Navient Corporation SR NT 6% 121543 Profile Avatar - Palmy Investing

Navient Corporation SR NT 6% 121543

Navient Corp. engages in the provision of asset management and business processing solutions for education, healthcare and government clients at the federal, state and local levels. It operates through the following segments: Federal Education Loans, Con…
Financial - Credit Services
US, Herndon [HQ]

Ratios

10 Sheets · From 2023 to 2014
Configuration
Margins, Growth Rates In %
Ratio 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
Profitability
Gross Margin
79.13 78.63 77.06 77.96 79.95 78.94 70.77 54.42 86.22 30.80
Profit Margin
23.91 22.89 16.43 6.66 8.05 12.78 12.49 27.08 20.01 19.72
Operating Margin
24.29 23.19 16.43 6.66 59.90 57.89 41.54 85.05 90.88 29.93
EPS Growth
- - -3.69 -17.24 -50.93 41.51 70.67 -17.19 97.17 7.42 -58.80
Return on Assets (ROA)
0.77 0.73 0.56 0.25 0.38 0.63 0.47 0.89 0.91 0.37
Return on Equity (ROE)
26.94 24.73 18.41 8.45 11.22 17.90 16.93 27.61 21.67 8.26
Return on Invested Capital (ROIC)
0.50 0.47 0.35 0.10 2.15 2.26 1.23 2.17 3.27 0.42
Solvency
Equity Ratio
- - - - - - - - - - - - - - - - - - - -
Debt/Assets
95.34 95.01 94.71 95.50 95.00 95.04 96.03 95.50 94.49 93.90
Debt/Equity
3,323.70 3,205.11 3,100.89 3,178.43 2,811.62 2,703.78 3,450.27 2,964.11 2,247.09 2,087.97
Debt/EBITDA
12,017.93 12,631.43 16,659.18 37,077.06 3,321.60 2,975.31 5,558.32 3,224.50 2,018.01 -159,281.82
Debt/Capitalization
97.08 96.97 96.88 96.95 96.57 96.43 97.18 96.74 95.74 95.43
Interest Debt per Share USD
333.16 339.83 364.67 401.59 388.67 402.09 442.48 456.44 480.31 496.46
Debt Growth
- - -8.69 -9.97 -4.29 -9.88 -17.41 -5.36 -3.68 -18.07 -12.49
Liquidity
Current Ratio
201.61 207.47 207.93 99.85 23.72 14.53 17.89 36.35 26.15 19.85
Quick Ratio
201.61 207.47 207.93 99.85 23.72 14.53 17.89 47.07 28.99 19.85
Cash Ratio
54.19 62.02 53.68 31.82 23.72 14.53 17.89 36.35 26.15 19.85
Operating Cash Flow Ratio
- - - - - - - - - - - - - - - - - - - -
Turnover
Inventory Turnover
- - - - - - - - - - - - - - - - - - - -
Receivables Turnover
- - - - - - - - - - - - - - - - - - - -
Payables Turnover
- - - - - - - - - - - - - - - - - - - -
Asset Turnover
3.23 3.20 3.42 3.81 4.71 4.92 3.77 3.29 4.55 1.88
Coverage
Interest Coverage
55.70 48.02 27.90 9.83 80.15 77.55 66.96 171.12 139.34 9.73
Asset Coverage
100 100 100 100 100 100 100 100 100 100
Cash Flow Coverage (CFGR)
1.19 1.50 1.17 1.05 1.15 1.13 1.18 0.91 0.46 1.17
EBITDA Coverage
- - - - - - - - - - - - - - 100 100 - -
Dividend Coverage
-400 -400 -300 -100 -200 -400 -300 -600 -700 -200
Time Interest Earned (TIE)
300 300 300 300 300 300 200 100 300 - -
Market Prospects
Dividend Yield
2.77 3.82 2.82 2.64 3.81 2.63 2.52 2.46 3.60 2.95
Earnings Yield
12.28 15.64 9.56 4.38 9.07 10.67 8.43 16.48 25.48 8.64
Price/Earnings (P/E)
814.30 639.53 1,045.75 2,285.58 1,102.78 937.07 1,186.32 606.70 392.43 1,157.84
Price/Book (P/B)
219.38 158.15 192.53 193.22 123.79 167.70 200.89 167.50 85.02 95.65
Price/Sales (P/S)
194.71 146.37 171.77 152.27 88.75 119.72 148.20 164.28 78.53 228.36
Price/Cash Flow (P/CF)
553.47 329.14 528.70 576.33 382.11 549.00 495.20 619.66 829.89 390.51