The Bancorp, Inc.
The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank that provides banking products and services in the United States. The company offers a range of deposit products and services, including checking, savings, money market, and…
Banks - Regional
US, Wilmington [HQ]
Ratios
15 Sheets · From 2023 to 2009Configuration
Margins, Growth Rates In %
| Ratio | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||
| Gross Margin | 100.00 | 100.00 | 100.00 | 98.14 | 99.18 | 99.77 | 98.91 | 99.62 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 74.76 | |
| Profit Margin | 5.43 | 5.88 | 8.34 | 12.31 | 14.01 | -12.68 | 7.01 | -72.78 | 10.75 | 32.29 | 21.01 | 28.65 | 35.06 | 36.73 | 30.84 | |
| Operating Margin | 29.96 | 25.11 | 23.63 | 26.53 | 27.73 | 15.06 | 2.61 | -42.73 | 8.60 | 53.90 | 29.66 | 38.56 | 45.74 | 67.46 | - - | |
|
EPS Growth
|
107.56 | -9.09 | 40.00 | 78.57 | 34.00 | -173.13 | 177.55 | -671.05 | 117.97 | 302.56 | -42.04 | 52.75 | 38.85 | 19.17 | 53.48 | |
| EPS USD | 22.00 | 20.00 | 28.00 | 50.00 | 67.00 | -49.00 | 38.00 | -217.00 | 39.00 | 157.00 | 91.00 | 139.00 | 193.00 | 230.00 | 353.00 | |
| Return on Assets (ROA) | 0.24 | 0.22 | 0.30 | 0.45 | 0.53 | -0.37 | 0.30 | -2.00 | 0.46 | 1.99 | 0.91 | 1.28 | 1.62 | 1.65 | 2.49 | |
| Return on Equity (ROE) | 2.26 | 2.63 | 3.28 | 4.94 | 7.00 | -5.16 | 4.48 | -32.40 | 6.69 | 21.80 | 10.64 | 13.78 | 16.96 | 18.76 | 23.82 | |
| Return on Invested Capital (ROIC) | 6.20 | 5.02 | 5.98 | 6.97 | 8.62 | 7.83 | 1.36 | -7.70 | 1.96 | 23.42 | 9.55 | 10.94 | 13.75 | 21.44 | - - | |
| Solvency | ||||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | 3.14 | 4.19 | 0.45 | 0.36 | 0.29 | 0.27 | 0.28 | 5.72 | 1.19 | 1.24 | 0.96 | 2.42 | 2.22 | 1.55 | 1.92 | |
| Debt/Equity | 30.01 | 50.48 | 4.94 | 3.98 | 3.74 | 3.76 | 4.18 | 92.66 | 17.26 | 13.56 | 11.24 | 26.16 | 23.24 | 17.65 | 18.32 | |
| Debt/EBITDA | -112.02 | -1,410.54 | -2,511.94 | -2,371.32 | -2,188.16 | -1,768.99 | -3,317.72 | 754.94 | -1,194.42 | -325.11 | -1,140.95 | -173.52 | -304.84 | -315.82 | - - | |
|
Debt/Capitalization
|
23.08 | 33.54 | 4.70 | 3.83 | 3.60 | 3.63 | 4.01 | 48.10 | 14.72 | 11.94 | 10.11 | 20.74 | 18.86 | 15.00 | 15.48 | |
| Long-Term Debt/Capitalization | 6.88 | 6.31 | 4.70 | 3.83 | 3.60 | 3.63 | 4.01 | 48.07 | 14.67 | 11.92 | 10.09 | 20.73 | 18.85 | 15.00 | 15.48 | |
| Interest Debt per Share USD | 3.76 | 4.39 | 0.80 | 0.75 | 0.65 | 0.66 | 0.71 | 6.49 | 1.28 | 1.46 | 1.63 | 2.92 | 2.85 | 3.22 | 2.84 | |
| Debt Growth | -26.88 | 84.56 | -86.65 | - - | - - | - - | - - | 1,963.28 | -79.85 | -1.17 | -1.24 | 179.44 | -0.26 | -19.21 | 20.73 | |
| Liquidity | ||||||||||||||||
| Current Ratio | 221.22 | 552.31 | 615,975.61 | 1,798,749.51 | 3,377,825.32 | - - | - - | 67.22 | 57.42 | 77.73 | 61.63 | 39.08 | 37.84 | 12.53 | 16.48 | |
| Quick Ratio | 446.98 | 817.64 | 980,369.11 | 1,798,749.51 | 3,377,825.32 | - - | - - | 67.22 | 57.42 | 56.37 | 61.63 | 39.08 | 37.84 | 35.34 | 37.84 | |
| Cash Ratio | 203.11 | 542.12 | 609,084.55 | 939,896.12 | 1,552,688.61 | - - | - - | 25.15 | 19.18 | 14.20 | 21.45 | 6.64 | 10.82 | 13.54 | 15.66 | |
| Operating Cash Flow Ratio | 100 | - - | 30,600 | 32,000 | 62,000 | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Turnover | ||||||||||||||||
| Inventory Turnover | - - | - - | - - | - - | - - | - - | - - | -0.05 | - - | - - | - - | - - | - - | - - | 15.73 | |
| Receivables Turnover | 1,007.17 | 1,000.10 | 1,261.57 | 81.08 | 94.95 | 70.39 | 85.16 | 37.22 | 51.85 | 66.93 | 54.77 | 57.91 | 57.50 | 53.38 | 86.22 | |
| Payables Turnover | - - | - - | - - | 2,433.98 | 1,849.37 | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
|
Asset Turnover
|
4.36 | 3.71 | 3.55 | 3.65 | 3.81 | 2.89 | 4.30 | 2.75 | 4.28 | 6.17 | 4.34 | 4.45 | 4.61 | 4.49 | 8.08 | |
| Fixed Turnover | 929.12 | 1,012.76 | 1,279.39 | 1,302.48 | 1,144.47 | 818.29 | 948.78 | 551.10 | 1,005.76 | 1,453.53 | 1,399.33 | 1,587.25 | 1,953.61 | 1,926.66 | 2,269.45 | |
| Coverage | ||||||||||||||||
| Interest Coverage | 139.00 | 153.33 | 209.91 | 313.99 | 461.58 | 193.14 | 39.41 | -463.70 | 113.02 | 546.01 | 190.13 | 677.13 | 1,284.61 | 401.73 | - - | |
| Asset Coverage | 3,100 | 2,300 | 22,400 | 27,500 | 35,000 | 37,300 | 35,500 | 300 | 500 | 900 | 2,300 | 700 | 800 | 1,000 | 700 | |
| Cash Flow Coverage (CFGR) | 86.71 | 5.61 | 280.87 | 246.56 | 365.87 | -373.05 | -1,752.71 | -78.75 | -60.90 | -315.68 | -905.17 | -336.88 | 55.32 | 98.74 | 126.28 | |
| EBITDA Coverage | 100 | 100 | 200 | 300 | 500 | 500 | 200 | -700 | 400 | 500 | 200 | 700 | 1,300 | 400 | - - | |
| Dividend Coverage | -100 | -1,200 | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Time Interest Earned (TIE) | 8,600 | 100 | 200 | -100 | 12,300 | -100 | -100 | - - | -100 | -200 | -100 | -100 | -100 | -300 | 800 | |
| Market Prospects | ||||||||||||||||
| Dividend Yield | 1.78 | 0.16 | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Earnings Yield | 3.18 | 1.96 | 3.87 | 4.56 | 3.75 | -4.47 | 5.97 | -27.62 | 3.94 | 19.77 | 7.00 | 10.21 | 7.64 | 8.11 | 9.15 | |
|
Price/Earnings (P/E)
|
3,143.12 | 5,098.88 | 2,587.41 | 2,192.72 | 2,669.40 | -2,236.20 | 1,676.32 | -362.02 | 2,538.56 | 505.76 | 1,427.98 | 979.63 | 1,308.13 | 1,232.65 | 1,092.98 | |
| Price/Earnings Growth (PEG) | -29.22 | -560.88 | 64.69 | 27.91 | 78.51 | 12.92 | -9.44 | 0.54 | -21.52 | 1.67 | -33.97 | 18.57 | 33.67 | 64.30 | 20.44 | |
|
Price/Book (P/B)
|
71.12 | 133.86 | 85.00 | 108.27 | 186.95 | 115.32 | 75.13 | 117.28 | 169.73 | 110.26 | 151.96 | 134.99 | 221.85 | 231.27 | 260.35 | |
| Price/Tangible Book (P/TB) | 71.12 | 133.86 | 85.00 | 108.27 | 186.95 | 115.32 | 75.13 | 117.28 | 169.73 | 110.26 | 151.96 | 134.99 | 221.85 | 231.27 | 260.35 | |
| Price/Sales (P/S) | 170.71 | 299.88 | 215.79 | 269.93 | 374.02 | 283.52 | 117.50 | 263.48 | 272.82 | 163.30 | 300.00 | 280.71 | 458.61 | 452.74 | 337.08 | |
|
Price/Cash Flow (P/CF)
|
273.33 | 4,728.53 | 613.03 | 1,103.20 | 1,367.09 | -821.25 | -102.66 | -160.72 | -1,614.95 | -257.53 | -149.32 | -153.17 | 1,725.42 | 1,326.70 | 1,125.63 | |
| Price/Free CF (P/FCF) | 288.60 | 13,253.54 | 649.36 | 1,304.46 | 1,678.57 | -725.33 | -98.88 | -155.01 | -1,590.91 | -254.06 | -148.71 | -152.07 | 1,757.87 | 1,385.49 | 1,207.70 | |
| Price/Operating CF (P/OCF) | 273.33 | 4,728.53 | 613.03 | 1,103.20 | 1,367.09 | -821.25 | -102.66 | -160.72 | -1,614.95 | -257.53 | -149.32 | -153.17 | 1,725.42 | 1,326.70 | 1,125.63 |