Cathay General Bancorp
Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. The company offers various depos…
Banks - Regional
US, Los Angeles [HQ]
Ratios
15 Sheets · Starting from 2023Margins, Growth Rates In %
| Ratio | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||
| Gross Margin | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.06 | 100.00 | 100.00 | 100.00 | 100.00 | 100.61 | |
| Profit Margin | -18.65 | 3.50 | 27.47 | 31.93 | 31.98 | 35.96 | 39.06 | 38.80 | 33.44 | 45.60 | 45.05 | 38.47 | 45.73 | 45.62 | 27.20 | |
| Operating Margin | 3.76 | 1.17 | 5.13 | 4.54 | 5.44 | 5.86 | 6.09 | 4.00 | 3.64 | 77.02 | 56.38 | 42.69 | 58.53 | 74.65 | 1.72 | |
|
EPS Growth
|
-228.00 | 95.31 | 1,866.67 | 20.76 | 12.50 | 20.14 | 15.61 | 10.50 | -0.91 | 52.97 | 4.18 | -17.48 | 32.29 | 27.30 | 0.62 | |
| EPS USD | -128.00 | -6.00 | 106.00 | 128.00 | 144.00 | 173.00 | 200.00 | 221.00 | 219.00 | 335.00 | 349.00 | 288.00 | 381.00 | 485.00 | 488.00 | |
| Return on Assets (ROA) | -0.58 | 0.11 | 0.94 | 1.10 | 1.12 | 1.20 | 1.22 | 1.21 | 1.13 | 1.62 | 1.54 | 1.20 | 1.43 | 1.64 | 1.53 | |
| Return on Equity (ROE) | -5.17 | 0.81 | 6.64 | 7.24 | 8.44 | 8.60 | 9.22 | 9.58 | 8.95 | 12.83 | 12.17 | 9.46 | 12.19 | 14.58 | 12.94 | |
| Return on Invested Capital (ROIC) | 0.29 | -0.88 | 0.64 | 0.55 | 0.63 | 0.65 | 0.85 | 0.44 | 0.37 | 12.86 | 8.79 | 7.94 | 11.26 | 14.32 | 0.57 | |
| Solvency | ||||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | 9.73 | 6.93 | 3.91 | 3.14 | 6.02 | 4.90 | 3.11 | 7.66 | 7.20 | 4.50 | 4.86 | 2.45 | 0.97 | 3.05 | 2.97 | |
| Debt/Equity | 86.41 | 52.44 | 27.60 | 20.73 | 45.32 | 35.19 | 23.61 | 60.80 | 57.25 | 35.60 | 38.34 | 19.26 | 8.27 | 27.09 | 25.06 | |
| Debt/EBITDA | 588.84 | 228.35 | 1.02 | 62.92 | 176.74 | 127.58 | 76.86 | 81.23 | 26.38 | 109.50 | 199.96 | 73.72 | 15.38 | 78.35 | 40,895.57 | |
|
Debt/Capitalization
|
46.36 | 34.40 | 21.63 | 17.17 | 31.19 | 26.03 | 19.10 | 37.81 | 36.41 | 26.25 | 27.72 | 16.15 | 7.64 | 21.31 | 20.04 | |
| Long-Term Debt/Capitalization | 46.36 | 34.40 | 21.63 | 17.17 | 31.19 | 26.03 | 19.10 | 21.02 | 24.59 | 25.77 | 27.13 | 11.89 | 7.31 | 21.04 | 19.78 | |
| Interest Debt per Share USD | 26.09 | 12.20 | 7.07 | 5.65 | 9.42 | 8.03 | 6.04 | 15.07 | 15.03 | 10.82 | 13.43 | 7.72 | 3.46 | 10.60 | 9.90 | |
| Debt Growth | -31.28 | -33.57 | -44.45 | -19.21 | 96.82 | -14.72 | -26.83 | 17.95 | 31.80 | 14.83 | 19.41 | -62.91 | -40.87 | 241.63 | 7.66 | |
| Liquidity | ||||||||||||||||
| Current Ratio | - - | - - | - - | - - | - - | - - | - - | 190.61 | 195.25 | 78,676.39 | 8,183.08 | 28.59 | 31.21 | 15.55 | 5.28 | |
| Quick Ratio | - - | - - | - - | - - | - - | - - | - - | 38.76 | 27.65 | 10,103.73 | 8,183.08 | 28.59 | 31.21 | 15.55 | 13.85 | |
| Cash Ratio | - - | - - | - - | - - | - - | - - | - - | 3.33 | 7.78 | 1,201.78 | 699.84 | 1.57 | 1.15 | 1.12 | 0.95 | |
| Operating Cash Flow Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | 1,700 | 1,600 | - - | - - | - - | - - | |
| Turnover | ||||||||||||||||
| Inventory Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | -10.40 | |
| Receivables Turnover | 1,004.24 | 933.12 | 1,131.33 | 1,413.65 | 1,586.07 | 1,511.23 | 1,349.62 | 1,209.79 | 1,161.80 | 1,155.68 | 1,157.37 | 1,007.81 | 1,144.61 | 959.03 | 1,332.83 | |
| Payables Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
|
Asset Turnover
|
3.12 | 3.06 | 3.42 | 3.44 | 3.50 | 3.33 | 3.11 | 3.11 | 3.37 | 3.56 | 3.42 | 3.12 | 3.12 | 3.60 | 5.64 | |
| Fixed Turnover | 332.62 | 301.63 | 344.07 | 358.40 | 377.29 | 384.53 | 378.63 | 427.28 | 510.73 | 578.46 | 448.28 | 444.25 | 512.71 | 635.44 | 1,056.90 | |
| Coverage | ||||||||||||||||
| Interest Coverage | 5.52 | 2.02 | 13.37 | 15.40 | 25.47 | 29.59 | 33.98 | 22.24 | 23.84 | 376.67 | 179.75 | 171.06 | 555.36 | 501.87 | 68.86 | |
| Asset Coverage | 1,000 | 1,400 | 2,500 | 3,100 | 1,600 | 2,000 | 3,200 | 1,700 | 1,400 | 2,200 | 2,000 | 3,100 | 4,700 | 600 | 600 | |
| Cash Flow Coverage (CFGR) | 12.99 | 22.51 | 41.85 | 48.97 | 17.40 | 26.61 | 42.81 | 21.08 | 22.10 | 44.55 | 49.45 | 68.70 | 165.17 | 69.75 | 56.11 | |
| EBITDA Coverage | - - | 100 | 200 | 200 | 300 | 400 | 400 | 400 | 400 | 300 | 100 | 100 | 500 | 500 | - - | |
| Dividend Coverage | 300 | - - | -600 | -700 | -900 | -500 | -300 | -200 | -200 | -300 | -200 | -200 | -300 | -300 | -300 | |
| Time Interest Earned (TIE) | 13,900 | 10,400 | 11,400 | 7,900 | 11,300 | 9,200 | 8,300 | 8,800 | 8,400 | -400 | -200 | -100 | -200 | 11,500 | 700 | |
| Market Prospects | ||||||||||||||||
| Dividend Yield | 5.65 | 1.25 | 1.37 | 1.04 | 0.60 | 1.13 | 1.79 | 1.97 | 2.06 | 3.07 | 3.26 | 3.85 | 2.95 | 3.33 | 3.05 | |
| Earnings Yield | -16.96 | 0.90 | 8.53 | 7.64 | 5.84 | 6.76 | 6.38 | 5.82 | 5.20 | 10.01 | 9.17 | 8.93 | 8.87 | 11.89 | 10.95 | |
|
Price/Earnings (P/E)
|
-589.63 | 11,129.57 | 1,172.24 | 1,309.10 | 1,713.83 | 1,479.02 | 1,566.68 | 1,719.15 | 1,922.66 | 999.47 | 1,090.51 | 1,119.39 | 1,127.96 | 840.78 | 913.40 | |
| Price/Earnings Growth (PEG) | 2.59 | -116.77 | -0.63 | 63.07 | 137.11 | 73.44 | 100.38 | 163.73 | -2,124.53 | 18.87 | 260.94 | -64.04 | 34.93 | 30.80 | 1,476.67 | |
|
Price/Book (P/B)
|
30.47 | 90.16 | 77.89 | 94.84 | 144.61 | 127.18 | 144.42 | 164.62 | 172.04 | 128.19 | 132.68 | 105.94 | 137.55 | 122.56 | 118.20 | |
| Price/Tangible Book (P/TB) | 30.47 | 90.16 | 77.89 | 94.84 | 144.61 | 127.18 | 144.42 | 164.62 | 172.04 | 128.19 | 132.68 | 105.94 | 137.55 | 122.56 | 118.20 | |
| Price/Sales (P/S) | 109.96 | 389.86 | 322.01 | 418.04 | 548.17 | 531.83 | 612.02 | 667.10 | 643.01 | 455.74 | 491.24 | 430.61 | 515.78 | 383.58 | 248.47 | |
|
Price/Cash Flow (P/CF)
|
271.40 | 763.86 | 674.52 | 934.15 | 1,834.02 | 1,358.38 | 1,428.47 | 1,284.21 | 1,360.00 | 808.33 | 699.80 | 800.68 | 1,006.46 | 648.76 | 840.71 | |
| Price/Free CF (P/FCF) | 296.12 | 787.11 | 685.90 | 952.13 | 1,938.14 | 1,403.04 | 1,457.48 | 1,303.81 | 1,377.65 | 824.67 | 711.47 | 815.41 | 1,017.81 | 653.50 | 848.21 | |
| Price/Operating CF (P/OCF) | 271.40 | 763.86 | 674.52 | 934.15 | 1,834.02 | 1,358.38 | 1,428.47 | 1,284.21 | 1,360.00 | 808.33 | 699.80 | 800.68 | 1,006.46 | 648.76 | 840.71 |