HealthEquity, Inc.
HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. The company offers cloud-based platforms for individuals to make health saving and spending decisions, pay healthcare bills, compare treatm…
Medical - Healthcare Information Services
US, Draper [HQ]
Ratios
12 Sheets · Starting from 2024Margins, Growth Rates In %
| Ratio | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | |||||||||||||
| Gross Margin | 52.33 | 52.89 | 54.60 | 57.26 | 59.63 | 58.78 | 63.08 | 61.26 | 56.62 | 56.00 | 56.87 | 53.01 | |
| Profit Margin | 24.23 | 1.99 | 11.57 | 13.10 | 14.79 | 20.63 | 25.73 | 7.46 | 1.20 | -5.85 | -3.03 | 5.57 | |
| Operating Margin | 15.39 | 18.58 | 19.21 | 20.62 | 23.10 | 23.71 | 27.04 | 14.48 | 11.35 | 4.58 | 4.52 | 12.82 | |
|
EPS Growth
|
- - | -347.06 | 130.95 | -25.64 | 55.17 | 75.56 | 51.90 | -50.83 | -79.66 | -541.67 | 41.51 | 309.68 | |
| EPS USD | 51.00 | -126.00 | 39.00 | 29.00 | 45.00 | 79.00 | 120.00 | 59.00 | 12.00 | -53.00 | -31.00 | 65.00 | |
| Return on Assets (ROA) | - - | 2.24 | 6.40 | 7.56 | 9.45 | 12.83 | 14.49 | 1.55 | 0.33 | -1.43 | -0.85 | 1.72 | |
| Return on Equity (ROE) | - - | 3.63 | 7.06 | 8.17 | 10.07 | 13.68 | 15.49 | 3.85 | 0.64 | -2.39 | -1.38 | 2.74 | |
| Return on Invested Capital (ROIC) | - - | 7.77 | 7.55 | 8.35 | 10.34 | 14.26 | 15.87 | 3.04 | 7.24 | 0.80 | 0.92 | 3.26 | |
| Solvency | |||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | - - | - - | - - | - - | - - | - - | - - | 50.72 | 39.67 | 32.45 | 32.20 | 27.33 | |
| Debt/Equity | - - | - - | - - | - - | - - | - - | - - | 126.28 | 77.97 | 54.42 | 52.46 | 43.46 | |
| Debt/EBITDA | - - | -88.84 | -612.07 | -240.74 | -257.28 | -283.46 | -377.11 | 713.93 | 374.62 | 455.59 | 369.88 | 188.17 | |
|
Debt/Capitalization
|
- - | - - | - - | - - | - - | - - | - - | 55.81 | 43.81 | 35.24 | 34.41 | 30.29 | |
| Long-Term Debt/Capitalization | - - | - - | - - | - - | - - | - - | - - | 54.81 | 42.00 | 34.77 | 33.78 | 30.07 | |
| Interest Debt per Share USD | - - | 0.01 | - - | - - | - - | - - | - - | 19.78 | 14.95 | 12.57 | 12.35 | 10.98 | |
| Debt Growth | - - | - - | - - | - - | - - | - - | - - | - - | -17.38 | -6.21 | -1.36 | -6.17 | |
| Liquidity | |||||||||||||
| Current Ratio | - - | 251.95 | 1,412.29 | 1,181.63 | 1,278.86 | 1,295.25 | 1,358.47 | 194.56 | 225.24 | 229.35 | 292.15 | 476.07 | |
| Quick Ratio | - - | 208.10 | 1,359.52 | 1,140.62 | 1,256.83 | 1,278.04 | 2,576.73 | 172.35 | 196.56 | 204.22 | 267.89 | 434.60 | |
| Cash Ratio | - - | 147.60 | 1,256.99 | 690.91 | 891.26 | 973.51 | 1,244.19 | 126.02 | 160.94 | 147.15 | 194.01 | 345.01 | |
| Operating Cash Flow Ratio | - - | 100 | 100 | 200 | 200 | 300 | 300 | - - | - - | - - | 100 | 200 | |
| Turnover | |||||||||||||
| Inventory Turnover | - - | 7,471.36 | 6,381.12 | 8,740.00 | 12,164.70 | 44,004.19 | - - | - - | - - | - - | - - | - - | |
| Receivables Turnover | - - | 1,087.03 | 970.35 | 886.12 | 1,049.17 | 1,062.52 | 1,119.07 | 754.76 | 1,008.11 | 865.35 | 889.91 | 952.96 | |
| Payables Turnover | - - | 1,233.66 | 3,060.78 | 2,229.04 | 2,235.80 | 3,909.46 | 3,012.78 | 5,177.99 | 19,717.22 | 1,208.56 | 2,673.98 | 3,900.95 | |
|
Asset Turnover
|
- - | 112.57 | 55.34 | 57.68 | 63.90 | 62.18 | 56.32 | 20.74 | 27.07 | 24.35 | 27.90 | 30.88 | |
| Fixed Turnover | - - | 3,113.20 | 3,409.20 | 3,616.26 | 3,450.10 | 2,929.11 | 3,493.17 | 456.00 | 618.45 | 869.75 | 1,243.09 | 1,837.71 | |
| Coverage | |||||||||||||
| Interest Coverage | 2,175.46 | 26,190.91 | -38,347.73 | - - | - - | - - | - - | 310.86 | 238.75 | 94.71 | 80.38 | 231.06 | |
| Asset Coverage | - - | - - | - - | - - | - - | - - | - - | 100 | 100 | 100 | 200 | 200 | |
| Cash Flow Coverage (CFGR) | - - | - - | - - | - - | - - | - - | - - | 8.14 | 16.90 | 13.98 | 15.15 | 27.46 | |
| EBITDA Coverage | 3,100 | 35,600 | -41,200 | - - | - - | - - | - - | 600 | 500 | 400 | 400 | 500 | |
| Dividend Coverage | - - | -100 | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Time Interest Earned (TIE) | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | |
| Market Prospects | |||||||||||||
| Dividend Yield | - - | 0.70 | 7.77 | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Earnings Yield | 8.18 | 1.24 | 1.57 | 1.38 | 0.97 | 1.55 | 1.92 | 0.90 | 0.14 | -1.00 | -0.51 | 0.86 | |
|
Price/Earnings (P/E)
|
1,222.34 | 8,066.31 | 6,370.54 | 7,261.86 | 10,278.07 | 6,445.23 | 5,216.38 | 11,163.11 | 70,461.91 | -10,031.00 | -19,654.58 | 11,607.78 | |
| Price/Earnings Growth (PEG) | - - | -23.24 | -48.65 | -283.21 | 186.29 | 85.30 | 100.51 | -219.60 | -884.52 | 18.52 | 473.50 | -37.48 | |
|
Price/Book (P/B)
|
- - | 292.45 | 449.45 | 592.96 | 1,034.95 | 881.55 | 808.01 | 429.75 | 451.47 | 239.81 | 271.06 | 317.78 | |
| Price/Tangible Book (P/TB) | - - | 292.45 | 449.45 | 592.96 | 1,034.95 | 881.55 | 808.01 | 429.75 | 451.47 | 239.81 | 271.06 | 317.78 | |
| Price/Sales (P/S) | 296.22 | 160.38 | 737.16 | 951.53 | 1,519.84 | 1,329.96 | 1,342.02 | 832.29 | 848.54 | 587.22 | 596.26 | 646.96 | |
|
Price/Cash Flow (P/CF)
|
1,159.93 | 552.08 | 4,304.33 | 4,545.47 | 5,946.23 | 3,736.25 | 3,398.68 | 4,182.75 | 3,427.29 | 3,150.91 | 3,410.75 | 2,663.19 | |
| Price/Free CF (P/FCF) | 1,511.38 | 790.85 | 9,366.93 | -5,195.58 | 8,235.95 | 6,317.57 | 3,918.33 | 6,941.88 | 7,352.91 | 113,506.07 | 16,300.15 | 3,286.84 | |
| Price/Operating CF (P/OCF) | 1,159.93 | 552.08 | 4,304.33 | 4,545.47 | 5,946.23 | 3,736.25 | 3,398.68 | 4,182.75 | 3,427.29 | 3,150.91 | 3,410.75 | 2,663.19 |