United Bankshares, Inc.
United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, sav…
Banks - Regional
US, Charleston [HQ]
UBSI/Financial Reporting
Income Statements
15 Sheets · Starting from 2023In Million USD. Margins, Growth Rates In %
| Metric | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 325.00 | 316.00 | 338.00 | 343.00 | 337.00 | 447.00 | 457.00 | 495.00 | 680.00 | 717.00 | 732.00 | 1,036.00 | 1,008.00 | 1,031.00 | 1,504.00 | |
|
EPS
|
1.55 | 1.65 | 1.62 | 1.64 | 1.70 | 1.93 | 1.99 | 2.00 | 1.54 | 2.46 | 2.56 | 2.40 | 2.84 | 2.81 | 2.72 | |
| Diluted in mil. | 1.55 | 1.65 | 1.61 | 1.64 | 1.70 | 1.92 | 1.98 | 1.99 | 1.54 | 2.46 | 2.55 | 2.40 | 2.83 | 2.80 | 2.71 | |
|
Profit
|
299.00 | 310.00 | 331.00 | 342.00 | 336.00 | 446.00 | 456.00 | 493.00 | 678.00 | 712.00 | 732.00 | 1,036.00 | 1,008.00 | 1,031.00 | 1,503.00 | |
| Gross Margin | 91.95 | 98.13 | 98.05 | 99.62 | 99.61 | 99.69 | 99.67 | 99.65 | 99.73 | 99.34 | 100.00 | 100.00 | 100.00 | 100.00 | 99.89 | |
| Pre Tax | 78.00 | 104.00 | 110.00 | 121.00 | 125.00 | 194.00 | 203.00 | 222.00 | 284.00 | 327.00 | 328.00 | 363.00 | 462.00 | 480.00 | 463.00 | |
| Profit Margin | 24.03 | 33.03 | 32.60 | 35.31 | 37.03 | 43.53 | 44.45 | 44.95 | 41.85 | 45.61 | 44.82 | 35.07 | 45.89 | 46.55 | 30.82 | |
| ETR | 14.00 | 31.09 | 31.50 | 32.00 | 31.52 | 33.35 | 32.20 | 33.94 | 47.13 | 21.65 | 20.74 | 20.52 | 20.55 | 20.95 | 21.02 | |
| Net | 67.00 | 71.00 | 75.00 | 82.00 | 85.00 | 129.00 | 137.00 | 147.00 | 150.00 | 256.00 | 260.00 | 289.00 | 367.00 | 379.00 | 366.00 | |
| Profit Margin | 20.67 | 22.76 | 22.33 | 24.01 | 25.36 | 29.01 | 30.14 | 29.69 | 22.12 | 35.73 | 35.53 | 27.88 | 36.46 | 36.80 | 24.34 | |
| EBITDA | 205.00 | 196.00 | 173.00 | 177.00 | 173.00 | 239.00 | 243.00 | 258.00 | 338.00 | 435.00 | 335.00 | 370.00 | 468.00 | 591.00 | 5.00 | |
| EBITDA Margin | 63.09 | 62.13 | 51.25 | 51.57 | 51.24 | 53.45 | 53.25 | 52.27 | 49.67 | 60.66 | 45.78 | 35.71 | 46.48 | 57.32 | 0.34 | |
| Operating Income | 202.00 | 194.00 | 171.00 | 174.00 | 171.00 | 235.00 | 240.00 | 255.00 | 330.00 | 456.00 | 328.00 | 363.00 | 462.00 | 585.00 | -17.00 | |
| Operating Margin | 62.30 | 61.53 | 50.53 | 50.74 | 50.66 | 52.55 | 52.50 | 51.48 | 48.53 | 63.60 | 44.82 | 35.07 | 45.89 | 56.79 | -1.14 | |
| Interest Income | 377.00 | 329.00 | 323.00 | 323.00 | 306.00 | 418.00 | 423.00 | 470.00 | 623.00 | 717.00 | 766.00 | 802.00 | 795.00 | 1,006.00 | 1,401.00 | |
| Loss | -119.00 | -113.00 | -117.00 | -1.00 | -1.00 | -1.00 | -1.00 | -1.00 | -1.00 | -256.00 | -403.00 | -673.00 | -545.00 | -445.00 | -1,068.00 | |
| Cost of Revenue | -26.00 | -5.00 | -6.00 | -1.00 | -1.00 | -1.00 | -1.00 | -1.00 | -1.00 | -4.00 | - - | - - | - - | - - | -1.00 | |
|
Operating Expenses
|
-93.00 | -107.00 | -110.00 | -168.00 | -165.00 | -211.00 | -215.00 | -238.00 | -348.00 | -256.00 | -403.00 | -673.00 | -545.00 | -445.00 | -199.00 | |
| R&D | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| G&A | -78.00 | -98.00 | -90.00 | -111.00 | -108.00 | -133.00 | -138.00 | -146.00 | -229.00 | -235.00 | -240.00 | -369.00 | -373.00 | -300.00 | -309.00 | |
| SG&A | -78.00 | -98.00 | -90.00 | -111.00 | -108.00 | -133.00 | -138.00 | -146.00 | -229.00 | -235.00 | -240.00 | -369.00 | -373.00 | -300.00 | -309.00 | |
| S&M | - - | - - | - - | -4.00 | -3.00 | -4.00 | -4.00 | -3.00 | -4.00 | -4.00 | -5.00 | -5.00 | -5.00 | -8.00 | -9.00 | |
| Depreciation and Amortization | -6.00 | -6.00 | -7.00 | -9.00 | -11.00 | -1.00 | - - | -8.00 | -21.00 | -21.00 | -20.00 | -16.00 | -7.00 | -23.00 | -22.00 | |
| Interest Expenses | -120.00 | -85.00 | -55.00 | -46.00 | -36.00 | -42.00 | -39.00 | -45.00 | -74.00 | -129.00 | -184.00 | -108.00 | -52.00 | -105.00 | -90.00 | |
| Other Expenses | -124.00 | -90.00 | -60.00 | -53.00 | -46.00 | -40.00 | -36.00 | -32.00 | -45.00 | -129.00 | -324.00 | -359.00 | -462.00 | -105.00 | -463.00 | |
|
WA Shares Outstanding
|
43.00 | 43.00 | 46.00 | 50.00 | 50.00 | 67.00 | 69.00 | 73.00 | 97.00 | 104.00 | 101.00 | 120.00 | 129.00 | 134.00 | 134.00 | |
| Diluted | 43.00 | 43.00 | 46.00 | 50.00 | 50.00 | 67.00 | 69.00 | 73.00 | 97.00 | 104.00 | 101.00 | 120.00 | 129.00 | 135.00 | 134.00 |