The Progressive Corporation
The Progressive Corporation, an insurance holding company, provides personal and commercial auto, personal residential and commercial property, general liability, and other specialty property-casualty insurance products and related services in the United…
Insurance - Property & Casualty
US, Mayfield [HQ]
Ratios
15 Sheets · Starting from 2023Margins, Growth Rates In %
| Ratio | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||
| Gross Margin | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 99.99 | |
| Profit Margin | 7.26 | 7.14 | 6.55 | 5.29 | 6.42 | 6.61 | 6.08 | 4.40 | 5.94 | 8.18 | 10.18 | 13.38 | 7.03 | 1.46 | 6.29 | |
| Operating Margin | 11.64 | 11.35 | 10.44 | 8.59 | 10.12 | 10.45 | 9.67 | 6.77 | 8.53 | 10.40 | 12.71 | 16.29 | 8.83 | 2.35 | 81.87 | |
|
EPS Growth
|
1,690.00 | 1.89 | -0.62 | -6.83 | 30.00 | 11.28 | -0.46 | -18.06 | 54.80 | 63.87 | 50.33 | 43.85 | -41.40 | -79.09 | 455.46 | |
| EPS USD | 159.00 | 162.00 | 161.00 | 150.00 | 195.00 | 217.00 | 216.00 | 177.00 | 274.00 | 449.00 | 675.00 | 971.00 | 569.00 | 119.00 | 661.00 | |
| Return on Assets (ROA) | 5.33 | 5.05 | 4.65 | 3.98 | 4.77 | 4.97 | 4.25 | 3.08 | 4.11 | 5.62 | 7.23 | 8.90 | 4.71 | 1.03 | 4.63 | |
| Return on Equity (ROE) | 18.40 | 17.66 | 17.49 | 15.02 | 18.83 | 18.49 | 17.39 | 12.96 | 17.15 | 24.17 | 29.04 | 33.48 | 18.38 | 4.54 | 19.25 | |
| Return on Invested Capital (ROIC) | 14.53 | 14.48 | 13.41 | 12.01 | 15.47 | 14.95 | 13.71 | 10.26 | 13.57 | 14.03 | 20.57 | 24.09 | 14.49 | 4.09 | 148.89 | |
| Solvency | ||||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | 10.97 | 9.26 | 11.18 | 9.75 | 7.62 | 8.39 | 9.08 | 9.42 | 8.54 | 18.92 | 8.94 | 9.20 | 6.89 | 9.10 | 8.17 | |
| Debt/Equity | 37.87 | 32.37 | 42.06 | 36.84 | 30.07 | 31.24 | 37.15 | 39.57 | 35.61 | 81.41 | 35.88 | 34.60 | 26.87 | 40.20 | 33.97 | |
| Debt/EBITDA | 110.58 | 98.45 | 133.85 | 122.66 | 92.08 | 96.93 | 114.70 | 164.53 | 120.58 | 120.87 | 79.46 | 73.09 | 103.61 | 419.69 | 2,324.39 | |
|
Debt/Capitalization
|
27.47 | 24.46 | 29.61 | 26.92 | 23.12 | 23.81 | 27.09 | 28.35 | 26.26 | 44.88 | 26.41 | 25.71 | 21.18 | 28.67 | 25.36 | |
| Long-Term Debt/Capitalization | 27.47 | 24.46 | 29.61 | 25.56 | 23.12 | 23.81 | 27.09 | 28.35 | 26.26 | 28.93 | 24.38 | 24.05 | 21.18 | 28.67 | 25.36 | |
| Interest Debt per Share USD | 3.47 | 3.18 | 4.07 | 3.67 | 3.11 | 3.67 | 4.62 | 5.41 | 5.69 | 15.13 | 8.73 | 10.45 | 8.76 | 11.35 | 12.24 | |
| Debt Growth | 0.08 | -10.06 | 24.71 | -15.52 | -9.80 | 16.33 | 25.09 | 16.26 | 5.02 | 33.23 | 0.05 | 22.44 | -9.22 | 33.21 | 8.28 | |
| Liquidity | ||||||||||||||||
| Current Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | 26.68 | 280.51 | 276.51 | 278.67 | 80.09 | 80.56 | |
| Quick Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | 116.35 | 281.89 | 276.90 | 279.55 | 102.71 | 96.29 | |
| Cash Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | 0.22 | 1.39 | 0.39 | 0.88 | 0.90 | 0.34 | |
| Operating Cash Flow Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Turnover | ||||||||||||||||
| Inventory Turnover | - - | - - | 1.29 | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | -0.01 | |
| Receivables Turnover | 593.27 | 546.43 | 529.33 | 536.18 | 548.42 | 547.77 | 522.40 | 519.33 | 494.53 | 491.83 | 358.23 | 350.08 | 331.55 | 305.17 | 364.07 | |
| Payables Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
|
Asset Turnover
|
73.38 | 70.75 | 70.99 | 75.22 | 74.39 | 75.14 | 69.86 | 70.05 | 69.29 | 68.61 | 71.04 | 66.52 | 67.03 | 70.60 | 73.62 | |
| Fixed Turnover | 1,514.99 | 1,604.47 | 1,701.77 | 1,828.24 | 1,889.52 | 2,017.21 | 2,008.47 | 1,989.41 | 2,395.15 | 2,823.60 | 3,213.13 | 3,855.16 | 4,192.08 | 4,258.17 | 5,894.08 | |
| Coverage | ||||||||||||||||
| Interest Coverage | 1,220.07 | 1,272.43 | 1,220.57 | - - | - - | - - | - - | - - | - - | - - | 2,612.34 | 3,201.29 | 1,925.89 | 478.69 | 18,936.92 | |
| Asset Coverage | 900 | 1,000 | 800 | 1,100 | 1,300 | 1,100 | 1,000 | 1,000 | 1,100 | 400 | 800 | 800 | 1,000 | 600 | 700 | |
| Cash Flow Coverage (CFGR) | 68.29 | 85.76 | 61.34 | 76.43 | 102.10 | 79.72 | 84.67 | 85.82 | 113.63 | 71.34 | 127.62 | 117.12 | 158.44 | 107.21 | 154.51 | |
| EBITDA Coverage | 1,300 | 1,300 | 1,200 | - - | - - | - - | - - | - - | - - | - - | 2,700 | 3,300 | 2,000 | 600 | 100 | |
| Dividend Coverage | - - | -100 | -300 | -100 | -600 | -100 | -300 | -100 | -400 | -300 | -200 | -300 | - - | -200 | -1,400 | |
| Time Interest Earned (TIE) | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | |
| Market Prospects | ||||||||||||||||
| Dividend Yield | - - | 5.84 | 2.14 | 6.71 | 1.07 | 5.60 | 2.17 | 2.51 | 1.21 | 1.90 | 3.95 | 2.73 | 6.29 | 0.34 | 0.30 | |
| Earnings Yield | 8.82 | 8.17 | 8.23 | 7.09 | 7.13 | 8.04 | 6.81 | 4.99 | 4.87 | 7.44 | 9.40 | 9.86 | 5.59 | 0.95 | 4.19 | |
|
Price/Earnings (P/E)
|
1,134.35 | 1,223.67 | 1,214.79 | 1,410.80 | 1,401.88 | 1,244.36 | 1,468.83 | 2,002.94 | 2,054.43 | 1,343.49 | 1,064.44 | 1,013.83 | 1,790.53 | 10,506.24 | 2,387.32 | |
| Price/Earnings Growth (PEG) | -0.67 | 648.55 | -1,967.96 | -206.49 | 46.73 | 110.30 | -3,187.36 | -110.93 | 37.49 | 21.04 | 21.15 | 23.12 | -43.25 | -132.85 | 5.24 | |
|
Price/Book (P/B)
|
208.67 | 216.11 | 212.45 | 211.91 | 263.95 | 230.07 | 255.42 | 259.52 | 352.30 | 324.68 | 309.08 | 339.43 | 329.09 | 477.02 | 459.45 | |
| Price/Tangible Book (P/TB) | 208.67 | 216.11 | 212.45 | 211.91 | 263.95 | 230.07 | 255.42 | 259.52 | 352.30 | 324.68 | 309.08 | 339.43 | 329.09 | 477.02 | 459.45 | |
| Price/Sales (P/S) | 82.37 | 87.36 | 79.55 | 74.57 | 89.98 | 82.26 | 89.38 | 88.18 | 121.98 | 109.96 | 108.37 | 135.64 | 125.85 | 152.87 | 150.06 | |
|
Price/Cash Flow (P/CF)
|
806.82 | 778.45 | 823.56 | 752.61 | 859.91 | 923.75 | 812.02 | 764.29 | 870.71 | 559.07 | 674.93 | 837.51 | 773.01 | 1,106.80 | 875.32 | |
| Price/Free CF (P/FCF) | 844.65 | 809.64 | 869.36 | 814.07 | 928.53 | 985.49 | 861.11 | 830.37 | 908.35 | 583.77 | 716.52 | 865.52 | 798.05 | 1,156.09 | 896.55 | |
| Price/Operating CF (P/OCF) | 806.82 | 778.45 | 823.56 | 752.61 | 859.91 | 923.75 | 812.02 | 764.29 | 870.71 | 559.07 | 674.93 | 837.51 | 773.01 | 1,106.80 | 875.32 |