NMI Holdings, Inc.
NMI Holdings, Inc. provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services; and outsourced loan review services to mortgage loan originators.
Insurance - Specialty
US, EmeryVille [HQ]
NMIH/Financial Reporting
Income Statements
13 Sheets · Starting from NoneIn Million USD. Margins, Growth Rates In %
| Metric | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | None | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - - | 5.00 | 22.00 | 55.00 | 121.00 | 178.00 | 273.00 | 370.00 | 436.00 | 485.00 | 524.00 | 579.00 | - - | |
|
EPS
|
-0.73 | -0.99 | -0.84 | -0.47 | 1.11 | 0.37 | 1.66 | 2.54 | 2.20 | 2.70 | 3.45 | 3.91 | - - | |
| Diluted in mil. | -0.73 | -0.99 | -0.84 | -0.47 | 1.08 | 0.35 | 1.60 | 2.47 | 2.13 | 2.65 | 3.39 | 3.84 | - - | |
|
Profit
|
- - | -55.00 | 22.00 | 55.00 | 121.00 | 178.00 | 273.00 | 370.00 | 436.00 | 485.00 | 524.00 | 579.00 | - - | |
| Gross Margin | 100.00 | -992.50 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | - - | |
| Pre Tax | -27.00 | -55.00 | -51.00 | -27.00 | 11.00 | 52.00 | 135.00 | 216.00 | 218.00 | 296.00 | 377.00 | 412.00 | - - | |
| Profit Margin | -9,692.84 | -992.52 | -230.96 | -50.07 | 9.39 | 29.55 | 49.69 | 58.54 | 50.00 | 61.10 | 71.94 | 71.28 | - - | |
| ETR | - - | - - | 4.65 | -7.49 | -474.93 | 58.23 | 20.62 | 20.63 | 21.34 | 22.11 | 22.37 | 21.95 | - - | |
| Net | -27.00 | -55.00 | -48.00 | -27.00 | 65.00 | 22.00 | 107.00 | 171.00 | 171.00 | 231.00 | 292.00 | 322.00 | - - | |
| Profit Margin | -9,692.84 | -992.52 | -220.22 | -50.07 | 54.01 | 12.34 | 39.44 | 46.46 | 39.33 | 47.59 | 55.85 | 55.63 | - - | |
| EBITDA | -25.00 | -47.00 | -43.00 | -20.00 | 31.00 | 72.00 | 158.00 | 223.00 | 224.00 | 305.00 | 410.00 | 11.00 | - - | |
| EBITDA Margin | -9,117.60 | -846.55 | -194.58 | -37.60 | 26.21 | 40.86 | 58.02 | 60.28 | 51.53 | 63.01 | 78.22 | 1.99 | - - | |
| Operating Income | -25.00 | -55.00 | -51.00 | -25.00 | 26.00 | 66.00 | 150.00 | 213.00 | 214.00 | 294.00 | 398.00 | 444.00 | - - | |
| Operating Margin | -9,118.63 | -992.52 | -230.96 | -46.36 | 21.57 | 37.13 | 55.16 | 57.77 | 49.25 | 60.69 | 75.96 | 76.84 | - - | |
| Interest Income | - - | - - | - - | - - | - - | - - | - - | 12.00 | 24.00 | 31.00 | 32.00 | - - | - - | |
| Loss | -27.00 | -60.00 | -73.00 | -83.00 | -110.00 | -125.00 | -137.00 | -153.00 | -218.00 | -188.00 | -147.00 | -134.00 | - - | |
| Cost of Revenue | - - | -60.00 | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
|
Operating Expenses
|
-22.00 | -60.00 | -73.00 | -83.00 | -110.00 | -125.00 | -137.00 | -156.00 | -221.00 | -190.00 | -117.00 | -111.00 | - - | |
| R&D | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| G&A | -22.00 | - - | - - | - - | - - | - - | - - | -2.00 | - - | - - | - - | - - | - - | |
| SG&A | -22.00 | - - | - - | - - | - - | - - | - - | -2.00 | -2.00 | -2.00 | -2.00 | -2.00 | - - | |
| S&M | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Depreciation and Amortization | - - | -8.00 | -8.00 | -4.00 | -5.00 | -6.00 | -7.00 | -9.00 | -9.00 | -11.00 | -11.00 | -11.00 | - - | |
| Interest Expenses | -1.00 | - - | - - | -2.00 | -14.00 | -13.00 | -14.00 | -12.00 | -24.00 | -31.00 | -32.00 | -32.00 | - - | |
| Other Expenses | -1.00 | - - | - - | - - | - - | - - | - - | -2.00 | -3.00 | -1.00 | -21.00 | -412.00 | - - | |
|
WA Shares Outstanding
|
37.00 | 56.00 | 58.00 | 58.00 | 59.00 | 59.00 | 65.00 | 67.00 | 78.00 | 85.00 | 84.00 | 82.00 | - - | |
| Diluted | 37.00 | 56.00 | 58.00 | 58.00 | 60.00 | 62.00 | 67.00 | 69.00 | 79.00 | 86.00 | 85.00 | 83.00 | - - |