Regions Financial Corporation
Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank seg…
Banks - Regional
US, Birmingham [HQ]
Ratios
15 Sheets · From 2023 to 2009Configuration
Margins, Growth Rates In %
| Ratio | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||
| Gross Margin | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 74.08 | |
| Profit Margin | -14.70 | -7.74 | -3.65 | 20.74 | 21.25 | 22.65 | 19.64 | 20.57 | 22.08 | 30.22 | 26.80 | 17.43 | 39.16 | 31.33 | 23.31 | |
| Operating Margin | -14.70 | -7.74 | 3.21 | 21.83 | 21.49 | 22.39 | 19.89 | 20.48 | 21.98 | 47.21 | 33.62 | 20.94 | 49.94 | 44.55 | 29.30 | |
|
EPS Growth
|
87.08 | 57.69 | 50.00 | 427.27 | 8.33 | 2.56 | -6.25 | 16.00 | 16.09 | 59.41 | -6.21 | -31.79 | 143.69 | -8.37 | -8.26 | |
| EPS USD | -104.00 | -44.00 | -22.00 | 72.00 | 78.00 | 80.00 | 75.00 | 87.00 | 101.00 | 161.00 | 151.00 | 103.00 | 251.00 | 230.00 | 211.00 | |
| Return on Assets (ROA) | -0.72 | -0.41 | -0.17 | 0.92 | 0.96 | 0.97 | 0.84 | 0.92 | 1.02 | 1.40 | 1.25 | 0.74 | 1.55 | 1.45 | 1.36 | |
| Return on Equity (ROE) | -5.77 | -3.22 | -1.30 | 7.23 | 7.12 | 6.80 | 6.30 | 6.98 | 7.80 | 11.66 | 9.71 | 6.04 | 13.76 | 14.08 | 11.90 | |
| Return on Invested Capital (ROIC) | -2.32 | -1.05 | 0.88 | 3.90 | 3.56 | 3.89 | 3.00 | 2.79 | 3.40 | 7.57 | 6.03 | 4.96 | 12.10 | 13.60 | 10.45 | |
| Solvency | ||||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | 14.22 | 10.89 | 6.96 | 4.93 | 5.97 | 3.31 | 6.63 | 9.62 | 6.95 | 11.16 | 7.87 | 2.66 | 1.54 | 1.53 | 1.59 | |
| Debt/Equity | 113.19 | 86.12 | 53.60 | 38.62 | 44.47 | 23.32 | 49.63 | 72.73 | 53.31 | 92.94 | 60.93 | 21.67 | 13.66 | 14.92 | 13.90 | |
| Debt/EBITDA | 1,168.40 | 1,202.44 | 207.02 | 17.01 | -17.02 | 2.37 | 131.93 | 90.76 | 169.39 | 326.67 | 286.74 | -829.22 | -753.04 | -252.27 | -150.98 | |
|
Debt/Capitalization
|
53.09 | 46.27 | 34.90 | 27.86 | 30.78 | 18.91 | 33.17 | 42.11 | 34.77 | 48.17 | 37.86 | 17.81 | 12.02 | 12.98 | 12.20 | |
| Long-Term Debt/Capitalization | 50.80 | 44.08 | 32.96 | 27.44 | 23.45 | 16.93 | 33.14 | 31.78 | 33.43 | 45.16 | 32.59 | 16.46 | 11.61 | 12.53 | 11.79 | |
| Interest Debt per Share USD | 22.48 | 12.77 | 9.74 | 4.77 | 5.30 | 3.11 | 6.51 | 9.91 | 7.59 | 13.39 | 10.83 | 4.48 | 2.79 | 2.88 | 2.93 | |
| Debt Growth | -36.58 | -28.80 | -38.63 | -32.32 | -19.31 | -17.97 | 110.98 | -7.13 | 11.19 | 62.47 | -29.20 | -64.06 | -32.56 | -5.11 | 25.44 | |
| Liquidity | ||||||||||||||||
| Current Ratio | 5,983.32 | 8,119.57 | 12,735.01 | 69,076.80 | 3,933.23 | 17,455.40 | 937,090.00 | 105.91 | 18,267.60 | 5,879.38 | 1,321.07 | 55.87 | 64.77 | 1.45 | 6.56 | |
| Quick Ratio | 1,812.34 | 2,476.09 | 4,342.92 | 26,461.60 | 1,240.65 | 5,358.80 | 283,430.00 | 33.58 | 5,575.20 | 1,665.13 | 1,321.07 | 55.87 | 64.77 | 34.92 | 28.74 | |
| Cash Ratio | 429.97 | 534.23 | 959.81 | 4,391.20 | 241.66 | 780.80 | 53,140.00 | 6.18 | 782.20 | 221.13 | 200.68 | 22.07 | 32.72 | 9.88 | 6.01 | |
| Operating Cash Flow Ratio | 100 | 300 | 600 | 1,900 | 100 | 400 | 15,700 | - - | 400 | 100 | 100 | - - | - - | - - | - - | |
| Turnover | ||||||||||||||||
| Inventory Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | -92.13 | |
| Receivables Turnover | 1,498.93 | 1,653.44 | 1,632.41 | 1,569.77 | 1,687.22 | 1,645.16 | 1,694.67 | 1,772.41 | 1,697.33 | 1,552.27 | 1,630.94 | 1,813.58 | 2,018.18 | 1,402.15 | 1,449.02 | |
| Payables Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
|
Asset Turnover
|
4.93 | 5.26 | 4.64 | 4.45 | 4.50 | 4.26 | 4.29 | 4.49 | 4.60 | 4.63 | 4.68 | 4.26 | 3.95 | 4.62 | 5.85 | |
| Fixed Turnover | 262.93 | 270.96 | 248.13 | 236.95 | 238.31 | 232.56 | 251.21 | 269.75 | 277.13 | 284.65 | 301.22 | 330.79 | 354.91 | 417.05 | 422.86 | |
| Coverage | ||||||||||||||||
| Interest Coverage | -51.63 | -42.88 | 22.42 | 195.52 | 295.57 | 369.58 | 401.12 | 369.97 | 337.00 | 456.48 | 233.25 | 357.07 | 1,925.15 | 1,010.13 | 809.63 | |
| Asset Coverage | 600 | 900 | 1,400 | 2,000 | 2,400 | 3,000 | 1,500 | 500 | 1,400 | 800 | 1,200 | 1,800 | 3,000 | 1,700 | 1,300 | |
| Cash Flow Coverage (CFGR) | 9.85 | 29.33 | 53.74 | 40.78 | 54.18 | 52.90 | 18.81 | 16.12 | 26.42 | 16.22 | 25.99 | 59.23 | 121.01 | 130.39 | 97.61 | |
| EBITDA Coverage | - - | - - | 100 | 400 | 600 | 700 | 800 | 800 | 700 | 500 | 200 | 400 | 2,100 | 1,100 | 800 | |
| Dividend Coverage | 300 | 200 | - - | -1,000 | -600 | -300 | -200 | -300 | -300 | -300 | -200 | -100 | -300 | -200 | -200 | |
| Time Interest Earned (TIE) | - - | - - | -100 | -100 | -100 | -100 | 19,300 | 5,400 | 7,600 | -100 | -100 | -100 | -100 | -100 | 700 | |
| Market Prospects | ||||||||||||||||
| Dividend Yield | 5.72 | 2.71 | 5.28 | 1.04 | 1.23 | 2.06 | 2.89 | 2.11 | 2.00 | 3.53 | 3.84 | 4.52 | 3.44 | 3.78 | 4.88 | |
| Earnings Yield | -19.71 | -6.28 | -5.03 | 11.38 | 8.13 | 7.96 | 8.35 | 6.45 | 6.16 | 12.04 | 9.27 | 7.08 | 12.10 | 11.14 | 11.43 | |
|
Price/Earnings (P/E)
|
-507.45 | -1,593.51 | -1,990.00 | 879.15 | 1,229.64 | 1,257.14 | 1,197.74 | 1,549.60 | 1,622.65 | 830.64 | 1,079.28 | 1,413.08 | 826.69 | 897.93 | 874.62 | |
| Price/Earnings Growth (PEG) | 5.83 | 27.62 | 39.80 | -2.06 | 147.56 | 490.29 | -191.64 | 96.85 | 100.84 | 13.98 | -173.76 | -44.45 | 5.75 | -107.32 | -105.88 | |
|
Price/Book (P/B)
|
29.26 | 51.33 | 25.93 | 63.53 | 87.50 | 85.47 | 75.52 | 108.15 | 126.57 | 96.83 | 104.78 | 85.36 | 113.72 | 126.41 | 104.08 | |
| Price/Tangible Book (P/TB) | 29.26 | 51.33 | 25.93 | 63.53 | 87.50 | 85.47 | 75.52 | 108.15 | 126.57 | 96.83 | 104.78 | 85.36 | 113.72 | 126.41 | 104.08 | |
| Price/Sales (P/S) | 74.58 | 123.39 | 72.60 | 182.34 | 261.25 | 284.71 | 235.29 | 318.74 | 358.29 | 251.00 | 289.20 | 246.36 | 323.72 | 281.35 | 203.89 | |
|
Price/Cash Flow (P/CF)
|
262.38 | 203.19 | 90.02 | 403.38 | 363.16 | 692.75 | 809.16 | 922.30 | 898.47 | 642.24 | 661.53 | 665.19 | 687.82 | 649.86 | 767.33 | |
| Price/Free CF (P/FCF) | 297.26 | 212.81 | 93.99 | 435.49 | 384.84 | 792.14 | 811.22 | 953.53 | 980.58 | 662.93 | 667.74 | 682.52 | 704.56 | 716.37 | 899.79 | |
| Price/Operating CF (P/OCF) | 262.38 | 203.19 | 90.02 | 403.38 | 363.16 | 692.75 | 809.16 | 922.30 | 898.47 | 642.24 | 661.53 | 665.19 | 687.82 | 649.86 | 767.33 |