First Choice Bancorp
First Choice Bancorp operates as holding company, which through its subsidiary engages in the provision of financial services and solutions. The company is headquartered in Cerritos, California and currently employs 177 full-time employees. The firm oper…
Banks - Regional
US, Cerritos [HQ]
Ratios
8 Sheets · From 2020 to 2013Configuration
Margins, Growth Rates In %
| Ratio | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|---|
| Profitability | |||||||||
| Gross Margin | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | |
| Profit Margin | 17.45 | 17.69 | 17.49 | 23.05 | 18.75 | 25.90 | 33.07 | 31.30 | |
| Operating Margin | 43.65 | 49.69 | 48.39 | 56.12 | 54.78 | 51.83 | 61.77 | 44.30 | |
|
EPS Growth
|
- - | 50.88 | 2.33 | 34.09 | -11.86 | 24.04 | 84.50 | 3.78 | |
| EPS USD | 57.00 | 86.00 | 88.00 | 118.00 | 104.00 | 129.00 | 238.00 | 247.00 | |
| Return on Assets (ROA) | 0.61 | 0.65 | 0.66 | 0.96 | 0.81 | 0.93 | 1.83 | 15.13 | |
| Return on Equity (ROE) | 8.26 | 7.24 | 5.83 | 8.15 | 6.96 | 6.10 | 10.64 | 10.31 | |
| Return on Invested Capital (ROIC) | 7.92 | 7.56 | 8.81 | 11.65 | 8.12 | 6.13 | 10.04 | 6.77 | |
| Solvency | |||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | 100 | |
| Debt/Assets | 6.14 | 5.11 | 0.74 | - - | 2.25 | 6.07 | 6.54 | 76.82 | |
| Debt/Equity | 83.12 | 56.89 | 6.49 | - - | 19.25 | 39.69 | 38.04 | 52.36 | |
| Debt/EBITDA | -50.22 | -312.23 | -592.04 | -501.34 | -376.11 | -307.54 | -115.78 | -179.82 | |
|
Debt/Capitalization
|
45.39 | 36.26 | 6.10 | - - | 16.15 | 28.41 | 27.56 | 34.37 | |
| Long-Term Debt/Capitalization | 45.39 | 36.26 | 6.10 | - - | 16.15 | 3.29 | 3.54 | 0.71 | |
| Interest Debt per Share USD | 6.32 | 7.71 | 1.91 | 0.86 | 3.72 | 9.14 | 9.56 | 13.15 | |
| Debt Growth | - - | 18.52 | -81.25 | -100.00 | - - | 383.78 | 1.17 | 47.59 | |
| Liquidity | |||||||||
| Current Ratio | 10,208.88 | 5,398.26 | 2,542.95 | 2,702.50 | 123,896.49 | 235.17 | 26.00 | 68.75 | |
| Quick Ratio | 10,208.88 | 5,398.26 | 2,542.95 | 2,702.50 | 123,896.49 | 232.13 | 184.27 | 178.32 | |
| Cash Ratio | 3,488.72 | 3,280.47 | 1,944.97 | 1,903.47 | 90,466.67 | 197.05 | 153.77 | 146.37 | |
| Operating Cash Flow Ratio | 400 | 100 | - - | 300 | 10,000 | - - | - - | - - | |
| Turnover | |||||||||
| Inventory Turnover | - - | - - | - - | - - | - - | - - | - - | - - | |
| Receivables Turnover | 548.44 | 667.97 | 618.67 | 464.03 | 1,261.94 | 1,152.34 | 1,544.80 | 966.68 | |
| Payables Turnover | - - | - - | - - | - - | - - | - - | - - | - - | |
|
Asset Turnover
|
3.49 | 3.67 | 3.80 | 4.15 | 4.34 | 3.60 | 5.53 | 48.34 | |
| Fixed Turnover | 1,746.80 | 1,496.66 | 2,235.42 | 3,464.01 | 3,789.47 | 2,960.57 | 5,460.89 | 4,304.42 | |
| Coverage | |||||||||
| Interest Coverage | 232.23 | 256.48 | 264.26 | 332.86 | 355.64 | 347.59 | 430.15 | 595.65 | |
| Asset Coverage | 1,600 | 1,900 | 13,400 | - - | 4,400 | 1,600 | 1,500 | 100 | |
| Cash Flow Coverage (CFGR) | 14.17 | 8.63 | 67.86 | - - | 56.42 | 0.35 | 60.61 | 18.97 | |
| EBITDA Coverage | 200 | 200 | 200 | 300 | 300 | 300 | 400 | 700 | |
| Dividend Coverage | -700 | -500 | - - | - - | -100 | -100 | -200 | -200 | |
| Time Interest Earned (TIE) | -100 | -100 | -100 | -200 | -200 | 100 | 100 | 100 | |
| Market Prospects | |||||||||
| Dividend Yield | 0.30 | 0.61 | - - | - - | 3.01 | 2.86 | 3.15 | 5.41 | |
| Earnings Yield | 2.10 | 3.19 | 3.27 | 4.37 | 3.84 | 5.71 | 8.84 | 13.38 | |
|
Price/Earnings (P/E)
|
4,759.29 | 3,136.41 | 3,058.60 | 2,287.88 | 2,606.21 | 1,751.55 | 1,131.44 | 747.60 | |
| Price/Earnings Growth (PEG) | - - | 61.65 | 1,315.20 | 67.11 | -219.67 | 72.86 | 13.39 | 197.70 | |
|
Price/Book (P/B)
|
393.12 | 227.02 | 178.44 | 186.50 | 181.34 | 106.83 | 120.35 | 77.10 | |
| Price/Tangible Book (P/TB) | 393.12 | 227.02 | 178.44 | 186.50 | 181.34 | 106.83 | 120.35 | 77.10 | |
| Price/Sales (P/S) | 830.58 | 554.94 | 534.87 | 527.46 | 488.67 | 453.69 | 374.18 | 233.98 | |
|
Price/Cash Flow (P/CF)
|
3,338.12 | 4,626.11 | 4,050.88 | 1,039.82 | 1,669.23 | 77,488.09 | 521.98 | 776.10 | |
| Price/Free CF (P/FCF) | 3,693.27 | 7,569.77 | 4,448.56 | 1,051.75 | 1,749.69 | -55,791.43 | 529.44 | 813.07 | |
| Price/Operating CF (P/OCF) | 3,338.12 | 4,626.11 | 4,050.88 | 1,039.82 | 1,669.23 | 77,488.09 | 521.98 | 776.10 |