Texas Capital Bancshares, Inc.
Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial…
Banks - Regional
US, Dallas [HQ]
Ratios
15 Sheets · Starting from 2023Margins, Growth Rates In %
| Ratio | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||
| Gross Margin | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 151.54 | |
| Profit Margin | 10.69 | 13.58 | 22.67 | 28.74 | 26.11 | 26.25 | 23.97 | 22.14 | 24.03 | 30.76 | 30.76 | 6.70 | 28.88 | 34.04 | 17.59 | |
| Operating Margin | 16.23 | 20.74 | 35.31 | 44.90 | 40.52 | 40.88 | 37.15 | 34.43 | 39.72 | 64.43 | 38.79 | 9.29 | 38.45 | 69.92 | 22.93 | |
|
EPS Growth
|
-36.78 | 85.46 | 99.02 | 52.22 | -10.03 | 5.40 | 0.68 | 6.44 | 20.38 | 59.26 | -0.17 | -81.36 | 315.18 | 34.41 | -42.72 | |
| EPS USD | 55.00 | 102.00 | 203.00 | 309.00 | 278.00 | 293.00 | 295.00 | 314.00 | 378.00 | 602.00 | 601.00 | 112.00 | 465.00 | 625.00 | 358.00 | |
| Return on Assets (ROA) | 0.42 | 0.58 | 0.93 | 1.14 | 1.03 | 0.86 | 0.77 | 0.71 | 0.79 | 1.06 | 0.99 | 0.18 | 0.73 | 1.17 | 0.67 | |
| Return on Equity (ROE) | 5.02 | 7.04 | 12.33 | 14.43 | 11.04 | 9.19 | 8.92 | 7.72 | 8.95 | 12.03 | 11.40 | 2.31 | 7.91 | 10.88 | 5.91 | |
| Return on Invested Capital (ROIC) | 2.91 | 5.77 | 3.69 | 4.45 | 5.56 | 4.57 | 4.11 | 2.38 | 2.30 | 4.39 | 3.95 | 0.71 | 2.97 | 10.14 | 3.40 | |
| Solvency | ||||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | 6.17 | 1.81 | 17.76 | 17.78 | 9.21 | 9.43 | 10.05 | 20.76 | 25.36 | 31.27 | 16.40 | 17.30 | 15.34 | 7.51 | 8.32 | |
| Debt/Equity | 73.01 | 22.07 | 234.53 | 224.15 | 98.46 | 101.03 | 116.99 | 224.13 | 288.73 | 353.40 | 188.45 | 227.25 | 166.02 | 69.80 | 73.74 | |
| Debt/EBITDA | 661.04 | 18.43 | 1,086.62 | 862.87 | 464.46 | 74.35 | 67.86 | -159.65 | 90.28 | 191.09 | -360.02 | -3,482.02 | -1,116.65 | -395.41 | -358.36 | |
|
Debt/Capitalization
|
42.20 | 18.08 | 70.11 | 69.15 | 49.61 | 50.26 | 53.92 | 69.15 | 74.28 | 77.94 | 65.33 | 69.44 | 62.41 | 41.11 | 42.44 | |
| Long-Term Debt/Capitalization | - - | 17.67 | 15.54 | 69.15 | 49.61 | 50.26 | 53.92 | 54.37 | 59.19 | 63.21 | 49.67 | 54.19 | 49.36 | 23.36 | 21.17 | |
| Interest Debt per Share USD | 11.66 | 4.22 | 39.22 | 48.55 | 27.02 | 35.57 | 42.49 | 98.66 | 130.72 | 181.94 | 113.81 | 133.11 | 107.48 | 47.59 | 63.99 | |
| Debt Growth | -58.79 | -66.82 | 1,139.77 | 29.68 | -42.41 | 38.91 | 26.68 | 26.06 | 33.43 | 34.44 | -34.91 | 21.48 | -7.87 | -31.84 | 10.62 | |
| Liquidity | ||||||||||||||||
| Current Ratio | 1,529.15 | 108,234.07 | 597.45 | 1,601,434.00 | 1,551,229.51 | 333,268.82 | 369,535.08 | 392,950.84 | 324,512.90 | 135,684.18 | 42,127.78 | 117,659.63 | 157,038.11 | 518.83 | 228.43 | |
| Quick Ratio | 155.26 | 8,943.61 | 28.47 | 95,806.77 | 66,564.62 | 35,937.05 | 42,246.05 | 60,115.66 | 44,470.59 | 18,267.01 | 42,127.78 | 117,659.63 | 157,038.11 | 456.19 | 484.69 | |
| Cash Ratio | 22.73 | 1,819.01 | 7.60 | 31,745.85 | 20,536.85 | 28,028.52 | 34,056.70 | 51,188.65 | 37,442.59 | 14,654.78 | 34,448.14 | 82,568.43 | 103,216.77 | 273.93 | 216.19 | |
| Operating Cash Flow Ratio | - - | -7,000 | - - | -156,900 | 25,200 | 3,200 | 1,300 | -13,200 | 1,700 | -3,200 | -1,800 | 23,600 | 8,500 | - - | - - | |
| Turnover | ||||||||||||||||
| Inventory Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | 13.29 | |
| Receivables Turnover | 111.37 | 121.58 | 120.49 | 132.80 | 164.65 | 155.67 | 155.97 | 150.36 | 158.86 | 156.07 | 141.83 | 138.29 | 157.05 | 135.82 | 134.16 | |
| Payables Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | -1,668.11 | |
|
Asset Turnover
|
3.96 | 4.25 | 4.12 | 3.98 | 3.96 | 3.27 | 3.20 | 3.23 | 3.27 | 3.46 | 3.22 | 2.62 | 2.53 | 3.44 | 3.79 | |
| Fixed Turnover | 2,019.40 | 2,368.06 | 2,925.45 | 3,669.02 | 4,037.08 | 2,990.99 | 2,564.70 | 3,542.83 | 3,257.38 | 4,108.69 | 3,362.77 | 4,032.09 | 4,206.99 | 3,702.38 | 3,323.06 | |
| Coverage | ||||||||||||||||
| Interest Coverage | 78.93 | 148.97 | 634.10 | 873.75 | 747.88 | 565.06 | 483.53 | 379.28 | 276.09 | 252.72 | 105.59 | 48.89 | 313.75 | 254.39 | 34.45 | |
| Asset Coverage | 1,600 | 5,500 | 500 | 500 | 1,000 | 1,000 | 900 | 900 | 800 | 700 | 1,200 | 1,100 | 1,100 | 1,300 | 1,200 | |
| Cash Flow Coverage (CFGR) | -40.10 | -346.44 | -56.68 | -54.43 | 17.52 | 10.13 | 3.63 | -16.13 | 2.08 | -7.69 | -4.50 | 40.46 | 12.34 | 6.94 | 15.84 | |
| EBITDA Coverage | - - | 100 | 600 | 800 | 700 | 600 | 500 | 400 | 200 | 200 | 100 | - - | 400 | 200 | - - | |
| Dividend Coverage | -1,900 | - - | - - | - - | -1,700 | -1,300 | -1,400 | -1,500 | -2,000 | -3,000 | -3,300 | -600 | -1,300 | -1,900 | -1,000 | |
| Time Interest Earned (TIE) | 7,400 | 5,000 | 3,000 | 100 | 100 | 100 | 100 | 500 | 400 | -200 | -100 | -100 | -100 | 3,000 | 6,300 | |
| Market Prospects | ||||||||||||||||
| Dividend Yield | 0.26 | - - | - - | - - | 0.27 | 0.42 | 0.43 | 0.27 | 0.22 | 0.38 | 0.34 | 0.32 | 0.61 | 0.57 | 0.56 | |
| Earnings Yield | 5.07 | 4.76 | 6.65 | 6.89 | 4.76 | 5.81 | 6.40 | 4.27 | 4.47 | 11.79 | 11.31 | 2.21 | 8.33 | 10.93 | 6.09 | |
|
Price/Earnings (P/E)
|
1,972.47 | 2,101.88 | 1,504.18 | 1,450.49 | 2,100.75 | 1,721.67 | 1,562.49 | 2,339.88 | 2,235.49 | 848.09 | 884.19 | 4,526.55 | 1,200.09 | 915.28 | 1,642.05 | |
| Price/Earnings Growth (PEG) | -53.63 | 24.60 | 15.19 | 27.78 | -209.40 | 319.08 | 2,289.05 | 363.30 | 109.68 | 14.31 | -5,322.83 | -55.63 | 3.81 | 26.60 | -38.44 | |
|
Price/Book (P/B)
|
98.97 | 147.95 | 185.42 | 209.31 | 231.95 | 158.17 | 139.41 | 180.62 | 199.99 | 102.03 | 100.79 | 104.51 | 94.95 | 99.60 | 97.08 | |
| Price/Tangible Book (P/TB) | 98.97 | 147.95 | 185.42 | 209.31 | 231.95 | 158.17 | 139.41 | 180.62 | 199.99 | 102.03 | 100.79 | 104.51 | 94.95 | 99.60 | 97.08 | |
| Price/Sales (P/S) | 210.84 | 285.33 | 340.97 | 416.83 | 548.60 | 451.91 | 374.56 | 518.07 | 537.18 | 260.88 | 271.99 | 303.18 | 346.58 | 311.55 | 288.77 | |
|
Price/Cash Flow (P/CF)
|
-338.08 | -193.51 | -139.48 | -171.54 | 1,344.42 | 1,544.84 | 3,282.91 | -499.74 | 3,333.30 | -375.34 | -1,188.15 | 113.66 | 463.63 | 2,056.57 | 831.00 | |
| Price/Free CF (P/FCF) | -327.51 | -191.69 | -138.93 | -170.95 | 1,373.68 | 1,653.25 | 3,541.50 | -498.25 | 3,674.29 | -371.17 | -1,111.15 | 113.79 | 466.56 | 2,226.12 | 869.10 | |
| Price/Operating CF (P/OCF) | -338.08 | -193.51 | -139.48 | -171.54 | 1,344.42 | 1,544.84 | 3,282.91 | -499.74 | 3,333.30 | -375.34 | -1,188.15 | 113.66 | 463.63 | 2,056.57 | 831.00 |