25,360.31 | 23,643.81 | 20,050.11 | 24,856.71 | 28,332.96 | 113.24 | 25,359.86 | 21,028.72 | 20,997.22 | 36,665.71 | 30,993.99 | 219.05 | |
| Receivables Turnover | 4,337.96 | 5,068.90 | 5,977.03 | 6,314.05 | 5,289.48 | 4,821.65 | 4,729.40 | 4,246.26 | 3,870.56 | 3,820.04 | 3,173.75 | 3,126.78 | 3,626.78 | 3,795.10 | 3,596.61 | |
| Payables Turnover | 2,387.87 | 1,808.28 | 789.68 | 952.86 | 794.52 | 686.11 | 1,204.20 | 949.95 | 1,089.07 | 854.11 | 610.15 | 613.79 | 1,731.05 | 1,393.29 | 1,532.97 | |
|
Asset Turnover
|
112.60 | 101.61 | 102.88 | 107.44 | 102.84 | 96.36 | 164.99 | 184.89 | 190.22 | 190.45 | 168.68 | 160.72 | 153.12 | 153.62 | 146.70 | |
| Fixed Turnover | 1,345.36 | 1,216.01 | 1,002.08 | 231.67 | 212.39 | 201.06 | 223.42 | 224.76 | 234.62 | 257.35 | 208.03 | 210.92 | 240.55 | 246.47 | 709.36 | |
| Coverage | ||||||||||||||||
| Interest Coverage | 1,106.06 | 1,134.91 | 787.34 | 993.21 | 621.20 | 404.37 | -2,043.32 | -141.15 | -137.10 | 130.65 | 818.08 | 1,548.69 | 395.83 | 169.36 | 262.41 | |
| Asset Coverage | 200 | 200 | 200 | 300 | 200 | 200 | 100 | 100 | 100 | 100 | 400 | 500 | 700 | 600 | 100 | |
| Cash Flow Coverage (CFGR) | 46.42 | 30.88 | 38.70 | 31.69 | 14.38 | 1.81 | 23.45 | 48.84 | 16.29 | 42.13 | 53.36 | 59.84 | 95.27 | 111.83 | 14.17 | |
| EBITDA Coverage | 1,100 | 1,200 | 800 | 1,000 | 600 | 500 | 400 | 300 | - - | 200 | 1,000 | 1,900 | 400 | 200 | 300 | |
| Dividend Coverage | - - | -2,100 | -600 | -400 | -200 | -100 | 1,600 | 400 | - - | - - | -1,200 | -300 | -100 | - - | - - | |
| Time Interest Earned (TIE) | 300 | 300 | 100 | 100 | 100 | 100 | 100 | 100 | - - | 100 | 100 | 100 | 100 | 100 | 100 | |
| Market Prospects | ||||||||||||||||
| Dividend Yield | - - | 0.37 | 1.19 | 1.87 | 2.56 | 2.54 | 6.42 | 4.28 | 2.17 | - - | 0.87 | 3.04 | 2.61 | 6.52 | 4.45 | |
| Earnings Yield | 14.36 | 8.17 | 7.27 | 9.07 | 7.02 | 5.02 | -109.13 | -18.95 | 1.13 | 0.98 | 11.08 | 10.03 | 4.92 | 1.02 | -0.28 | |
|
Price/Earnings (P/E)
|
696.60 | 1,224.38 | 1,375.12 | 1,103.18 | 1,424.82 | 1,990.74 | -91.64 | -527.58 | 8,889.68 | 10,194.25 | 902.78 | 996.96 | 2,031.14 | 9,826.96 | -36,061.07 | |
| Price/Earnings Growth (PEG) | 33.25 | 310.99 | 1,210.11 | 75.53 | -61.41 | -88.27 | 0.09 | 6.07 | -84.16 | 305.83 | 0.48 | 48.93 | -53.06 | -108.83 | 255.83 | |
|
Price/Book (P/B)
|
93.73 | 155.23 | 166.56 | 137.72 | 136.00 | 138.15 | 168.80 | 225.57 | 217.08 | 302.14 | 341.36 | 350.43 | 533.99 | 231.23 | 333.28 | |
| Price/Tangible Book (P/TB) | 93.73 | 155.23 | 166.56 | 137.72 | 136.00 | 138.15 | 168.80 | 225.57 | 217.08 | 302.14 | 341.36 | 350.43 | 533.99 | 231.23 | 333.28 | |
| Price/Sales (P/S) | 42.49 | 76.93 | 78.55 | 65.67 | 58.86 | 60.79 | 24.22 | 20.17 | 21.88 | 32.54 | 58.68 | 73.73 | 59.80 | 28.60 | 46.78 | |
|
Price/Cash Flow (P/CF)
|
354.19 | 970.75 | 789.86 | 928.99 | 1,360.08 | 10,042.97 | 344.56 | 168.94 | 535.07 | 380.52 | 727.31 | 877.30 | 698.66 | 259.21 | 932.45 | |
| Price/Free CF (P/FCF) | 447.52 | 1,701.91 | 1,470.90 | 1,753.43 | 7,034.32 | -2,968.07 | 530.79 | 204.25 | 1,312.16 | 433.84 | 806.52 | 1,027.36 | 830.94 | 298.30 | 1,271.45 | |
| Price/Operating CF (P/OCF) | 354.19 | 970.75 | 789.86 | 928.99 | 1,360.08 | 10,042.97 | 344.56 | 168.94 | 535.07 | 380.52 | 727.31 | 877.30 | 698.66 | 259.21 | 932.45 |