Cincinnati Financial Corporation
Cincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lin…
Insurance - Property & Casualty
US, Fairfield [HQ]
Ratios
15 Sheets · Starting from 2023Margins, Growth Rates In %
| Ratio | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||
| Gross Margin | 99.49 | 99.58 | 99.66 | 99.66 | 99.67 | 99.72 | 99.75 | 99.78 | 99.77 | 99.70 | 99.71 | 99.73 | 99.79 | 99.65 | 99.75 | |
| Profit Margin | 11.07 | 9.99 | 4.36 | 10.24 | 11.41 | 10.62 | 12.33 | 10.85 | 18.23 | 5.31 | 25.20 | 16.14 | 30.82 | -7.41 | 18.41 | |
| Operating Margin | 16.32 | 14.71 | 6.05 | 15.08 | 16.95 | 15.65 | 18.16 | 15.87 | 13.66 | 5.62 | 31.08 | 19.76 | 38.01 | -9.76 | 22.73 | |
|
EPS Growth
|
1.52 | -13.11 | -56.03 | 153.92 | 22.01 | 1.58 | 20.56 | -7.24 | 77.16 | -72.33 | 595.46 | -38.40 | 142.71 | -116.72 | 483.66 | |
| EPS USD | 267.00 | 232.00 | 102.00 | 259.00 | 316.00 | 321.00 | 387.00 | 359.00 | 636.00 | 176.00 | 1,224.00 | 754.00 | 1,830.00 | -306.00 | 1,174.00 | |
| Return on Assets (ROA) | 2.99 | 2.50 | 1.06 | 2.54 | 2.93 | 2.80 | 3.36 | 2.90 | 4.78 | 1.31 | 7.86 | 4.42 | 9.46 | -1.63 | 5.75 | |
| Return on Equity (ROE) | 9.08 | 7.49 | 3.28 | 7.72 | 8.52 | 7.99 | 9.86 | 8.37 | 12.68 | 3.66 | 20.25 | 11.27 | 22.65 | -4.61 | 15.23 | |
| Return on Invested Capital (ROIC) | 8.44 | 7.11 | 3.65 | 7.22 | 7.93 | 7.57 | 9.23 | 7.96 | 12.33 | 4.00 | 18.51 | 10.33 | 20.98 | -3.93 | 14.21 | |
| Solvency | ||||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | 5.81 | 5.56 | 5.71 | 5.63 | 5.32 | 4.67 | 4.53 | 4.15 | 3.90 | 3.95 | 3.48 | 3.26 | 2.86 | 3.00 | 2.73 | |
| Debt/Equity | 17.63 | 16.67 | 17.69 | 17.07 | 15.47 | 13.33 | 13.32 | 11.98 | 10.32 | 11.06 | 8.97 | 8.33 | 6.85 | 8.46 | 7.22 | |
| Debt/EBITDA | 41.78 | 76.17 | 167.65 | 66.87 | 61.86 | 34.55 | 31.64 | 7.56 | 23.15 | 22.34 | 4.66 | -0.06 | -6.45 | 72.71 | -1.45 | |
|
Debt/Capitalization
|
14.98 | 14.29 | 15.03 | 14.58 | 13.40 | 11.76 | 11.75 | 10.70 | 9.36 | 9.96 | 8.23 | 7.69 | 6.41 | 7.80 | 6.74 | |
| Long-Term Debt/Capitalization | 14.23 | 13.57 | 13.52 | 13.17 | 12.09 | 11.18 | 11.33 | 10.47 | 9.12 | 9.62 | 7.90 | 7.26 | 6.04 | 7.40 | 6.56 | |
| Interest Debt per Share USD | 5.49 | 5.50 | 5.81 | 6.02 | 6.00 | 5.63 | 5.55 | 5.46 | 5.50 | 5.64 | 5.75 | 5.91 | 5.90 | 5.94 | 5.91 | |
| Debt Growth | -0.12 | - - | 6.56 | 4.14 | 0.86 | -6.71 | -2.28 | -1.17 | 0.59 | 1.76 | 2.19 | 1.58 | -0.22 | -0.67 | -1.91 | |
| Liquidity | ||||||||||||||||
| Current Ratio | 6.27 | 4.15 | 4.46 | 4.73 | 4.01 | 5.19 | 4.66 | 6.20 | 5.13 | 5.89 | 8,625.64 | 6,531.48 | 7,414.81 | 8,956.00 | 45.10 | |
| Quick Ratio | 18.37 | 16.79 | 16.99 | 24.98 | 24.07 | 24.65 | 23.78 | 24.90 | 23.23 | 24.32 | 9,384.62 | 7,175.93 | 8,024.07 | 9,860.00 | 216.54 | |
| Cash Ratio | 6.27 | 4.15 | 4.46 | 4.73 | 4.01 | 5.19 | 4.66 | 6.20 | 5.13 | 5.89 | 1,966.67 | 1,666.67 | 2,109.26 | 2,528.00 | 10.77 | |
| Operating Cash Flow Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | 3,000 | 2,700 | 3,600 | 4,100 | - - | |
| Turnover | ||||||||||||||||
| Inventory Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | -0.72 | -0.56 | -0.48 | -0.51 | -0.14 | |
| Receivables Turnover | 364.77 | 346.69 | 327.00 | 203.62 | 215.87 | 230.21 | 237.62 | 240.79 | 258.66 | 231.96 | 305.12 | 286.87 | 336.13 | 204.01 | 282.61 | |
| Payables Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
|
Asset Turnover
|
27.03 | 24.99 | 24.27 | 24.84 | 25.65 | 26.37 | 27.22 | 26.73 | 26.24 | 24.65 | 31.19 | 27.36 | 30.68 | 22.05 | 31.23 | |
| Fixed Turnover | 1,554.98 | 1,647.16 | 1,675.33 | 1,894.47 | 2,157.62 | 2,548.97 | 2,779.46 | 2,977.60 | 3,098.38 | 2,772.82 | 3,828.02 | 3,538.03 | 4,697.56 | 3,246.04 | 4,813.94 | |
| Coverage | ||||||||||||||||
| Interest Coverage | 1,158.18 | 1,027.78 | 425.93 | 1,148.15 | 1,422.22 | 1,460.38 | 1,762.26 | 1,632.08 | 1,477.36 | 573.58 | 4,647.17 | 2,757.41 | 6,905.66 | -1,207.55 | 4,214.81 | |
| Asset Coverage | 600 | 600 | 600 | 600 | 600 | 700 | 700 | 800 | 900 | 900 | 2,700 | 2,900 | 3,300 | 3,300 | 2,700 | |
| Cash Flow Coverage (CFGR) | 62.57 | 63.29 | 27.63 | 68.53 | 84.77 | 99.66 | 124.30 | 130.38 | 123.62 | 136.37 | 136.50 | 165.85 | 220.85 | 230.30 | 234.78 | |
| EBITDA Coverage | 1,200 | 1,100 | 500 | 1,200 | 1,500 | 1,500 | 1,800 | 1,700 | 1,500 | 600 | 4,700 | 2,900 | 7,000 | -900 | 4,200 | |
| Dividend Coverage | -100 | -100 | - - | -100 | -100 | -100 | -100 | -100 | -200 | - - | -500 | -300 | -700 | 100 | -400 | |
| Time Interest Earned (TIE) | -100 | -100 | -100 | -100 | -100 | -100 | -100 | -100 | -100 | -100 | -100 | -100 | -100 | - - | 39,900 | |
| Market Prospects | ||||||||||||||||
| Dividend Yield | 5.83 | 4.89 | 5.13 | 3.99 | 3.04 | 3.25 | 3.78 | 2.45 | 3.25 | 2.66 | 2.07 | 2.66 | 2.15 | 2.60 | 2.80 | |
| Earnings Yield | 10.11 | 7.32 | 3.34 | 6.57 | 5.97 | 6.14 | 6.54 | 4.74 | 8.48 | 2.27 | 11.64 | 8.63 | 16.18 | -2.99 | 11.35 | |
|
Price/Earnings (P/E)
|
988.83 | 1,365.95 | 2,995.71 | 1,522.32 | 1,675.43 | 1,629.87 | 1,528.94 | 2,110.03 | 1,178.77 | 4,398.86 | 859.31 | 1,158.23 | 618.02 | -3,345.58 | 881.35 | |
| Price/Earnings Growth (PEG) | 650.15 | -104.20 | -53.46 | 9.89 | 76.13 | 1,030.08 | 74.36 | -291.64 | 15.28 | -60.82 | 1.44 | -30.16 | 4.33 | 28.66 | -1.82 | |
|
Price/Book (P/B)
|
89.74 | 102.34 | 98.38 | 117.53 | 142.70 | 130.18 | 150.82 | 176.63 | 149.44 | 161.17 | 173.97 | 130.54 | 139.97 | 154.40 | 134.26 | |
| Price/Tangible Book (P/TB) | 89.74 | 102.34 | 98.38 | 117.53 | 142.70 | 130.18 | 150.82 | 176.63 | 149.44 | 161.17 | 173.97 | 130.54 | 139.97 | 154.40 | 134.26 | |
| Price/Sales (P/S) | 109.45 | 136.52 | 130.76 | 155.90 | 191.17 | 173.04 | 188.52 | 228.85 | 214.90 | 233.49 | 216.56 | 186.89 | 190.47 | 247.97 | 162.22 | |
|
Price/Cash Flow (P/CF)
|
813.66 | 969.80 | 2,013.31 | 1,004.54 | 1,088.19 | 980.16 | 911.04 | 1,130.58 | 1,170.93 | 1,068.99 | 1,420.57 | 944.60 | 925.93 | 792.37 | 791.58 | |
| Price/Free CF (P/FCF) | 884.42 | 1,001.87 | 2,072.03 | 1,014.08 | 1,097.85 | 990.37 | 919.69 | 1,144.06 | 1,189.01 | 1,087.40 | 1,449.36 | 957.45 | 933.00 | 798.21 | 798.59 | |
| Price/Operating CF (P/OCF) | 813.66 | 969.80 | 2,013.31 | 1,004.54 | 1,088.19 | 980.16 | 911.04 | 1,130.58 | 1,170.93 | 1,068.99 | 1,420.57 | 944.60 | 925.93 | 792.37 | 791.58 |