First Citizens BancShares, Inc. Profile Avatar - Palmy Investing

First Citizens BancShares, Inc.

First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals. The company's deposit products include checking, s…
Banks - Regional
US, Raleigh [HQ]

Ratios

15 Sheets · From 2023 to 2009
Configuration
Margins, Growth Rates In %
Ratio 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
Profitability
Gross Margin
100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 96.48 100.00 100.00 100.00 56.07 69.59
Profit Margin
14.22 24.93 16.46 12.17 16.71 13.19 15.59 15.80 20.67 24.88 26.48 26.38 29.75 24.18 98.95
Operating Margin
22.37 39.21 26.17 17.59 26.37 19.38 24.64 24.60 34.71 33.59 34.28 33.13 38.16 61.11 8.38
EPS Growth
26.92 66.97 1.62 -30.27 32.95 -22.20 29.20 7.14 43.63 24.37 22.43 15.71 13.43 25.22 1,063.75
Return on Assets (ROA)
0.63 0.93 0.93 0.63 0.79 0.46 0.67 0.68 0.94 1.13 1.15 0.98 0.94 1.00 5.33
Return on Equity (ROE)
7.42 11.14 10.48 7.21 8.08 5.16 7.33 7.49 9.71 11.47 12.81 11.63 11.55 11.36 53.94
Return on Invested Capital (ROIC)
3.86 6.25 6.16 4.86 5.59 3.72 4.32 5.85 7.51 11.20 8.78 8.01 8.27 14.10 1.55
Solvency
Equity Ratio
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Debt/Assets
7.80 6.52 6.24 4.22 4.35 3.46 6.36 2.56 2.83 0.98 4.11 3.83 3.22 5.68 17.75
Debt/Equity
92.39 78.28 70.00 48.23 44.43 38.75 69.74 27.99 29.25 9.98 45.89 45.22 39.67 64.26 179.71
Debt/EBITDA
397.27 240.62 189.72 98.53 115.97 152.90 38.39 65.71 97.24 3.14 70.47 116.70 102.73 20.13 413.80
Debt/Capitalization
48.02 43.91 41.18 32.54 30.76 27.93 41.09 21.87 22.63 9.07 31.45 31.14 28.40 39.12 64.25
Interest Debt per Share USD
159.85 148.70 139.45 96.55 101.81 106.82 170.46 73.79 84.85 32.26 155.39 199.71 197.60 429.82 2,710.44
Debt Growth
4.32 -5.78 -3.96 -31.00 2.64 12.88 -32.39 19.73 15.68 -64.30 153.84 41.21 -4.31 419.85 520.63
Liquidity
Current Ratio
2,270.72 2,806.23 2,507.09 3,220.80 3,391.73 4,039.97 1,630.98 223,828.01 27,304.44 92,638.84 6.96 17.77 54.28 14.60 32.45
Quick Ratio
568.69 1,023.33 261.29 1,449.04 360.84 480.93 200.27 23,775.16 2,019.57 4,355.22 6.96 17.77 54.28 490.73 51.68
Cash Ratio
74.76 84.19 96.03 140.90 129.54 123.24 41.12 5,310.32 373.15 1,154.95 1.63 1.32 0.98 156.23 30.94
Operating Cash Flow Ratio
- - - - 100 - - - - - - - - 2,200 300 2,700 - - - - - - - - - -
Turnover
Inventory Turnover
- - - - - - - - - - - - - - - - - - - - - - - - - - -21.77 -83.89
Receivables Turnover
333.34 124.23 203.69 408.59 1,074.76 3,660.23 33,277.33 34,202.18 1,644.30 1,464.06 1,402.50 1,280.03 1,369.66 158.06 361.11
Payables Turnover
- - - - - - - - - - - - - - - - - - - - - - - - - - 200.50 323.60
Asset Turnover
4.40 3.72 5.67 5.19 4.74 3.49 4.29 4.33 4.54 4.54 4.34 3.73 3.15 4.15 5.39
Coverage
Interest Coverage
79.89 155.57 215.08 215.39 467.46 404.35 750.30 814.88 1,241.49 1,466.39 639.07 644.59 1,156.41 594.22 82.29
Asset Coverage
1,200 1,500 1,600 2,300 2,200 2,800 4,400 3,900 3,500 10,100 1,900 1,800 2,000 1,700 200
Cash Flow Coverage (CFGR)
12.42 10.82 48.26 22.39 35.87 17.50 11.64 27.57 36.06 219.92 32.99 17.78 -15.10 44.95 7.09
EBITDA Coverage
100 100 200 200 500 500 900 1,000 1,500 1,700 700 700 1,300 700 - -
Dividend Coverage
-900 -1,500 -1,500 -800 -1,900 -1,200 -1,100 -1,500 -2,900 -2,300 -2,500 -1,600 -1,300 -1,300 -9,800
Time Interest Earned (TIE)
300 300 300 100 100 100 100 400 700 -100 -100 -100 -100 2,300 800
Market Prospects
Dividend Yield
0.73 0.63 0.69 0.92 0.40 0.45 0.58 0.34 0.22 0.37 0.31 0.52 0.52 0.70 0.57
Earnings Yield
6.76 9.79 10.74 8.02 7.83 5.36 6.79 5.29 6.69 8.89 7.71 8.52 6.72 9.32 55.62
Price/Earnings (P/E)
1,480.23 1,021.89 931.03 1,246.74 1,276.97 1,864.83 1,473.83 1,890.92 1,495.03 1,124.47 1,296.41 1,173.83 1,489.22 1,072.75 179.79
Price/Book (P/B)
109.79 113.83 97.56 89.86 103.12 96.14 107.96 141.54 145.17 129.02 166.05 136.55 171.96 121.91 96.99
Price/Sales (P/S)
210.47 254.79 153.24 151.72 213.34 245.97 229.84 298.81 309.04 279.75 343.29 309.68 443.06 259.39 177.90
Price/Cash Flow (P/CF)
956.65 1,344.40 288.79 832.13 646.96 1,417.87 1,330.46 1,834.32 1,376.40 587.80 1,096.88 1,698.52 -2,870.52 422.03 761.53