The Hanover Insurance Group, Inc.
The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services in the United States. The company operates through three segments: Commercial Lines, Personal Lines, and Other. The Commer…
Insurance - Property & Casualty
US, Worcester [HQ]
THG/Financial Reporting
Income Statements
15 Sheets · Starting from 2023In Million USD. Margins, Growth Rates In %
| Metric | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2,834.00 | 3,152.00 | 3,931.00 | 4,590.00 | 4,793.00 | 5,067.00 | 5,034.00 | 4,945.00 | 5,184.00 | 4,494.00 | 4,890.00 | 4,827.00 | 5,227.00 | 5,468.00 | 5,993.00 | |
|
EPS
|
3.90 | 3.39 | 0.83 | 1.26 | 5.74 | 6.42 | 7.71 | 3.63 | 4.38 | 9.24 | 10.63 | 9.51 | 11.66 | 3.26 | 0.99 | |
| Diluted in mil. | 3.86 | 3.39 | 0.81 | 1.23 | 5.59 | 6.28 | 7.40 | 3.59 | 4.33 | 9.09 | 10.47 | 9.41 | 11.50 | 3.21 | 0.98 | |
|
Profit
|
2,834.00 | 3,152.00 | 3,931.00 | 4,590.00 | 4,793.00 | 5,067.00 | 5,034.00 | 4,945.00 | 5,184.00 | 4,494.00 | 4,890.00 | 4,827.00 | 5,227.00 | 5,468.00 | 6,011.00 | |
| Gross Margin | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.30 | |
| Pre Tax | 270.00 | 211.00 | 22.00 | 28.00 | 329.00 | 378.00 | 439.00 | 192.00 | 301.00 | 282.00 | 522.00 | 444.00 | 521.00 | 144.00 | 41.00 | |
| Profit Margin | 9.56 | 6.70 | 0.57 | 0.63 | 6.87 | 7.46 | 8.73 | 3.89 | 5.82 | 6.29 | 10.68 | 9.21 | 9.97 | 2.63 | 0.69 | |
| ETR | 30.68 | 27.43 | -43.05 | -60.63 | 25.34 | 25.32 | 24.72 | 18.82 | 32.67 | 15.40 | 17.83 | 18.62 | 19.43 | 18.89 | 18.49 | |
| Net | 197.00 | 154.00 | 37.00 | 55.00 | 251.00 | 282.00 | 331.00 | 155.00 | 186.00 | 391.00 | 425.00 | 358.00 | 422.00 | 116.00 | 35.00 | |
| Profit Margin | 6.96 | 4.91 | 0.94 | 1.22 | 5.24 | 5.56 | 6.59 | 3.14 | 3.59 | 8.70 | 8.69 | 7.43 | 8.09 | 2.12 | 0.59 | |
| EBITDA | 292.00 | 229.00 | 109.00 | 136.00 | 434.00 | 476.00 | 530.00 | 276.00 | 363.00 | 504.00 | 539.00 | 459.00 | 536.00 | 190.00 | 1.00 | |
| EBITDA Margin | 10.31 | 7.28 | 2.78 | 2.96 | 9.07 | 9.40 | 10.54 | 5.60 | 7.01 | 11.22 | 11.04 | 9.52 | 10.27 | 3.48 | 0.03 | |
| Operating Income | 280.00 | 212.00 | 82.00 | 100.00 | 399.00 | 442.00 | 500.00 | 246.00 | 333.00 | 479.00 | 518.00 | 441.00 | 520.00 | 177.00 | 1.00 | |
| Operating Margin | 9.89 | 6.75 | 2.10 | 2.19 | 8.34 | 8.74 | 9.94 | 4.98 | 6.43 | 10.67 | 10.60 | 9.15 | 9.95 | 3.24 | 0.03 | |
| Interest Income | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | 37.00 | 37.00 | 34.00 | 34.00 | - - | |
| Loss | -2,563.00 | -2,941.00 | -3,909.00 | -4,562.00 | -4,464.00 | -4,689.00 | -4,594.00 | -4,753.00 | -4,882.00 | -4,211.00 | -4,368.00 | -4,382.00 | -4,706.00 | -5,324.00 | -5,918.00 | |
| Cost of Revenue | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | -18.00 | |
|
Operating Expenses
|
-2,553.00 | -2,939.00 | -3,849.00 | -4,490.00 | -4,394.00 | -4,624.00 | -4,533.00 | -4,699.00 | -4,851.00 | -4,014.00 | -4,372.00 | -4,385.00 | -4,707.00 | -573.00 | -1,783.00 | |
| R&D | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| G&A | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| SG&A | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| S&M | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Depreciation and Amortization | -11.00 | -16.00 | -26.00 | -35.00 | -35.00 | -33.00 | -30.00 | -30.00 | -30.00 | -24.00 | -21.00 | -18.00 | -16.00 | -12.00 | -6.00 | |
| Interest Expenses | - - | - - | -55.00 | -61.00 | -65.00 | -65.00 | -60.00 | -54.00 | -48.00 | -45.00 | -37.00 | -37.00 | -34.00 | -34.00 | -34.00 | |
| Other Expenses | -34.00 | -34.00 | -46.00 | -71.00 | -70.00 | -64.00 | -60.00 | -53.00 | -31.00 | -197.00 | -3.00 | -3.00 | -1.00 | -33.00 | -41.00 | |
|
WA Shares Outstanding
|
50.00 | 46.00 | 44.00 | 44.00 | 43.00 | 43.00 | 43.00 | 42.00 | 42.00 | 42.00 | 40.00 | 37.00 | 35.00 | 35.00 | 35.00 | |
| Diluted | 51.00 | 46.00 | 45.00 | 45.00 | 44.00 | 44.00 | 44.00 | 43.00 | 43.00 | 43.00 | 40.00 | 38.00 | 36.00 | 36.00 | 36.00 |