The First Bancorp, Inc.
The First Bancorp, Inc. operates as the holding company for First National Bank that provides a range of banking products and services to individuals and businesses. It offers various deposit products, including demand, NOW, savings, money market, and ce…
Risk Factors
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The Dodd-Frank Act created the Consumer Financial Protection Bureau and tightened capital standards, and continues to result in new laws and regulations that may impact our revenues or increase our costs of operations.
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Our business has been and may continue to be adversely affected by conditions in the financial markets and economic conditions generally and by increased regulation.
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We are dependent upon the services of our management team, and if we are unable to retain the services of our management team, our business may suffer.