Commerce Bancshares, Inc.
Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses in the United States. It opera…
Banks - Regional
US, Kansas City [HQ]
Ratios
15 Records · Starting from 2009Margins, Growth Rates In %
| Ratio | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||
| Gross Margin | 100.70 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | |
| Profit Margin | 16.50 | 21.13 | 24.36 | 25.79 | 25.25 | 24.46 | 24.24 | 23.86 | 25.65 | 32.73 | 31.21 | 26.29 | 37.22 | 32.36 | 24.22 | |
| Operating Margin | 38.72 | 38.27 | 40.83 | 41.61 | 40.07 | 38.31 | 37.53 | 37.47 | 38.03 | 45.66 | 39.29 | 32.77 | 47.44 | 44.89 | -0.41 | |
|
EPS Growth
|
-12.70 | 28.18 | 17.02 | 8.49 | -1.68 | 0.57 | 2.83 | 7.69 | 15.82 | 41.41 | -8.10 | -14.58 | 55.56 | -6.12 | -1.09 | |
| EPS USD | 110.00 | 141.00 | 165.00 | 179.00 | 176.00 | 177.00 | 182.00 | 196.00 | 227.00 | 321.00 | 295.00 | 252.00 | 392.00 | 368.00 | 364.00 | |
| Return on Assets (ROA) | 0.93 | 1.20 | 1.24 | 1.22 | 1.13 | 1.09 | 1.07 | 1.07 | 1.29 | 1.70 | 1.62 | 1.08 | 1.45 | 1.53 | 1.50 | |
| Return on Equity (ROE) | 8.97 | 10.96 | 11.83 | 12.43 | 11.80 | 11.23 | 11.17 | 11.03 | 11.76 | 14.79 | 13.44 | 10.42 | 15.44 | 19.81 | 16.20 | |
| Return on Invested Capital (ROIC) | 10.53 | 13.12 | 12.85 | 13.03 | 12.17 | 11.56 | 11.53 | 6.75 | 8.33 | 9.95 | 8.44 | 6.43 | 8.22 | 10.06 | -0.11 | |
| Solvency | ||||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | 4.06 | 0.61 | 0.54 | 0.47 | 0.47 | 0.43 | 0.42 | 7.51 | 6.08 | 7.72 | 7.13 | 6.40 | 8.29 | 8.97 | 9.18 | |
| Debt/Equity | 39.06 | 5.55 | 5.16 | 4.79 | 4.85 | 4.47 | 4.40 | 77.18 | 55.54 | 67.04 | 59.31 | 61.97 | 88.49 | 115.91 | 98.85 | |
| Debt/EBITDA | 65.76 | -75.10 | -82.68 | -135.67 | -245.23 | -213.14 | -85.19 | -140.43 | -91.03 | -184.77 | -154.88 | -450.22 | -591.15 | -114.85 | -2,809.68 | |
|
Debt/Capitalization
|
28.09 | 5.26 | 4.91 | 4.57 | 4.63 | 4.27 | 4.21 | 43.56 | 35.71 | 40.13 | 37.23 | 38.26 | 46.95 | 53.68 | 49.71 | |
| Long-Term Debt/Capitalization | 28.09 | 5.26 | 4.91 | 4.57 | 4.63 | 4.27 | 4.21 | 3.93 | 0.06 | 0.30 | 0.08 | 0.02 | 0.36 | 0.39 | 0.05 | |
| Interest Debt per Share USD | 5.78 | 1.25 | 1.06 | 0.95 | 0.94 | 0.92 | 0.95 | 14.55 | 11.48 | 15.03 | 14.19 | 15.95 | 22.77 | 22.16 | 25.35 | |
| Debt Growth | -57.89 | -84.75 | -0.41 | -7.25 | 3.47 | -3.03 | -0.23 | -1.70 | -98.28 | 394.99 | -72.21 | -66.83 | 1,466.09 | -22.99 | 29,989.11 | |
| Liquidity | ||||||||||||||||
| Current Ratio | - - | - - | - - | - - | - - | - - | - - | 166.79 | 178.88 | 182.71 | 108.14 | 116.13 | 126.52 | 101.28 | 29.09 | |
| Quick Ratio | - - | - - | - - | - - | - - | - - | - - | 112.56 | 106.66 | 108.94 | 108.14 | 116.13 | 126.52 | 101.28 | 113.62 | |
| Cash Ratio | - - | - - | - - | - - | - - | - - | - - | 8.29 | 5.41 | 13.40 | 10.15 | 17.34 | 28.89 | 6.52 | 24.64 | |
| Operating Cash Flow Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Turnover | ||||||||||||||||
| Inventory Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Receivables Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Payables Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
|
Asset Turnover
|
5.66 | 5.67 | 5.10 | 4.71 | 4.48 | 4.46 | 4.42 | 4.50 | 5.01 | 5.20 | 5.18 | 4.09 | 3.89 | 4.73 | 6.21 | |
| Fixed Turnover | 254.55 | 273.67 | 292.20 | 292.04 | 295.53 | 299.08 | 308.64 | 341.83 | 371.62 | 397.66 | 364.14 | 362.92 | 366.80 | 360.28 | 419.85 | |
| Coverage | ||||||||||||||||
| Interest Coverage | 257.67 | 480.58 | 827.84 | 1,141.69 | 1,339.58 | 1,459.90 | 1,453.64 | 1,310.62 | 1,083.10 | 925.21 | 512.91 | 1,031.17 | 5,257.86 | 1,193.00 | -2.12 | |
| Asset Coverage | 2,400 | 16,400 | 18,400 | 21,300 | 21,400 | 23,000 | 23,600 | 17,800 | 1,004,900 | 212,300 | 792,600 | 2,794,700 | 198,200 | 225,300 | 800 | |
| Cash Flow Coverage (CFGR) | 40.12 | 597.81 | 364.31 | 369.41 | 336.35 | 346.76 | 278.43 | 22.45 | 28.71 | 28.12 | 27.58 | 29.64 | 19.65 | 19.58 | 16.79 | |
| EBITDA Coverage | 200 | 500 | 900 | 1,200 | 1,400 | 1,600 | 1,600 | 1,400 | 1,100 | 900 | 500 | 1,100 | 5,600 | 1,200 | - - | |
| Dividend Coverage | -200 | -200 | -300 | -100 | -300 | -200 | -200 | -200 | -300 | -300 | -300 | -200 | -400 | -300 | -300 | |
| Time Interest Earned (TIE) | 5,600 | 5,700 | 6,200 | 6,900 | 7,200 | 6,800 | 6,700 | 7,200 | 7,600 | -100 | -100 | -100 | -100 | 6,300 | 700 | |
| Market Prospects | ||||||||||||||||
| Dividend Yield | 2.48 | 2.37 | 2.41 | 6.90 | 2.02 | 2.19 | 2.36 | 1.74 | 1.79 | 1.83 | 1.58 | 1.67 | 1.47 | 1.49 | 1.94 | |
| Earnings Yield | 5.61 | 6.71 | 7.79 | 8.78 | 6.42 | 6.49 | 6.62 | 4.98 | 5.67 | 7.27 | 5.45 | 4.63 | 6.35 | 5.73 | 6.88 | |
|
Price/Earnings (P/E)
|
17.8180 | 14.8971 | 12.8306 | 11.3933 | 15.5668 | 15.4068 | 15.0957 | 20.0894 | 17.6381 | 13.7649 | 18.3507 | 21.5906 | 15.7560 | 17.4604 | 14.5456 | |
| Price/Earnings Growth (PEG) | -140.32 | 52.86 | 75.38 | 134.28 | -928.82 | 2,711.60 | 534.39 | 261.16 | 111.52 | 33.24 | -226.56 | -148.12 | 28.36 | -285.19 | -1,338.20 | |
|
Price/Book (P/B)
|
159.88 | 163.35 | 151.84 | 141.59 | 183.76 | 173.07 | 168.55 | 221.67 | 207.37 | 203.58 | 246.59 | 225.03 | 243.29 | 345.91 | 235.69 | |
| Price/Tangible Book (P/TB) | 159.88 | 163.35 | 151.84 | 141.59 | 183.76 | 173.07 | 168.55 | 221.67 | 207.37 | 203.58 | 246.59 | 225.03 | 243.29 | 345.91 | 235.69 | |
| Price/Sales (P/S) | 293.94 | 314.78 | 312.55 | 293.82 | 393.13 | 376.79 | 365.85 | 479.25 | 452.35 | 450.50 | 572.74 | 567.61 | 586.50 | 565.04 | 352.36 | |
|
Price/Cash Flow (P/CF)
|
1,020.22 | 492.10 | 807.40 | 800.95 | 1,125.51 | 1,117.63 | 1,377.28 | 1,279.57 | 1,300.32 | 1,079.81 | 1,507.40 | 1,225.06 | 1,399.10 | 1,524.47 | 1,419.72 | |
| Price/Free CF (P/FCF) | 1,132.37 | 506.07 | 852.02 | 881.40 | 1,205.11 | 1,271.46 | 1,548.10 | 1,356.36 | 1,399.92 | 1,149.03 | 1,643.89 | 1,293.76 | 1,545.78 | 1,725.57 | 1,731.77 | |
| Price/Operating CF (P/OCF) | 1,020.22 | 492.10 | 807.40 | 800.95 | 1,125.51 | 1,117.63 | 1,377.28 | 1,279.57 | 1,300.32 | 1,079.81 | 1,507.40 | 1,225.06 | 1,399.10 | 1,524.47 | 1,419.72 |