Manulife Financial Corporation
Manulife Financial Corporation, together with its subsidiaries, provides financial products and services in Asia, Canada, the United States, and internationally. The company operates through Wealth and Asset Management Businesses; Insurance and Annuity P…
Insurance - Life
CA, Toronto [HQ]
Ratios
15 Sheets · Starting from 2023Margins, Growth Rates In %
| Ratio | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||
| Gross Margin | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | |
| Profit Margin | 3.50 | -1.04 | 0.25 | 5.66 | 17.82 | 6.62 | 6.77 | 5.78 | 3.65 | 12.54 | 6.77 | 6.91 | 11.12 | 47.00 | 12.91 | |
| Operating Margin | 2.82 | -0.46 | 2.51 | 7.20 | 27.11 | 10.01 | 11.12 | 8.12 | 6.08 | 17.66 | -5.67 | 4.73 | 9.09 | 66.07 | 13.04 | |
|
EPS Growth
|
156.25 | -126.83 | 109.09 | 4,400.00 | 81.11 | 11.66 | -41.76 | 33.96 | -30.99 | 140.82 | 17.37 | 6.14 | 20.75 | 5.92 | -30.32 | |
| EPS CAD | 82.00 | -22.00 | 2.00 | 90.00 | 163.00 | 182.00 | 106.00 | 142.00 | 98.00 | 236.00 | 277.00 | 294.00 | 355.00 | 376.00 | 262.00 | |
| Return on Assets (ROA) | 0.68 | -0.18 | 0.03 | 0.34 | 0.61 | 0.61 | 0.32 | 0.41 | 0.28 | 0.62 | 0.65 | 0.60 | 0.73 | 0.85 | 0.62 | |
| Return on Equity (ROE) | 4.86 | -1.46 | 0.53 | 6.38 | 10.88 | 10.53 | 5.37 | 7.11 | 5.02 | 10.15 | 10.78 | 10.33 | 11.64 | 13.13 | 11.55 | |
| Return on Invested Capital (ROIC) | -31.61 | -0.14 | 7.08 | 8.70 | 10.60 | 10.49 | 6.25 | 7.19 | 5.69 | 9.78 | -6.38 | 4.58 | 6.70 | 12.25 | 7.98 | |
| Solvency | ||||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | 2.24 | 2.95 | 1.19 | 1.84 | 1.78 | 1.61 | 1.38 | 1.79 | 1.86 | 1.80 | 1.52 | 1.59 | 1.29 | 1.53 | 1.46 | |
| Debt/Equity | 15.95 | 24.04 | 22.49 | 34.98 | 31.96 | 27.83 | 23.46 | 30.62 | 32.92 | 29.31 | 25.18 | 27.14 | 20.75 | 23.71 | 26.93 | |
| Debt/EBITDA | -988.22 | -5,066.04 | -449.57 | -183.66 | -86.46 | -203.39 | -197.09 | -46.50 | -69.72 | -37.04 | 228.13 | -282.92 | -179.83 | -63.91 | -185.41 | |
|
Debt/Capitalization
|
13.76 | 19.38 | 18.36 | 25.91 | 24.22 | 21.77 | 19.00 | 23.44 | 24.76 | 22.67 | 20.12 | 21.35 | 17.18 | 19.16 | 21.22 | |
| Long-Term Debt/Capitalization | 10.29 | 16.93 | 18.36 | 25.91 | 24.22 | 21.77 | 18.76 | 23.43 | 24.21 | 22.67 | 19.26 | 21.35 | 17.18 | 18.42 | 20.43 | |
| Interest Debt per Share CAD | 3.63 | 4.25 | 3.78 | 5.47 | 5.55 | 5.63 | 5.52 | 7.04 | 7.44 | 7.46 | 6.96 | 7.82 | 6.63 | 7.50 | 7.79 | |
| Debt Growth | -17.36 | 39.62 | -14.30 | 62.69 | 2.31 | 1.65 | 2.55 | 34.86 | 2.30 | 2.50 | -13.61 | 19.98 | -15.23 | 4.17 | 3.09 | |
| Liquidity | ||||||||||||||||
| Current Ratio | 1,454.69 | 1,205.62 | - - | - - | - - | - - | 147.31 | 121.91 | 127.56 | 116.95 | 137.46 | 168.25 | 134.64 | 3,349.76 | 3,423.91 | |
| Quick Ratio | 2,909.37 | 2,411.25 | - - | - - | - - | - - | 1,253.10 | 1,206.22 | 1,158.27 | 1,090.54 | 1,130.83 | 1,205.09 | 1,091.70 | 31,969.76 | 31,662.63 | |
| Cash Ratio | 1,454.69 | 1,205.62 | - - | - - | - - | - - | 140.42 | 115.47 | 119.00 | 107.85 | 128.68 | 159.45 | 127.35 | 3,114.31 | 3,423.91 | |
| Operating Cash Flow Ratio | 900 | 1,100 | - - | - - | - - | - - | - - | 100 | 100 | 100 | 100 | 100 | 100 | 2,800 | 3,400 | |
| Turnover | ||||||||||||||||
| Inventory Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Receivables Turnover | - - | - - | 6,527.91 | 2,858.38 | 2,384.20 | 7,218.86 | 3,737.47 | 6,117.28 | 4,934.67 | 2,721.99 | 5,618.92 | 5,340.79 | 4,624.50 | 1,055.53 | - - | |
| Payables Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
|
Asset Turnover
|
19.55 | 17.29 | 11.03 | 5.93 | 3.41 | 9.18 | 4.66 | 7.17 | 7.77 | 4.97 | 9.62 | 8.76 | 6.52 | 1.80 | 4.83 | |
| Fixed Turnover | - - | - - | - - | - - | - - | 6,402.29 | 2,379.62 | 3,756.61 | 4,422.33 | 1,848.41 | 20,425.72 | 4,168.70 | 3,302.48 | 813.84 | 17.54 | |
| Coverage | ||||||||||||||||
| Interest Coverage | 86.93 | -16.16 | 102.56 | 214.79 | 453.97 | 470.73 | 331.52 | 414.51 | 302.55 | 516.08 | -334.50 | 308.81 | 537.98 | 748.00 | 354.95 | |
| Asset Coverage | 4,200 | 3,300 | 8,300 | 5,400 | 5,500 | 6,100 | 7,200 | 5,400 | 5,400 | 5,400 | 6,700 | 6,100 | 7,500 | 6,800 | 6,800 | |
| Cash Flow Coverage (CFGR) | 261.40 | 180.07 | 169.60 | 123.76 | 105.98 | 116.06 | 106.56 | 132.24 | 131.09 | 142.12 | 166.85 | 143.27 | 195.20 | 136.73 | 160.33 | |
| EBITDA Coverage | 100 | - - | 100 | 200 | 400 | 500 | 300 | 400 | 300 | 500 | -200 | 300 | 500 | 700 | 200 | |
| Dividend Coverage | -100 | - - | - - | -200 | -400 | -300 | -100 | -100 | -100 | -200 | -300 | -200 | -200 | -200 | -100 | |
| Time Interest Earned (TIE) | -100 | - - | -100 | -100 | -100 | -100 | -100 | -100 | -100 | -100 | - - | -100 | -100 | -200 | 600 | |
| Market Prospects | ||||||||||||||||
| Dividend Yield | 3.68 | 2.29 | 3.70 | 2.99 | 1.97 | 2.21 | 3.52 | 3.37 | 3.43 | 4.66 | 2.71 | 5.30 | 5.34 | 6.04 | 5.54 | |
| Earnings Yield | 4.49 | -1.30 | 0.67 | 6.67 | 8.08 | 8.57 | 5.48 | 6.33 | 3.99 | 12.19 | 10.22 | 12.07 | 14.22 | 15.57 | 10.18 | |
|
Price/Earnings (P/E)
|
2,225.61 | -7,713.99 | 15,013.59 | 1,500.11 | 1,238.21 | 1,167.28 | 1,825.63 | 1,579.77 | 2,508.94 | 820.25 | 978.33 | 828.41 | 703.22 | 642.38 | 982.25 | |
| Price/Earnings Growth (PEG) | 14.24 | 60.82 | -137.62 | 0.34 | 15.27 | 100.14 | -43.72 | 46.52 | -80.97 | 5.82 | 56.31 | 134.98 | 33.89 | 108.59 | -32.40 | |
|
Price/Book (P/B)
|
108.24 | 112.91 | 79.17 | 95.71 | 134.72 | 122.86 | 98.07 | 112.25 | 125.83 | 83.22 | 105.43 | 85.59 | 81.88 | 84.33 | 113.46 | |
| Price/Tangible Book (P/TB) | 108.24 | 112.91 | 79.17 | 95.71 | 134.72 | 122.86 | 98.07 | 112.25 | 125.83 | 83.22 | 105.43 | 85.59 | 81.88 | 84.33 | 113.46 | |
| Price/Sales (P/S) | 77.80 | 80.15 | 37.99 | 84.94 | 220.61 | 77.27 | 123.56 | 91.38 | 91.59 | 102.86 | 66.24 | 57.21 | 78.23 | 301.90 | 126.83 | |
|
Price/Cash Flow (P/CF)
|
259.55 | 260.87 | 207.52 | 221.09 | 397.69 | 380.45 | 392.37 | 277.27 | 291.64 | 199.76 | 250.94 | 220.08 | 202.17 | 260.17 | 262.74 | |
| Price/Free CF (P/FCF) | 259.55 | 45.28 | 207.52 | 221.09 | 397.69 | 380.45 | 392.37 | 277.27 | 291.64 | 199.76 | 50.96 | 220.08 | 98.75 | 128.40 | 157.01 | |
| Price/Operating CF (P/OCF) | 259.55 | 260.87 | 207.52 | 221.09 | 397.69 | 380.45 | 392.37 | 277.27 | 291.64 | 199.76 | 250.94 | 220.08 | 202.17 | 260.17 | 262.74 |