KBC Group NV Profile Avatar - Palmy Investing

KBC Group NV

KBC Group NV, together with its subsidiaries, provides integrated bank-insurance services primarily for retail, private banking, small and medium sized enterprises, and mid-cap clients. The company offers demand deposits and savings accounts; home and mo…
Banks - Regional
BE, Brussels [HQ]

Ratios

15 Sheets · Starting from 2023
Margins, Growth Rates In %
Ratio 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
Profitability
Gross Margin
100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
Profit Margin
-26.64 15.13 0.12 6.43 13.54 25.90 37.81 34.76 33.33 34.54 32.01 20.15 34.94 33.19 31.59
Operating Margin
-29.81 19.03 3.17 10.24 22.86 35.59 36.31 44.24 47.48 44.49 40.99 25.84 45.69 109.69 38.82
EPS Growth
0.68 151.24 -151.88 43.52 194.50 222.33 14.46 49.47 6.16 2.16 -5.03 -42.91 84.13 5.04 24.46
Return on Assets (ROA)
-0.76 0.58 - - 0.24 0.42 0.72 1.05 0.88 0.88 0.91 0.84 0.45 0.77 0.79 0.98
Return on Equity (ROE)
-14.80 10.25 0.08 3.92 7.17 10.66 16.69 13.98 13.70 13.09 11.95 6.69 11.33 13.54 14.02
Return on Invested Capital (ROIC)
-5.54 4.97 0.59 1.54 2.62 5.03 7.89 7.06 7.25 6.98 6.02 3.27 5.63 15.00 6.11
Solvency
Equity Ratio
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Debt/Assets
8.93 8.47 5.94 9.43 10.39 7.57 6.99 6.18 5.71 6.06 7.22 7.01 6.87 8.43 9.05
Debt/Equity
173.69 149.67 104.35 155.35 177.11 112.33 111.59 98.05 88.85 87.56 103.09 104.46 101.32 144.19 129.34
Debt/EBITDA
-1,520.28 465.86 667.95 720.27 935.17 485.49 321.37 -95.86 -329.24 -40.58 284.72 -233.17 -528.19 -327.25 -183.68
Debt/Capitalization
63.46 59.95 51.06 60.84 63.91 52.90 52.74 49.51 47.05 46.68 50.76 51.09 50.33 59.05 56.40
Interest Debt per Share EUR
102.85 92.60 68.77 84.98 70.52 53.11 49.00 46.41 45.27 47.11 56.78 58.38 60.56 86.49 111.02
Debt Growth
-4.22 -6.15 -37.55 42.86 3.49 -25.98 -4.95 -3.55 -1.84 2.90 7.22 2.66 6.18 -5.86 38.23
Liquidity
Current Ratio
- - - - - - - - - - - - - - - - - - - - 6.22 14.04 21.15 22.57 19.40
Quick Ratio
- - - - - - - - - - - - - - - - - - - - 6.22 14.04 21.15 22.57 19.40
Cash Ratio
- - - - - - - - - - - - - - - - - - - - 5.05 13.12 20.09 21.40 18.00
Operating Cash Flow Ratio
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Turnover
Inventory Turnover
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Receivables Turnover
418.73 458.50 546.57 2,218.42 2,015.32 190.43 185.86 194.40 191.62 175.43 393.63 413.90 349.25 301.31 401.83
Payables Turnover
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Asset Turnover
2.86 3.83 3.68 3.70 3.11 2.77 2.77 2.54 2.64 2.62 2.61 2.23 2.20 2.39 3.10
Coverage
Interest Coverage
-46.12 54.44 5.20 17.84 39.56 67.53 89.26 129.63 165.52 134.88 118.66 102.84 182.88 153.59 28.44
Asset Coverage
1,100 1,100 1,600 1,000 900 1,300 1,400 1,600 1,700 1,600 600 700 600 600 600
Cash Flow Coverage (CFGR)
-10.99 62.73 -7.64 25.93 52.76 24.51 60.10 105.85 77.00 -46.32 -11.73 117.24 60.06 39.21 -40.15
EBITDA Coverage
- - - - - - - - - - - - 100 100 100 100 100 100 200 100 - -
Dividend Coverage
- - - - - - -100 -100 -4,500 -200 -500 -200 -200 -100 - - -100 - - -200
Time Interest Earned (TIE)
- - 100 100 100 100 100 100 100 100 100 100 100 100 100 100
Market Prospects
Dividend Yield
- - - - 24.70 7.10 5.82 0.20 4.36 1.93 3.98 5.48 5.26 - - 4.65 13.98 6.95
Earnings Yield
-51.17 20.95 0.38 7.26 6.14 9.18 10.87 9.96 8.75 11.25 8.78 5.86 8.49 10.99 14.22
Price/Earnings (P/E)
-195.43 477.42 26,502.73 1,378.18 1,627.57 1,089.83 920.30 1,004.19 1,142.89 889.25 1,138.91 1,707.77 1,177.85 909.74 703.11
Price/Book (P/B)
28.92 48.93 21.20 54.07 116.67 116.21 153.61 140.41 156.52 116.41 136.07 114.22 133.41 123.20 98.59
Price/Sales (P/S)
52.05 72.21 32.80 88.63 220.35 282.31 348.00 349.01 380.91 307.17 364.55 344.04 411.56 301.93 222.12
Price/Cash Flow (P/CF)
-151.50 52.12 -265.85 134.22 124.87 422.04 229.03 135.29 228.79 -287.04 -1,125.50 93.26 219.25 217.89 -189.89