Independent Bank Corp.
Independent Bank Corp. operates as the bank holding company for Rockland Trust Company that provides commercial banking products and services to individuals and small-to-medium sized businesses primarily in Massachusetts. The company accepts interest che…
Banks - Regional
US, Rockland [HQ]
FA
Fundamental Analysis · Most Recent Quarter
A dedicated fundamental analysis might help you to get a quick overview
of the
financial stability. It is important to understand the
FA Algorithm
and the criterias before valuing it as a top-tier resource.
Fundamentals
Valuation
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| EV/EBITDA | 1703.21 | -994.57 | 55.16 | |
| Graham Fair Price | -4.80 | 41.38 | 43.46 | |
| PEG | 32.16 | -1.02 | -1.50 | |
| Price/Book | -24.15 | 0.75 | 0.99 | |
| Price/Cash Flow | -26.44 | 42.17 | 57.33 | |
| Prices/Earnings | -13.32 | 11.31 | 13.05 | |
| Price/Sales | -34.16 | 9.09 | 13.81 | |
| Price/FCF | -26.44 | 42.17 | 57.33 | |
| Naive Interpretation | member | |||
01 - Valuation ·
Weak
Fundamentals
Profitability
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Gross Profit Margin | 0.07 | 1.00 | 1.00 | |
| Operating Margin | -19.54 | 0.28 | 0.34 | |
| ROA | -12.73 | < 0.005 | < 0.005 | |
| ROE | 0.02 | 0.02 | -12.50 | |
| ROIC | 0.01 | 0.01 | -3.58 | |
| Naive Interpretation | member | |||
02 - Profitability ·
Not Interpreted
Fundamentals
Financial Growth
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Debt QOQ | -0.20 | 0.27 | -28.68 | |
| Dividends QOQ | 0.02 | < 0.005 | -49.70 | |
| EBIT QOQ | -0.12 | -0.08 | 33.37 | |
| EPS QOQ | -0.09 | -0.11 | -27.78 | |
| FCF QOQ | -0.36 | 0.03 | -92.51 | |
| Revenue QOQ | 0.13 | 0.15 | 13.98 | |
| Naive Interpretation | member | |||
03 - Financial Growth ·
Balanced
Fundamentals
Leverage & Liquidity
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Assets Turnover | n.A. | n.A. | n.A. | |
| Days Inventory Outstanding (DIO) | 0.00 | 0.00 | 0.00 | |
| Days Sales Outstanding (DSO) | 0.00 | 0.00 | 0.00 | |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | |
| Debt/Capitalization | 0.30 | 0.26 | -12.15 | |
| Quick Ratio | 0.15 | 0.20 | 36.55 | |
| Naive Interpretation | member | |||
04 - Leverage & Liquidity ·
Bad
Fundamentals
Per Share Metrics
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Book Value | 66.60 | 67.78 | 1.77 | |
| Cash | 35.85 | 35.11 | -2.06 | |
| Capex | -0.15 | -0.11 | 26.73 | |
| Free Cash Flow | 1.15 | 1.20 | 4.94 | |
| Revenue | 4.77 | 5.59 | 17.24 | |
| Naive Interpretation | member | |||
05 - Per Share Metrics ·
Positive
Fundamentals
Financial Health
06 - Financial Health ·
Bad