Independent Bank Group, Inc. Profile Avatar - Palmy Investing

Independent Bank Group, Inc.

Independent Bank Group, Inc. operates as the bank holding company for Independent Bank that provides various commercial banking products and services to businesses, professionals, and individuals in the United States. It accepts various deposit products,…
Banks - Regional
US, McKinney [HQ]

Ratios

14 Sheets · From 2023 to 2010
Configuration
Margins, Growth Rates In %
Ratio 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
Profitability
Gross Margin
100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
Profit Margin
20.16 25.39 17.86 23.03 21.03 22.74 26.33 25.18 34.82 33.19 33.19 37.92 31.92 4.67
Operating Margin
61.54 50.14 45.15 47.76 47.30 49.24 55.63 56.71 65.44 42.41 41.98 48.07 58.68 21.03
EPS Growth
- - -13.33 -37.28 67.93 4.49 19.89 29.60 3.11 46.64 2.06 4.71 11.78 -9.77 -77.71
Return on Assets (ROA)
0.80 1.09 0.70 0.91 0.70 0.77 0.91 0.88 1.30 1.29 1.12 1.19 1.07 0.23
Return on Equity (ROE)
11.54 15.93 10.24 8.47 5.36 6.18 7.96 5.73 7.98 8.24 7.93 8.64 8.16 1.79
Return on Invested Capital (ROIC)
10.78 12.38 6.35 7.43 5.00 5.61 5.87 4.38 8.88 6.54 6.17 7.29 9.47 5.15
Solvency
Equity Ratio
- - - - - - - - - - - - - - - - - - - - - - - - - - - -
Debt/Assets
8.21 10.57 12.60 9.86 7.75 7.46 10.53 13.07 5.79 4.05 4.21 2.69 3.43 3.73
Debt/Equity
118.61 154.22 184.89 91.27 59.22 60.14 91.65 84.97 35.49 25.88 29.73 19.58 26.28 29.56
Debt/EBITDA
12.79 245.64 313.11 288.04 -5.67 26.00 76.85 141.92 126.65 3.93 -406.44 -720.49 -9.00 -368.19
Debt/Capitalization
54.26 60.66 64.90 47.72 37.19 37.56 47.82 45.94 26.20 20.56 22.91 16.38 20.81 22.82
Interest Debt per Share USD
15.93 17.97 20.28 20.25 21.75 22.93 34.72 46.38 22.19 17.54 19.71 13.31 17.49 18.62
Debt Growth
- - 47.04 65.33 -2.69 50.11 17.79 55.38 18.60 -34.53 27.66 27.56 -34.22 27.46 8.84
Liquidity
Current Ratio
- - - - - - - - - - - - 238.19 103.42 184.49 6,762.55 45,725.57 27,167.15 30.94 20.72
Quick Ratio
- - - - - - - - - - - - 37.48 17.56 18.32 6,762.55 45,725.57 27,167.15 30.94 65.60
Cash Ratio
- - - - - - - - - - - - 22.91 6.46 2.96 2,330.16 27,976.45 15,362.88 8.63 20.46
Operating Cash Flow Ratio
- - - - - - - - - - - - - - - - - - 700 2,300 1,600 - - - -
Turnover
Inventory Turnover
- - - - - - - - - - - - - - - - - - - - - - - - - - - -
Receivables Turnover
- - - - - - - - - - - - - - - - - - - - - - - - - - - -
Payables Turnover
- - - - - - - - - - - - - - - - - - - - - - - - - - - -
Asset Turnover
3.96 4.30 3.91 3.97 3.33 3.37 3.47 3.50 3.74 3.88 3.39 3.13 3.34 4.85
Coverage
Interest Coverage
195.95 202.56 230.29 334.37 407.64 421.48 431.11 406.07 297.43 166.20 265.50 446.29 369.84 343.88
Asset Coverage
1,200 900 700 1,000 1,200 1,300 600 300 1,100 2,500 2,300 3,800 1,700 2,200
Cash Flow Coverage (CFGR)
12.58 14.92 8.12 14.42 12.68 12.27 13.03 7.29 27.84 28.62 20.64 54.98 34.65 23.27
EBITDA Coverage
200 200 200 300 400 400 400 400 300 100 200 400 300 - -
Dividend Coverage
-200 -200 -100 -200 -700 -600 -800 -700 -800 -400 -400 -300 -300 - -
Time Interest Earned (TIE)
-200 -200 -100 6,600 5,300 5,300 6,300 6,600 -200 -100 -100 -100 3,900 700
Market Prospects
Dividend Yield
2.22 2.55 2.58 1.23 0.64 1.05 0.54 0.60 1.18 1.82 1.69 1.85 2.55 2.99
Earnings Yield
4.59 5.74 3.61 3.58 4.80 7.00 4.64 4.46 9.55 8.09 7.46 7.23 7.83 2.06
Price/Earnings (P/E)
2,180.91 1,741.30 2,772.29 2,794.94 2,083.70 1,429.09 2,156.34 2,243.62 1,047.08 1,235.86 1,339.74 1,382.66 1,276.67 4,860.30
Price/Book (P/B)
251.66 277.40 283.96 236.73 111.64 88.36 171.71 128.49 83.60 101.80 106.27 119.47 104.24 87.20
Price/Sales (P/S)
439.66 442.04 495.03 643.69 438.21 324.94 567.68 564.93 364.59 410.22 444.66 524.29 407.50 226.97
Price/Cash Flow (P/CF)
1,687.31 1,205.27 1,890.90 1,799.02 1,486.79 1,197.37 1,438.15 2,073.36 846.02 1,374.31 1,732.41 1,109.58 1,144.59 1,267.62