nCino, Inc. Profile Avatar - Palmy Investing

nCino, Inc.

nCino, Inc., a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System, a tenant cloud platform, which digitizes, automates, and streaml…
Software - Application
US, Wilmington [HQ]

FA

Fundamental Analysis · Most Recent Quarter

It is important to understand the FA Algorithm and the criterias before valuing it as a top-tier resource.

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Framework:
Valuation 14% Weak
Profitability n.A. n.A.
Fin. Growth 67% Positive
Leverage & Liquidity 0% Bad
Per Share Metrics 100% Best
Fin. Health n.A. n.A.
Fundamentals

Valuation

Metric Q4 Q1 Δ in %
EV/EBITDA -52.03 337.84 704.27
Graham Fair Price 59.97 2.34 1.46
PEG -89.08 0.79 -7.20
Price/Book -7.90 3.13 3.40
Price/Cash Flow -86.64 61.72 462.09
Prices/Earnings -63.60 -279.74 768.43
Price/Sales -9.81 26.00 28.83
Price/FCF -86.64 61.72 462.09
Naive Interpretation member
01 - Valuation · Weak
Fundamentals

Profitability

Metric Q4 Q1 Δ in %
Gross Profit Margin -0.39 0.57 0.57
Operating Margin -48.44 0.01 -0.02
ROA 141.51 < 0.005 < 0.005
ROE < 0.005 < 0.005 153.01
ROIC < 0.005 < 0.005 -70.34
Naive Interpretation member
02 - Profitability · Not Interpreted
Fundamentals

Financial Growth

Metric Q4 Q1 Δ in %
Debt QOQ 0.71 0.15 366.16
Dividends QOQ 0.00 0.00 0.00
EBIT QOQ 0.77 1.53 98.21
EPS QOQ 1.07 -3.56 233.22
FCF QOQ 0.47 5.99 1176.42
Revenue QOQ 0.01 0.04 147.39
Naive Interpretation member
03 - Financial Growth · Positive
Fundamentals

Leverage & Liquidity

Metric Q4 Q1 Δ in %
Assets Turnover n.A. n.A. n.A.
Days Inventory Outstanding (DIO) < 0.005 0.00 inf
Days Sales Outstanding (DSO) 82.20 55.16 -32.89
Inventory Turnover 52649000.00 0.00 inf
Debt/Capitalization 0.07 0.05 -18.11
Quick Ratio 1.05 0.94 -10.36
Naive Interpretation member
04 - Leverage & Liquidity · Bad
Fundamentals

Per Share Metrics

Metric Q4 Q1 Δ in %
Book Value 9.26 9.32 0.57
Cash 0.99 1.13 14.58
Capex < 0.005 < 0.005 -12.96
Free Cash Flow 0.07 0.47 593.48
Revenue 1.09 1.12 2.71
Naive Interpretation member
05 - Per Share Metrics · Best
Fundamentals

Financial Health

Metric Q4 Q1 Δ in %
Current Ratio 1.12 1.02 -9.06
Debt/Assets n.A. n.A. n.A.
Debt/Equity n.A. n.A. n.A.
Net Debt/EBITDA -7.56 -0.30 96.07
Naive Interpretation Member
06 - Financial Health · Bad
End of NCNO's Analysis
CIK: 1902733 CUSIP: 63947X101 ISIN: US63947X1019 LEI: - UEI: -
Secondary Listings
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