International Bancshares Corporation
International Bancshares Corporation, a financial holding company, provides commercial and retail banking services. It accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment…
Banks - Regional
US, Laredo [HQ]
FA
Fundamental Analysis · Most Recent Quarter
A dedicated fundamental analysis might help you to get a quick overview
of the
financial stability. It is important to understand the
FA Algorithm
and the criterias before valuing it as a top-tier resource.
Fundamentals
Valuation
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| EV/EBITDA | -94.44 | 33.56 | 603.77 | |
| Graham Fair Price | -3.78 | 37.53 | 39.00 | |
| PEG | -50.03 | -1.09 | 2.18 | |
| Price/Book | 1.45 | 1.40 | 1.38 | |
| Price/Cash Flow | 0.66 | 26.56 | 26.39 | |
| Prices/Earnings | 12.51 | 8.91 | 7.92 | |
| Price/Sales | 3.99 | 13.65 | 13.12 | |
| Price/FCF | 0.66 | 26.56 | 26.39 | |
| Naive Interpretation | member | |||
01 - Valuation ·
Weak
Fundamentals
Profitability
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Gross Profit Margin | 0.00 | 1.00 | 1.00 | |
| Operating Margin | -26.49 | 0.38 | 0.52 | |
| ROA | -9.72 | < 0.005 | < 0.005 | |
| ROE | 0.04 | 0.04 | -9.83 | |
| ROIC | 0.03 | 0.02 | -28.74 | |
| Naive Interpretation | member | |||
02 - Profitability ·
Not Interpreted
Fundamentals
Financial Growth
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Debt QOQ | 0.08 | 4.43 | -98.11 | |
| Dividends QOQ | -1.00 | 0.00 | inf | |
| EBIT QOQ | 0.30 | -0.27 | -7.76 | |
| EPS QOQ | 0.04 | -0.08 | 125.15 | |
| FCF QOQ | 0.22 | 0.02 | -89.79 | |
| Revenue QOQ | 0.21 | -0.01 | -95.17 | |
| Naive Interpretation | member | |||
03 - Financial Growth ·
Balanced
Fundamentals
Leverage & Liquidity
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Assets Turnover | n.A. | n.A. | n.A. | |
| Days Inventory Outstanding (DIO) | 0.00 | 0.00 | 0.00 | |
| Days Sales Outstanding (DSO) | 22.88 | 23.47 | 2.62 | |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | |
| Debt/Capitalization | 0.21 | 0.22 | 5.30 | |
| Quick Ratio | 0.70 | 1.03 | 46.44 | |
| Naive Interpretation | member | |||
04 - Leverage & Liquidity ·
Weak
Fundamentals
Per Share Metrics
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Book Value | 39.44 | 39.97 | 1.33 | |
| Cash | 88.19 | 91.37 | 3.60 | |
| Capex | -0.14 | -0.11 | 22.41 | |
| Free Cash Flow | 2.06 | 2.10 | 2.12 | |
| Revenue | 4.14 | 4.09 | -1.14 | |
| Naive Interpretation | member | |||
05 - Per Share Metrics ·
Positive
Fundamentals
Financial Health
06 - Financial Health ·
Bad