Nu Holdings Ltd.
Nu Holdings Ltd. operates as a digital financial services platform and technology company primarily in Brazil, Mexico, and Colombia. It offers Nu credit and debit cards; Ultraviolet credit and debit cards;
Banks - Diversified
BR, São Paulo [HQ]
FA
Fundamental Analysis · Most Recent Quarter
A dedicated fundamental analysis might help you to get a quick overview
of the
financial stability. It is important to understand the
FA Algorithm
and the criterias before valuing it as a top-tier resource.
Fundamentals
Valuation
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| EV/EBITDA | 44.06 | 87.86 | 60.99 | |
| Graham Fair Price | 5.41 | 1.60 | 1.51 | |
| PEG | 416.65 | 7.62 | 1.47 | |
| Price/Book | 33.84 | 8.29 | 6.20 | |
| Price/Cash Flow | 1023.09 | 76.45 | 6.81 | |
| Prices/Earnings | 35.39 | 37.23 | 27.50 | |
| Price/Sales | 26.19 | 22.94 | 18.18 | |
| Price/FCF | 1023.09 | 76.45 | 6.81 | |
| Naive Interpretation | member | |||
01 - Valuation ·
Weak
Fundamentals
Profitability
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Gross Profit Margin | 1.79 | 0.70 | 0.69 | |
| Operating Margin | -8.26 | 0.24 | 0.26 | |
| ROA | 3.79 | < 0.005 | < 0.005 | |
| ROE | 0.06 | 0.06 | -1.14 | |
| ROIC | 0.05 | 0.04 | -7.88 | |
| Naive Interpretation | member | |||
02 - Profitability ·
Not Interpreted
Fundamentals
Financial Growth
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Debt QOQ | 0.49 | 0.24 | 107.95 | |
| Dividends QOQ | 0.00 | 0.00 | 0.00 | |
| EBIT QOQ | 0.36 | 0.03 | -90.78 | |
| EPS QOQ | 0.19 | 0.05 | -73.80 | |
| FCF QOQ | 2.78 | -0.87 | -68.55 | |
| Revenue QOQ | 0.46 | 0.13 | -72.69 | |
| Naive Interpretation | member | |||
03 - Financial Growth ·
Bad
Fundamentals
Leverage & Liquidity
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Assets Turnover | n.A. | n.A. | n.A. | |
| Days Inventory Outstanding (DIO) | 0.00 | 0.00 | 0.00 | |
| Days Sales Outstanding (DSO) | 587.84 | 506.93 | -13.76 | |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | |
| Debt/Capitalization | 0.17 | 0.23 | 32.42 | |
| Quick Ratio | 186.00 | 28.82 | -84.51 | |
| Naive Interpretation | member | |||
04 - Leverage & Liquidity ·
Weak
Fundamentals
Per Share Metrics
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Book Value | 1.34 | 1.43 | 6.02 | |
| Cash | 1.44 | 1.49 | 3.17 | |
| Capex | < 0.005 | < 0.005 | 13.36 | |
| Free Cash Flow | 1.22 | 0.15 | -87.37 | |
| Revenue | 0.46 | 0.52 | 12.45 | |
| Naive Interpretation | member | |||
05 - Per Share Metrics ·
Positive
Fundamentals
Financial Health
06 - Financial Health ·
Bad