CNA Financial Corporation
CNA Financial Corporation provides commercial property and casualty insurance products primarily in the United States. It operates through Specialty, Commercial, International, Life & Group, and Corporate & Other segments. The company offers professional…
Insurance - Property & Casualty
US, Chicago [HQ]
Ratios
15 Sheets · Starting from 2024Margins, Growth Rates In %
| Ratio | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||
| Gross Margin | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | |
| Profit Margin | 4.95 | 7.49 | 6.86 | 6.58 | 9.27 | 7.13 | 5.26 | 9.17 | 9.42 | 8.02 | 6.38 | 10.09 | 7.53 | 5.74 | 9.18 | |
| Operating Margin | 7.13 | 12.81 | 11.57 | 10.91 | 14.62 | 12.31 | 7.74 | 13.84 | 15.42 | 10.87 | -4.23 | 0.25 | 9.61 | -4.42 | -1.04 | |
|
EPS Growth
|
199.10 | 107.27 | -0.44 | 2.64 | 49.36 | -26.44 | -30.86 | 79.66 | 4.40 | -9.94 | -15.05 | 74.41 | -25.73 | - - | 34.95 | |
| EPS USD | 110.00 | 228.00 | 227.00 | 233.00 | 348.00 | 256.00 | 177.00 | 318.00 | 332.00 | 299.00 | 254.00 | 443.00 | 329.00 | 329.00 | 444.00 | |
| Return on Assets (ROA) | 0.76 | 1.25 | 1.11 | 1.07 | 1.64 | 1.24 | 0.87 | 1.56 | 1.59 | 1.42 | 1.32 | 2.22 | 1.84 | 1.12 | 1.86 | |
| Return on Equity (ROE) | 3.93 | 6.30 | 5.31 | 5.10 | 7.41 | 5.40 | 4.07 | 7.18 | 7.34 | 7.25 | 85.93 | 375.63 | -25.13 | 7.73 | 12.18 | |
| Return on Invested Capital (ROIC) | 4.17 | 5.90 | 5.23 | 5.04 | 6.70 | 5.72 | 4.19 | 6.67 | 6.62 | 6.69 | -10.62 | 0.77 | -177.19 | -3.66 | -0.84 | |
| Solvency | ||||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | 4.17 | 5.51 | 4.88 | 4.41 | 5.44 | 4.61 | 5.29 | 4.91 | 5.32 | 4.69 | 5.40 | 5.21 | 6.23 | 4.96 | 4.68 | |
| Debt/Equity | 21.60 | 27.85 | 23.29 | 20.98 | 24.58 | 20.00 | 24.77 | 22.64 | 24.57 | 23.89 | 350.44 | 882.19 | -85.02 | 34.27 | 30.64 | |
| Debt/EBITDA | 313.48 | 204.61 | 227.38 | 206.86 | 149.68 | 185.66 | 276.02 | 177.64 | 160.55 | 200.68 | -593.70 | 2,670.24 | 193.29 | -486.50 | -4,263.49 | |
|
Debt/Capitalization
|
17.77 | 21.79 | 18.89 | 17.34 | 19.73 | 16.67 | 19.85 | 18.46 | 19.72 | 19.28 | 77.80 | 89.82 | -567.35 | 25.52 | 23.45 | |
| Long-Term Debt/Capitalization | 17.77 | 19.49 | 18.41 | 17.27 | 16.83 | 16.67 | 17.89 | 18.46 | 18.92 | 19.28 | 77.56 | 89.67 | -358.38 | 23.96 | 20.05 | |
| Interest Debt per Share USD | 9.04 | 11.92 | 10.64 | 10.22 | 12.14 | 10.16 | 11.35 | 10.61 | 11.69 | 10.38 | 10.81 | 10.81 | 11.54 | 11.55 | 11.64 | |
| Debt Growth | 11.91 | 15.11 | -1.62 | -1.46 | -0.39 | -0.04 | 0.12 | 5.78 | 5.46 | -6.23 | 3.58 | 0.11 | 0.07 | - - | 8.99 | |
| Liquidity | ||||||||||||||||
| Current Ratio | 129.44 | 130.22 | 4.11 | 4.67 | 5.11 | 9.53 | 10.04 | 9.58 | 9.81 | 7.89 | 233.41 | 242.82 | 4,477.78 | 46.54 | 47.86 | |
| Quick Ratio | 14.64 | 9.14 | 8.10 | 22.97 | 22.57 | 21.20 | 20.88 | 20.47 | 20.05 | 19.29 | 233.41 | 242.82 | 4,477.78 | 219.51 | 987.59 | |
| Cash Ratio | 0.33 | 0.18 | 0.18 | 0.36 | 0.46 | 0.47 | 0.94 | 0.67 | 0.85 | 0.72 | 10.42 | 11.90 | 195.47 | 9.58 | 6.58 | |
| Operating Cash Flow Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | 1,000 | - - | - - | |
| Turnover | ||||||||||||||||
| Inventory Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Receivables Turnover | 402.09 | 591.46 | 554.34 | 118.74 | 126.48 | 146.18 | 139.35 | 141.37 | 145.61 | 150.16 | 153.00 | 141.63 | 138.55 | 138.55 | 148.24 | |
| Payables Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
|
Asset Turnover
|
15.32 | 16.64 | 16.21 | 16.31 | 17.68 | 17.44 | 16.53 | 16.96 | 16.87 | 17.73 | 20.74 | 21.99 | 24.47 | 19.50 | 20.28 | |
| Fixed Turnover | 2,353.33 | 2,765.47 | 2,895.47 | 2,928.53 | 3,326.64 | 3,285.42 | 2,653.35 | 3,021.29 | 2,926.99 | 3,127.78 | 4,288.89 | 5,269.03 | 5,256.19 | 5,256.19 | 5,187.75 | |
| Coverage | ||||||||||||||||
| Interest Coverage | 471.88 | 751.59 | 591.43 | 612.94 | 890.96 | 651.91 | 454.19 | 815.09 | 913.66 | 798.55 | -374.59 | 26.55 | 1,019.64 | -468.75 | -107.09 | |
| Asset Coverage | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 1,700 | 1,700 | 1,700 | 2,000 | 1,900 | |
| Cash Flow Coverage (CFGR) | 54.62 | -2.92 | 63.25 | 48.39 | 38.73 | 56.27 | 47.63 | 52.25 | 41.69 | 45.78 | 63.08 | 70.74 | 82.74 | 82.74 | 75.39 | |
| EBITDA Coverage | 500 | 800 | 600 | 600 | 900 | 600 | 500 | 800 | 900 | 800 | -300 | - - | 1,000 | -400 | - - | |
| Dividend Coverage | -300 | -900 | -500 | -300 | -400 | -100 | - - | -100 | -100 | - - | - - | -100 | -100 | - - | -100 | |
| Time Interest Earned (TIE) | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | - - | -100 | -100 | - - | - - | |
| Market Prospects | ||||||||||||||||
| Dividend Yield | 1.89 | 1.04 | 1.50 | 2.15 | 1.87 | 5.18 | 8.54 | 7.24 | 5.85 | 7.47 | 7.63 | 8.98 | 5.18 | 8.55 | 6.86 | |
| Earnings Yield | 6.49 | 9.48 | 8.52 | 8.32 | 8.10 | 6.61 | 5.04 | 7.66 | 6.25 | 6.78 | 5.67 | 11.36 | 7.46 | 5.94 | 10.50 | |
|
Price/Earnings (P/E)
|
15.4081 | 10.5495 | 11.7325 | 12.0158 | 12.3452 | 15.1199 | 19.8278 | 13.0636 | 15.9976 | 14.7438 | 17.6383 | 8.8033 | 13.4015 | 16.8376 | 9.5259 | |
| Price/Earnings Growth (PEG) | -7.74 | 9.83 | -2,675.02 | 454.60 | 25.01 | -57.19 | -64.25 | 16.40 | 363.37 | -148.33 | -117.20 | 11.83 | -52.08 | - - | 27.25 | |
|
Price/Book (P/B)
|
60.56 | 66.45 | 62.33 | 61.28 | 91.43 | 81.66 | 80.79 | 93.76 | 117.46 | 106.86 | 1,515.62 | 3,306.73 | -336.83 | 130.12 | 116.03 | |
| Price/Tangible Book (P/TB) | 60.56 | 66.45 | 62.33 | 61.28 | 91.43 | 81.66 | 80.79 | 93.76 | 117.46 | 106.86 | 1,515.62 | 3,306.73 | -336.83 | 130.12 | 116.03 | |
| Price/Sales (P/S) | 76.20 | 79.04 | 80.52 | 79.04 | 114.38 | 107.80 | 104.36 | 119.81 | 150.72 | 118.28 | 112.61 | 88.86 | 100.86 | 96.67 | 87.46 | |
|
Price/Cash Flow (P/CF)
|
513.20 | -8,178.83 | 423.25 | 603.67 | 960.75 | 725.54 | 684.75 | 792.49 | 1,146.88 | 976.91 | 685.66 | 529.87 | 478.85 | 458.96 | 502.35 | |
| Price/Free CF (P/FCF) | 540.25 | -5,126.17 | 445.23 | 652.76 | 1,039.30 | 763.17 | 752.58 | 883.59 | 1,248.42 | 1,062.65 | 694.66 | 536.86 | 489.02 | 468.70 | 522.95 | |
| Price/Operating CF (P/OCF) | 513.20 | -8,178.83 | 423.25 | 603.67 | 960.75 | 725.54 | 684.75 | 792.49 | 1,146.88 | 976.91 | 685.66 | 529.87 | 478.85 | 458.96 | 502.35 |