The Travelers Companies, Inc. Profile Avatar - Palmy Investing

The Travelers Companies, Inc.

The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United states and internatio…
Insurance - Property & Casualty
US, New York [HQ]

Ratios

15 Sheets · Starting from 2023
Margins, Growth Rates In %
Ratio 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
Profitability
Gross Margin
100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
Profit Margin
14.68 12.81 5.60 9.61 14.02 13.59 12.83 10.91 7.11 8.33 8.30 8.43 10.52 7.71 7.23
Operating Margin
20.64 18.69 6.83 13.77 20.26 20.09 19.08 15.99 10.72 10.94 9.08 9.25 11.78 10.05 -0.05
EPS Growth
42.92 -3.88 -49.18 86.77 54.96 9.96 1.57 -5.46 -28.87 27.74 6.04 5.50 38.54 -18.59 8.56
Return on Assets (ROA)
3.30 3.06 1.36 2.36 3.54 3.58 3.43 3.01 1.99 2.42 2.38 2.31 3.04 2.46 2.54
Return on Equity (ROE)
13.21 12.62 5.83 9.73 14.81 14.87 14.57 12.98 8.66 11.02 10.11 9.24 12.68 13.18 12.00
Return on Invested Capital (ROIC)
11.41 10.89 5.83 8.72 12.66 12.70 12.39 11.07 7.70 9.58 7.38 6.89 9.32 10.88 -0.06
Solvency
Equity Ratio
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Debt/Assets
6.28 6.39 6.65 6.05 6.11 6.16 6.33 6.42 6.35 6.30 5.96 5.61 6.05 6.30 6.90
Debt/Equity
25.17 26.38 28.41 25.00 25.59 25.56 26.88 27.72 27.69 28.67 25.28 22.43 25.24 33.82 32.55
Debt/EBITDA
106.49 116.44 251.61 137.73 98.04 94.51 100.56 116.94 159.18 150.41 166.96 155.56 131.29 141.92 1,089.14
Debt/Capitalization
20.11 20.87 22.13 20.00 20.38 20.36 21.19 21.70 21.69 22.28 20.18 18.32 20.15 25.27 24.56
Interest Debt per Share USD
12.71 14.92 17.66 17.42 18.11 19.83 21.63 23.60 25.14 25.86 26.55 27.18 30.70 32.25 36.95
Debt Growth
9.92 1.29 -0.09 -3.86 -0.06 0.05 -0.08 1.47 2.08 -0.11 -0.09 -0.12 11.30 0.03 13.47
Liquidity
Current Ratio
- - - - - - - - - - - - - - - - - - - - 1,689.97 2,133.90 2,339.80 335.02 43.74
Quick Ratio
21.90 22.75 19.93 122.79 121.34 121.74 120.76 119.92 119.49 117.39 1,689.97 2,133.90 2,339.80 2,332.76 56.16
Cash Ratio
0.34 0.27 0.29 0.45 0.40 0.52 0.54 0.43 0.47 0.49 8.85 15.29 17.32 19.42 1.13
Operating Cash Flow Ratio
- - - - - - - - - - - - - - - - - - - - - - 100 100 100 - -
Turnover
Inventory Turnover
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Receivables Turnover
214.01 231.66 233.11 120.34 129.88 136.36 135.90 140.82 142.88 146.57 152.10 156.61 170.44 179.36 190.85
Payables Turnover
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Asset Turnover
22.47 23.88 24.33 24.53 25.23 26.35 26.75 27.56 27.93 29.05 28.68 27.39 28.90 31.87 35.18
Coverage
Interest Coverage
1,333.25 1,209.79 450.26 937.57 1,469.81 1,479.13 1,370.78 1,216.53 839.84 941.19 834.01 872.57 1,206.76 1,055.56 -5.85
Asset Coverage
500 400 400 400 400 400 400 400 400 400 1,500 1,700 1,500 1,500 700
Cash Flow Coverage (CFGR)
61.32 45.45 31.19 50.87 60.13 58.17 54.13 65.28 57.25 66.73 79.37 99.53 99.78 99.75 95.06
EBITDA Coverage
1,500 1,400 600 1,100 1,700 1,700 1,500 1,400 1,000 1,100 1,000 1,100 1,400 1,300 100
Dividend Coverage
-500 -400 -200 -300 -500 -500 -400 -300 -200 -300 -300 -300 -400 -300 -300
Time Interest Earned (TIE)
100 100 100 100 100 100 100 100 100 100 -100 -100 -100 700 300
Market Prospects
Dividend Yield
2.43 2.54 2.70 2.50 2.17 2.03 2.11 2.15 2.10 2.54 2.37 2.42 2.24 1.97 2.08
Earnings Yield
12.68 12.12 5.80 8.92 10.96 10.30 9.81 8.55 5.49 7.88 7.36 7.58 9.42 6.40 6.84
Price/Earnings (P/E)
788.51 825.43 1,725.31 1,121.59 912.80 971.34 1,019.32 1,170.18 1,820.85 1,269.17 1,358.01 1,319.38 1,061.52 1,563.52 1,462.91
Price/Book (P/B)
104.18 104.20 100.51 109.18 135.21 144.40 148.55 151.88 157.75 139.87 137.25 121.86 134.57 206.10 175.58
Price/Sales (P/S)
115.72 105.71 96.69 107.76 128.01 132.03 130.80 127.67 129.53 105.74 112.75 111.27 111.65 120.47 105.78
Price/Cash Flow (P/CF)
675.01 869.21 1,134.30 858.73 878.59 971.08 1,020.80 839.34 995.13 731.08 684.09 545.85 534.41 610.88 567.44