Jack Henry & Associates, Inc.
Jack Henry & Associates, Inc. provides technology solutions and payment processing services primarily for financial services organizations in the United States. It operates through four segments: Core, Payments, Complementary, and Corporate and Other.
Information Technology Services
US, Monett [HQ]
Ratios
14 Sheets · Starting from 2023Margins, Growth Rates In %
| Ratio | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | |||||||||||||||
| Gross Margin | 41.25 | 41.30 | 41.25 | 42.23 | 42.86 | 42.66 | 42.89 | 42.77 | 43.14 | 40.55 | 40.58 | 39.52 | 41.91 | 41.33 | |
| Profit Margin | 14.09 | 14.22 | 15.09 | 15.64 | 16.62 | 16.81 | 18.37 | 17.17 | 24.51 | 17.51 | 17.48 | 17.71 | 18.68 | 17.65 | |
| Operating Margin | 21.79 | 22.37 | 23.00 | 23.51 | 25.78 | 25.30 | 26.70 | 25.69 | 25.53 | 22.36 | 22.43 | 12.69 | 15.29 | 23.14 | |
|
EPS Growth
|
12.20 | 15.22 | 13.21 | 15.00 | 17.39 | 7.41 | 21.07 | 0.32 | 53.94 | -27.87 | 9.66 | 6.74 | 20.15 | 1.62 | |
| EPS USD | 138.00 | 159.00 | 180.00 | 207.00 | 243.00 | 261.00 | 316.00 | 317.00 | 488.00 | 352.00 | 386.00 | 412.00 | 495.00 | 503.00 | |
| Return on Assets (ROA) | 7.54 | 9.13 | 9.57 | 10.84 | 12.38 | 11.50 | 13.71 | 12.88 | 18.37 | 13.37 | 12.22 | 13.33 | 14.78 | 13.22 | |
| Return on Equity (ROE) | 15.71 | 15.63 | 15.77 | 16.48 | 19.37 | 21.30 | 24.98 | 23.82 | 29.73 | 20.55 | 19.14 | 23.61 | 26.27 | 22.79 | |
| Return on Invested Capital (ROIC) | 8.43 | 13.52 | 14.18 | 16.60 | 19.25 | 20.32 | 30.49 | 28.25 | 35.13 | 20.55 | 19.11 | 12.31 | 15.25 | 16.40 | |
| Solvency | |||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | 42.16 | 11.96 | 8.13 | 0.94 | 0.56 | 2.87 | -9.77 | -8.39 | -9.31 | - - | 0.02 | 4.29 | 4.69 | 23.63 | |
| Debt/Equity | 87.89 | 20.47 | 13.39 | 1.43 | 0.88 | 5.32 | -17.80 | -15.52 | -15.07 | - - | 0.03 | 7.59 | 8.33 | 40.76 | |
| Debt/EBITDA | 143.22 | 42.00 | -10.80 | -42.31 | -19.61 | -30.07 | -20.47 | -17.76 | -8.04 | -9.03 | -38.48 | 12.34 | 13.96 | 53.66 | |
|
Debt/Capitalization
|
46.78 | 16.99 | 11.81 | 1.41 | 0.87 | 5.05 | -21.66 | -18.37 | -17.75 | - - | 0.03 | 7.06 | 7.69 | 28.96 | |
| Long-Term Debt/Capitalization | 26.66 | 14.90 | 9.75 | 0.68 | 0.36 | 4.81 | -21.68 | 4.62 | - - | - - | 0.01 | 7.05 | 7.68 | 14.60 | |
| Interest Debt per Share USD | 7.84 | 2.19 | 1.60 | 0.25 | 0.12 | 0.67 | -2.24 | -2.06 | -2.45 | 0.01 | 0.02 | 1.34 | 1.60 | 9.20 | |
| Debt Growth | 509.46 | -60.18 | -14.52 | -88.38 | -40.27 | 476.81 | -99.62 | 24,900.00 | -100.00 | - - | - - | 30,919.51 | 14.85 | 138.99 | |
| Liquidity | |||||||||||||||
| Current Ratio | 215.47 | 75.72 | 116.51 | 108.64 | 89.64 | 111.25 | 52.19 | 110.36 | 96.03 | 121.17 | 90.78 | 104.39 | 112.82 | 3.06 | |
| Quick Ratio | 46.14 | 76.00 | 95.49 | 88.60 | 70.51 | 89.37 | 52.19 | 87.40 | 70.66 | 76.46 | 90.78 | 74.45 | 75.52 | 93.44 | |
| Cash Ratio | 17.29 | 17.66 | 39.11 | 31.03 | 16.41 | 33.43 | 11.32 | 24.36 | 6.44 | 6.69 | 37.66 | 9.79 | 8.97 | 3.06 | |
| Operating Cash Flow Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Turnover | |||||||||||||||
| Inventory Turnover | -388.46 | -870.51 | - - | - - | - - | - - | -840.38 | - - | - - | 2,080.26 | -651.42 | -3,516.18 | - - | -197.99 | |
| Receivables Turnover | 401.34 | 465.95 | 452.91 | 475.79 | 521.62 | 506.24 | 533.49 | 481.76 | 490.46 | 473.53 | 563.91 | 522.03 | 536.87 | 575.14 | |
| Payables Turnover | 3,640.49 | 4,424.06 | 809.07 | 813.17 | 936.70 | 810.32 | 773.60 | 926.35 | 660.06 | 774.85 | 10,207.13 | 5,752.77 | 5,365.67 | 6,363.87 | |
|
Asset Turnover
|
53.49 | 64.21 | 63.42 | 69.32 | 74.50 | 68.39 | 74.62 | 74.97 | 74.95 | 76.37 | 69.88 | 75.26 | 79.12 | 74.90 | |
| Fixed Turnover | 304.58 | 357.86 | 371.16 | 375.82 | 414.86 | 423.91 | 453.72 | 505.81 | 535.68 | 569.85 | 620.65 | 696.38 | 917.71 | 1,010.24 | |
| Coverage | |||||||||||||||
| Interest Coverage | 11,264.09 | 2,422.36 | 4,113.44 | 4,190.42 | 28,235.20 | 19,941.34 | 25,290.84 | 36,917.87 | 20,435.89 | 37,498.38 | 55,323.69 | 19,503.58 | 12,459.19 | 3,189.07 | |
| Asset Coverage | 200 | 500 | 700 | 6,100 | 9,600 | 1,900 | 416,200 | 1,700 | - - | - - | 432,400 | 1,300 | 1,200 | 900 | |
| Cash Flow Coverage (CFGR) | 33.16 | 133.32 | 200.92 | 2,021.41 | 3,739.70 | 709.32 | -205.90 | -223.07 | -215.85 | - - | 96,145.39 | 461.24 | 438.55 | 58.20 | |
| EBITDA Coverage | 11,200 | 2,400 | 4,100 | 4,200 | 28,200 | 19,900 | 23,900 | 36,600 | 20,300 | 37,500 | 80,400 | 34,800 | 19,900 | 3,200 | |
| Dividend Coverage | -300 | -300 | -400 | -300 | -200 | -200 | -200 | -200 | -300 | -200 | -200 | -200 | -200 | -200 | |
| Time Interest Earned (TIE) | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | |
| Market Prospects | |||||||||||||||
| Dividend Yield | 1.51 | 1.33 | 1.28 | 1.18 | 1.45 | 1.46 | 1.22 | 1.14 | 1.04 | 1.13 | 0.90 | 1.08 | 1.05 | 1.21 | |
| Earnings Yield | 5.86 | 5.30 | 5.22 | 4.33 | 4.10 | 4.04 | 3.62 | 3.06 | 3.74 | 2.58 | 2.10 | 2.52 | 2.75 | 3.01 | |
|
Price/Earnings (P/E)
|
1,707.93 | 1,885.23 | 1,916.18 | 2,310.45 | 2,441.64 | 2,476.63 | 2,759.61 | 3,271.83 | 2,670.83 | 3,871.55 | 4,763.27 | 3,965.89 | 3,637.15 | 3,327.83 | |
| Price/Earnings Growth (PEG) | 140.05 | 123.89 | 145.08 | 154.03 | 140.39 | 334.35 | 130.96 | 10,338.99 | 49.51 | -138.92 | 493.14 | 588.78 | 180.54 | 2,059.10 | |
|
Price/Book (P/B)
|
268.28 | 294.58 | 302.10 | 380.66 | 473.05 | 527.58 | 689.39 | 779.22 | 794.11 | 795.72 | 911.87 | 936.30 | 955.38 | 758.55 | |
| Price/Tangible Book (P/TB) | 268.28 | 294.58 | 302.10 | 380.66 | 473.05 | 527.58 | 689.39 | 779.22 | 794.11 | 795.72 | 911.87 | 936.30 | 955.38 | 758.55 | |
| Price/Sales (P/S) | 240.64 | 268.04 | 289.14 | 361.37 | 405.85 | 416.43 | 506.98 | 561.93 | 654.69 | 677.93 | 832.68 | 702.56 | 679.39 | 587.25 | |
|
Price/Cash Flow (P/CF)
|
920.51 | 1,079.26 | 1,122.57 | 1,320.06 | 1,437.40 | 1,399.49 | 1,880.98 | 2,250.61 | 2,440.90 | 2,441.54 | 2,767.92 | 2,672.96 | 2,615.73 | 3,197.77 | |
| Price/Free CF (P/FCF) | 1,452.44 | 1,431.12 | 1,609.49 | 1,930.60 | 2,135.30 | 2,289.46 | 3,424.39 | 3,845.31 | 3,836.43 | 4,043.13 | 4,243.30 | 4,059.43 | 4,213.93 | 6,989.18 | |
| Price/Operating CF (P/OCF) | 920.51 | 1,079.26 | 1,122.57 | 1,320.06 | 1,437.40 | 1,399.49 | 1,880.98 | 2,250.61 | 2,440.90 | 2,441.54 | 2,767.92 | 2,672.96 | 2,615.73 | 3,197.77 |