Temenos AG
Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial institutions worldwide. The company provides Temenos Transact, a banking solution that offers banking software, and data and analytics; and Temenos…
Software - Application
CH, Geneva [HQ]
Ratios
15 Sheets · From 2023 to 2009Configuration
Margins, Growth Rates In %
| Ratio | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||
| Gross Margin | 68.67 | 100.00 | 100.00 | 68.26 | 70.03 | 75.38 | 70.79 | 69.83 | 71.86 | 72.74 | 72.79 | 66.28 | 66.34 | 66.47 | 70.89 | |
| Profit Margin | 18.51 | 13.71 | -5.98 | 5.37 | 14.58 | 19.55 | 12.23 | 18.27 | 18.82 | 20.01 | 18.63 | 19.72 | 17.93 | 12.05 | 13.46 | |
| Operating Margin | 21.67 | 16.45 | -0.43 | 10.69 | 19.99 | 25.22 | 17.84 | 23.54 | 24.25 | 26.02 | 24.22 | 26.33 | 24.62 | 17.21 | 19.93 | |
|
EPS Growth
|
4.46 | -16.24 | -141.84 | 187.81 | 175.00 | 37.37 | -25.74 | 67.33 | 17.16 | 22.73 | 5.76 | -5.45 | -0.41 | -33.88 | 16.88 | |
| EPS USD | 117.00 | 98.00 | -41.00 | 36.00 | 99.00 | 136.00 | 101.00 | 169.00 | 198.00 | 243.00 | 257.00 | 243.00 | 242.00 | 160.00 | 187.00 | |
| Return on Assets (ROA) | 8.53 | 6.24 | -2.96 | 2.68 | 7.42 | 9.90 | 5.40 | 9.89 | 10.85 | 10.21 | 7.80 | 7.90 | 7.76 | 5.13 | 5.79 | |
| Return on Equity (ROE) | 22.82 | 12.48 | -8.13 | 6.25 | 16.71 | 26.79 | 17.68 | 29.02 | 36.47 | 56.31 | 40.69 | 33.44 | 36.52 | 20.69 | 19.75 | |
| Return on Invested Capital (ROIC) | 13.92 | 10.85 | -0.60 | 5.26 | 12.46 | 16.06 | 9.84 | 16.97 | 18.71 | 16.92 | 12.39 | 13.33 | 13.60 | 9.19 | 10.74 | |
| Solvency | ||||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | 34.05 | 18.55 | 26.57 | 23.75 | 23.16 | 31.55 | 37.47 | 31.75 | 34.52 | 49.39 | 50.58 | 44.13 | 42.96 | 37.67 | 32.86 | |
| Debt/Equity | 91.10 | 37.10 | 72.88 | 55.43 | 52.21 | 85.40 | 122.69 | 93.19 | 115.99 | 272.48 | 263.90 | 186.83 | 202.17 | 152.03 | 112.13 | |
| Debt/EBITDA | 101.79 | 17.90 | 110.99 | 85.29 | 63.08 | 56.37 | 155.00 | 79.37 | 100.42 | 172.18 | 273.54 | 221.59 | 215.22 | 237.34 | 194.30 | |
|
Debt/Capitalization
|
47.67 | 27.06 | 42.16 | 35.66 | 34.30 | 46.06 | 55.09 | 48.24 | 53.70 | 73.15 | 72.52 | 65.14 | 66.91 | 60.32 | 52.86 | |
| Long-Term Debt/Capitalization | 44.13 | 15.19 | 41.07 | 34.49 | 33.05 | 44.95 | 54.27 | 40.28 | 53.37 | 70.27 | 70.70 | 64.63 | 61.20 | 53.51 | 45.51 | |
| Interest Debt per Share USD | 4.89 | 3.12 | 3.87 | 3.21 | 3.21 | 4.46 | 7.21 | 5.60 | 6.48 | 11.94 | 17.00 | 13.95 | 13.68 | 12.04 | 10.98 | |
| Debt Growth | 46.74 | -33.25 | 38.95 | -15.52 | -0.60 | 37.08 | 57.64 | -19.22 | 18.34 | 84.94 | 44.28 | -16.75 | -1.84 | -12.40 | -9.05 | |
| Liquidity | ||||||||||||||||
| Current Ratio | 183.29 | 128.34 | 131.59 | 127.47 | 124.99 | 147.25 | 123.51 | 93.04 | 104.90 | 100.29 | 80.31 | 73.89 | 54.83 | 47.69 | 49.07 | |
| Quick Ratio | 183.29 | 128.34 | 131.59 | 127.62 | 210.28 | 227.06 | 123.86 | 143.21 | 166.32 | 145.27 | 81.97 | 73.89 | 54.83 | 47.69 | 49.07 | |
| Cash Ratio | 58.44 | 41.91 | 44.86 | 39.42 | 38.78 | 66.36 | 54.15 | 42.03 | 40.91 | 49.92 | 22.66 | 18.24 | 15.96 | 9.78 | 11.33 | |
| Operating Cash Flow Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Turnover | ||||||||||||||||
| Inventory Turnover | - - | - - | - - | -30,146.27 | -55.13 | -49.82 | -12,517.14 | -82.45 | -82.10 | -88.49 | -2,363.12 | - - | - - | - - | - - | |
| Receivables Turnover | - - | - - | - - | 172.22 | 183.92 | 202.34 | 221.27 | 273.34 | 291.81 | 324.66 | 245.81 | 271.38 | 290.85 | 302.94 | 349.42 | |
| Payables Turnover | 142.71 | - - | - - | 384.76 | 987.57 | 403.28 | 567.27 | 716.00 | 830.54 | 742.13 | 120.25 | 1,628.54 | 807.94 | 754.31 | 1,219.41 | |
|
Asset Turnover
|
46.08 | 45.51 | 49.58 | 49.88 | 50.85 | 50.62 | 44.14 | 54.12 | 57.66 | 51.01 | 41.85 | 40.05 | 43.28 | 42.55 | 42.99 | |
| Fixed Turnover | 2,387.94 | 3,027.31 | 3,584.17 | 3,262.86 | 3,613.77 | 3,326.72 | 3,475.36 | 4,015.94 | 4,488.03 | 4,666.01 | 1,444.60 | 1,410.07 | 1,627.54 | 1,504.91 | 1,724.02 | |
| Coverage | ||||||||||||||||
| Interest Coverage | 633.94 | 539.11 | -14.10 | 687.16 | 1,352.90 | 1,408.93 | 708.95 | 1,147.43 | 1,383.60 | 1,583.34 | 1,049.20 | 881.71 | 1,106.70 | 749.78 | 787.18 | |
| Asset Coverage | 100 | 100 | - - | 200 | 200 | 100 | 100 | 100 | 100 | - - | - - | 100 | 100 | 100 | 100 | |
| Cash Flow Coverage (CFGR) | 41.28 | 67.37 | 38.95 | 40.58 | 75.77 | 62.27 | 46.98 | 66.48 | 65.38 | 42.28 | 29.55 | 39.16 | 47.94 | 35.43 | 43.29 | |
| EBITDA Coverage | 1,000 | 900 | 600 | 1,600 | 2,200 | 2,100 | 1,200 | 1,700 | 2,100 | 2,200 | 1,600 | 1,400 | 1,700 | 1,400 | 1,300 | |
| Dividend Coverage | - - | - - | - - | - - | -300 | -300 | -200 | -300 | -300 | -300 | -300 | -200 | -200 | -100 | -100 | |
| Time Interest Earned (TIE) | 100 | 100 | - - | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | |
| Market Prospects | ||||||||||||||||
| Dividend Yield | - - | - - | - - | - - | 1.05 | 1.11 | 0.84 | 0.66 | 0.44 | 0.60 | 0.47 | 0.63 | 0.72 | 1.89 | 1.32 | |
| Earnings Yield | 4.52 | 2.35 | -2.49 | 1.96 | 3.53 | 3.81 | 1.95 | 2.42 | 1.55 | 2.19 | 1.63 | 1.74 | 1.75 | 2.91 | 2.01 | |
|
Price/Earnings (P/E)
|
2,213.37 | 4,256.94 | -4,012.62 | 5,114.15 | 2,836.66 | 2,625.96 | 5,136.56 | 4,126.19 | 6,472.01 | 4,567.06 | 6,146.38 | 5,745.02 | 5,715.97 | 3,437.09 | 4,971.27 | |
| Price/Earnings Growth (PEG) | 495.80 | -262.14 | 28.29 | -27.23 | 16.21 | 70.26 | -199.59 | 61.29 | 377.16 | 200.95 | 1,066.84 | -1,054.62 | -13,889.80 | -101.44 | 294.59 | |
|
Price/Book (P/B)
|
505.19 | 531.07 | 326.24 | 319.46 | 474.08 | 703.49 | 908.03 | 1,197.46 | 2,360.30 | 2,571.56 | 2,501.21 | 1,921.06 | 2,087.20 | 711.10 | 981.72 | |
| Price/Tangible Book (P/TB) | 505.19 | 531.07 | 326.24 | 319.46 | 474.08 | 703.49 | 908.03 | 1,197.46 | 2,360.30 | 2,571.56 | 2,501.21 | 1,921.06 | 2,087.20 | 711.10 | 981.72 | |
| Price/Sales (P/S) | 409.67 | 583.56 | 239.91 | 274.43 | 413.64 | 513.37 | 628.16 | 753.83 | 1,218.13 | 913.71 | 1,145.34 | 1,133.13 | 1,024.79 | 414.13 | 669.37 | |
|
Price/Cash Flow (P/CF)
|
1,343.41 | 2,124.80 | 1,149.36 | 1,420.51 | 1,198.44 | 1,322.90 | 1,575.48 | 1,932.91 | 3,112.72 | 2,232.32 | 3,207.68 | 2,625.59 | 2,153.69 | 1,320.11 | 2,022.52 | |
| Price/Free CF (P/FCF) | 1,405.79 | 2,244.94 | 1,278.39 | 3,482.61 | 1,741.20 | 1,872.65 | 2,118.29 | 2,501.71 | 3,948.27 | 2,748.35 | 4,147.31 | 3,386.85 | 2,768.01 | 2,039.00 | 2,761.48 | |
| Price/Operating CF (P/OCF) | 1,343.41 | 2,124.80 | 1,149.36 | 1,420.51 | 1,198.44 | 1,322.90 | 1,575.48 | 1,932.91 | 3,112.72 | 2,232.32 | 3,207.68 | 2,625.59 | 2,153.69 | 1,320.11 | 2,022.52 |